need

My company is planning to ask all employees to open Salary account with Kotak Kotak has offered the benefits (attached in the document below) for employees and upto Kotak White card as LTF. I wanted to get your feedback on 1) What offers can we negotiate with a bank for opening salary accounts...

1/ Just got a notification from Axis Bank that I’m eligible for a pre-approved credit card. No docs, instant approval. Sounds tempting, but I want to make sure I choose the right one. 👇 Please help me to choose the card

I have a Standard Chartered Smart Credit Card and need to pay more than ₹4 lakh in rent this year. I'm planning to pay around ₹35,500 monthly using RedGirraf. I read somewhere that if the rent is more than ₹20,000, a rent agreement is required. Is a rent agreement required irrespective of the...

Hi everyone, wanted suggestion for 5 nights staycation in Marriot, i am split between JW Marriott Mussoorie vs Westin Rishikesh, Need suggestion from people who have been then which one to book. For me experience is more important then point to redemption value. Will be travelling with my wife...

Hey guys, I need your expert guidance about the IDFC FIRST BANK SMARTMONEY OR you can say FIRST MONEY which allows us to foreclose at 0% , withdraw unlimited time Please give me some information about it and Question :- I already have a personal loan from IDFC so can I activate smartmoney...

Hi everyone, I recently got a pre-approved credit card offer from HDFC Bank. I had the option to choose between Freedom, Moneyback, and Swiggy cards. I went with the Freedom card because they are currently offering a ₹3200 Amazon voucher as a temporary welcome benefit. However, while applying...

Hi everyone, I’m looking for advice on which credit card should be my secondary now that I plan to drop my Amex Platinum Charge (₹35K monthly usage) when it comes up for renewal in August. I don’t find the benefits justifying the fee anymore. Here’s my current card setup and usage: Primary...

Hi TF community, Today (18th June 2025), I received an unexpected and disappointing email from Axis Bank saying that my Flipkart Axis Credit Card (XX2915) has been cancelled due to suspected non-personal or commercial usage, with all cashback revoked and existing EMIs foreclosed. They’ve cited...

Need sbi cashback credit card for purchase of Ipad , Ready to share some percentage of cashback 🙂

indusind tiger cc has 2 lounge access quarterly . can I split this benefit with addon card holder?

Hey everyone, I’m trying to load ₹5,00,000 into my Amazon Pay Wallet this month. I successfully added ₹1,00,000 using my Jupiter debit card, but now I’m running into issues: Amazon is not allowing me to add more with the same card — maybe a cooldown or limit? Tried PayZapp, but it’s not...

Hello, My father took out HDFC life policy (HDFC Uday) which is a non-linked participating plan 4 months ago. I was not consulted. He took it believing the agent who told that he would get 10% cashback, 2 gram gold coin every year upon premium payment. My dad believed and took the insurance...

Hello TF members, Could anyone please DM unused 10% discount voucher (10% off up to 2,000 on orders above 4,999) from CRED? Planning to purchase furniture.

There was a payday offer by Tata Neu. I remember only the end date which is June 8th 2025. The offer was that the customers would get extra 150 neucoins for spending Rs. 2000 and above on eligible categories. I placed an order on 1mg for Rs. 2107. Later they refunded Rs. 108 and they are now not...

Funds Vanished! Now ₹51001 Stuck in IndusInd Bank UPI Transactions - Help a Frustrated Redditor Out! Hey everyone, I'm in a bit of a nightmare situation here and hoping the Reddit community can lend some wisdom or shared experiences. I'm currently missing a whopping ₹51001 after multiple UPI...

Hi everyone, I’ve ended up with quite a few credit cards over time and want to streamline my wallet. Here’s my current portfolio, along with their annual fees: BankCard NameNetworkTierFees (₹/year) AxisMagnus BurgundyMasterCardWorld0 / till I have burgundy statusHighly Used ICICIEmerald...

Currently stuck outside gate 24. Passenger access to gates >31 (Adani, Oasis) is blocked. Only lounge available is Travel Club which is not accepting TataNeu CCs. Would greatly appreciate if I can get x2 access. Thanks!

Hi TF Community Having entered the points and miles game a few months back, I think I now have enough points to consider our family's first international trip. Here's the plan: Dates: 8th to 15th August, 2025 Sector: BLR - KUL - BLR Pax: 2 adults, 2 Children (ages 13 & 7) Flights: Onward -...

I wanted to open a pioneer account and asked my branch to open one for me but they insisted me on opening an account with a funding of Rs1,00,000 and then further they will upgrade it with my son's minor account as well As I had first opened my son's minor account, therefore they were unable...

Looking for some help and suggestions from experienced folks here. My wife and I recently visited the nearest Bank of Baroda to open a joint savings account. We specifically filled out the application together and requested that it be a joint account with both our names, contact details, and...