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  1. VSC

    Need Suggestion for Axis Credit Card Upgrade

    Hi, there is a upgrade offer for my LTF my zone card as follows 1. Axis rewards credit card- FYF 2. Axis select paid My question is will we get 10x rewards in dmart and other apparel stores. Please do suggest if I should upgrade or not. My spends are around 5k-6k Is the paid select worth it?
  2. B

    Need help in selecting loan for 2nd hand card

    Hi Everyone, I’m planning to buy a second-hand car with a budget of 3.45 lakhs. I’m looking for a car model from 2014-2016, as I only need it for learning purposes. I need a loan of at least 2.45 lakhs for a duration of 3 years. My CIBIL score is good (760+), and salary is also good, so the...
  3. yaleen

    Need guidance if its worth upgrading to Magnus Burgundy from regular Magnus

    Hi all, I have a Magnus credit card and a burgundy account as family add on.(Mother has the burgundy relationship). I made a lot of high value purchases recently, which took my Edge points to 10,00,000 or so. These transactions are fetching rewards and AEP and have hit fee waiver limit for...
  4. Rv1993

    Could you please help me? I need some details about the HDFC Millennia Credit Card

    Please assist me with the following queries: Are recharge and bill payments made through Amazon or Flipkart eligible for cash points? Does grocery shopping via Amazon or Flipkart earn 5% cash points? Are insurance and utility bill payments eligible for 5% cash points?
  5. Mekala ManojKumar

    Need guidance for the gold purchase using credit card

    Hi All, Need a guidance, planning to buy gold from Amazon platform.i have the Axis Atlas, Amex MRCC, icici amazon, Idfc select credit cards. So most of the above cards are excluded the rewards for gold transaction. But my question is even milestones are also excluded? Using Axis Atlas I have...
  6. Sriky

    Need advice: Reversal of Core CL Split - Millennia, TN Inf & Pixel Play

    Hi Folks, I need help to recover my HDFC Core card (Millennia) credit limit which I had unintentionally assigned to Pixel Play. I'll explain more about on the cards I hold and the relation I have with HDFC followed by the issue I'm facing. I'm an Imperia Customer and hold Millennia and TN...
  7. sarathtg

    Used SBI JCB Platinum Rupay Credit card for Internation Transaction and Charged Twice - Complaint Not moving forward - Need help

    Hi All, <Typo in the Title - It is debit card only> I made a USD 197.50 transaction for a exam voucher purchase from Linux foundation, San Fransisco on 11th Dec 2024(Approx Forex rate = 84.85). The payment was successful and I noticed that there were two debits on 11th Dec (one for 16,757.48...
  8. Brijesh Ghosh

    Need suggestion regarding credit card bill payment

    Hello, I need pay 2.4 Lac worth credit card bill next month. I have HDFC platinum card which will give reward upto 75k. Any other way to pay the balance bill? I have IDFC Wealth Debit Card which gives good reward but I am searching for a portal on which I can use that and get rewards. All...
  9. R

    Need help regarding IndusInd Credit card

    Hi, I recently received an IndusInd EazyDiner Signature as my first card from IndusInd. Had applied to through EazyDiner app itself. After the card got approved and received physically, I had contacted customer service for the reversal of first year fees. The customer service over call had...
  10. D

    URGENT: Need Help with First-Time Flight Booking

    Hello, everyone! I’m booking a flight for the first time and need assistance. Route: Bangalore to Ranchi Travel Dates: Around 10-14 January 2025 Can someone suggest the best apps or platforms for booking flights to get the maximum benefits? I have the following credit cards: Axis Bank...
  11. T

    Need your opinion

    Hello everyone. I received an upgrade offer from YES bank from elite plus to Reserve card. I want to know is it a good card whether i go for an upgrade or not please give your VAluable feedback Thank you
  12. Alex292929

    Need Advice: How to negotiate on new car loan

    We’re buying a new car and need advice: -Loan Amount: ₹7L -Down Payment: ₹1.5L -Offer Details (Kotak): 9.3% p.a. (Fixed), ₹7,500 processing fee, 24-month tenure. Looking for: 1.Tips to negotiate better terms. 2.Suggestions for other bank to apply to (can consider one more- Should I apply...
  13. Fini7777

    Need Help - An issue with kotak cc and IRCTC

    Hello all, On 21st October 2024, I booked tickets through the IRCTC app using my Kotak Myntra Credit Card. Here’s what happened: First Attempt: chose Cred and selected Paytm UPI in other upi options. Chose Kotak RuPay Credit Card. Payment failed, and tickets were not booked. Second...
  14. vchouksey80

    Need suggestions for some payments

    Hi All, I need suggestions from you all people regarding below upcoming transactions - 1. Need to purchase a scooter roughly 1.2 lac Rs txn 2. NPS payment 50k 3. Income tax payment almost 2lac 4. This is ongoing monthly 20k spending because of hybrid WFO, normally travel via Bus I have below...
  15. Anki0707

    Need suggestion for Amex mrcc alternative

    Hi Community, I want to close out my MRCC as it getting very difficult to use it after the recent devaluations and limitation of buying Amazon vouchers from gyftr and also it’s very annoying to buy 250 value vouchers for monthly spends. Please suggest me which card I can go for as an alternative...
  16. J

    Need info about burgundy magnus with current account.

    Hello all, I have 2 accounts in axis bank in one customer id. 1 saving and 1 current. I am maintaining 10lakh Rs in current account from last three months and in saving maintaining 50000 rs. Recently I upgraded my saving account to burgundy account. I want to apply magnus burgundy. I want know...
  17. Jackk

    Need to sell Yatra 1000 Hotel Voucher / gift card!

    Hi, I recently purchased Yatra voucher for my hotel booking but due to certain exigency the plan is now cancelled. If anyone needs can ping! Thanks!
  18. D

    How to get sbi cashback cc? + Update on Induslnd bank 0 balance account.

    Last month, I got the SBI Paytm credit card, and I’ve been using the SimplyCLICK card for over a year now. Recently, I applied for the Cashback credit card as I’m planning to buy an expensive product online. Today, I received a call from SBI Cards, and the representative told me that I won’t...
  19. Nishan11

    Need suggestion to optimize my credit card portfolio

    My current card portfolio:- Axis Airtel : Limit 10 L ( Paid ) Axis Atlas :- Limit 10 L ( Paid ) Axis Privilege :- 10 L ( Closed after creating this thread) Icici Amazon :- Limit 10 L ( LTF ) Sbi simply click :- Limit 4.7 L ( LTF ) Sbi Vistara:- 3.7 L ( Closed after creating this thread )...
  20. lokii

    Need a zero Forex Card

    HI everyone, i am travelling to singapore early next year, its my first international trip and i want a zero forex card as i read cash i not accepted every where and also dont want to carry everything in cash, suggest me a good credit card or debit card which are life time free. i tried Au ixigo...
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