regalia

I have around 12 k points expiring within a month on my Hdfc Business Regalia Credit Cards. Asking since i have never redeemed any points yet! What’s the best use case of these points? Vouchers? Statement credit? ( preferred) also are there any charges associated with redemption?

Can anyone clarify that what will be the effective return if we buy vouchers from payzapp by regalia gold credit card? How to maximize the HDFC Regalia Gold cards return if we want to purchase vouchers?

I had upgraded to Regalia Gold 5months back and have almost done 7.5lacs spend. Deliberately stopped spend as don't need smartbuy flight voucher as of now. Also done 4lacs on Amex Travel due for renewal in March 25. So no more milestones to be achieved. RG has limit of 4lacs only. I tried...

Hi, I am planning to buy some gold jewellery of around 2 lakhs from Malabar Gold (because of they low making charges as compared to Tanishq). I am planning to use the Regalia Gold CC for this purpose but I couldn't find any information on if jewellery purchases qualify for rewards points. I also...

Have a limit of 5.2 lakhs and have a paid millinea card just got an offer for an upgrade. already mailed customer service they denied it. have raised it with Grievance.Redressalcc@hdfcbank.com, but no luck talking to RM is useless. shall i take FYF or keep on escalating and wait till LTF is...

Hi, First post on the forum 😊 I am an HDFC Imperia customer and had a DCB plastic cc which was FYF. Then in second year I met the 5L spend criteria and got the fee waived off. But in the third year I could not meet the 5L criteria and had only spend about 3L. So, I sent an email to “hdfc cc...

I was getting spammed with Regalia LTF to Regalia Gold FYF upgrade offer since almost an year. In hdfc net banking it is clearly showing FYF upgrade, but today checked HDFC my cards. And this upgrade offer is very confusing one. It says "Annual fees are not applicable if your current card is...

Hello friends, I am moving my salary account from ICICI to HDFC. (Because ICICI silently downgraded my account from Wealth Management to Privilege. Even my ICICI debit card will become chargeable. There is no point in continuing in ICICI with no other benefits and least rewarding cards.) Now...

Hi All, I've been dealing with HDFC Bank as my primary Banker for last 12 years and increasingly getting frustrated with their deterioting service level (including banking as well as credit card department). On top of that, I've tried all the available ways to upgrade my existing Regalia /...

I had to spend 30K before 28th Sep to get 5000 smart buy voucher as milestone benefit and did transaction on flipkart on 26th Sep. The transaction date was 26th but it posted into statement as 28th Sep. Now that amount is showing in the next year benefit cycle and not in the previous year cycle...

Dear Ujjwal, We’re excited to bring you new benefits on your HDFC Bank Regalia Gold Credit Card! Starting 1st November 2024, your card's Welcome Benefits will now include a Swiggy One Annual membership, replacing the current Club Vistara Silver Tier membership. What does this mean for you...

I have both HDFC Regalia Gold and HDFC UPI Credit Card. I know that the credit limits of both the cards are shared and the Credit Limit of Regalia is also applicable for UPI Card. What I am NOT able to find anywhere is IF I spend "X" on HDFC UPI Card and "Y" on HDFC Regalia Gold card, will the...

How to use HDFC BUSINESS REGALIA to the fullest extent? How to use this for BUSINESS MERCHANT PAYMENTS? (GST) Many merchants including flipkart and amazon are not accepting mentioning it as CORPORATE/BUSINESS CARD. Can I use this card for smartvyapar hub HDFC ?

Are they worth anything? Are the redemption options similar to infinia with regalia? Best use? Please advise. Thanks in advance.

Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...

Hi I have an offer to upgrade from regalia first to millennia with ltf. Kindly advise if it is worth it and the difference between the 2. The othrr credit card I own are SBI Cashback, simply save, bpcl, idfc first select, standard chartered rewards and Amazon pay. I am planning to get rid of...

Hi All, I got Regalia Gold in the month of March-2024(16th March) and have been using it since then, I have completed the milestones and have already spent a little over 4 Lac since then, the limit I was offered then was 1.5L, I was short of limit last month and had to top-up money on card to...

I am using ICICI bank as my main A/c maintaining 6-7lacs amb. They didn't offer me any good card. So I thought to shift to HDFC bank so I can get regalia gold. I contacted two RMs for it. Don't know who is the one telling the truth. 1. Father's RM (HDFC Preferred A/C holder) He asked me to open...

Got an offer to get BizBlack upgrade from business regalia. I am in dilemma as I don't have a lot of spends. The offer says first 12 months no charge and then chargeable. I am very confused as I don't know what to do now, as I don't have big spends as such where I can cover the 7.5L threshold...

Currently I hold millennia ltf and now I have been offered Regalia gold as LTF. I also hold SBI cashback card offering similar benefits of millennia. Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.? If I dont opt for this upgrade will they offer a...