regalia

4 months ago, I opened a salary account with HDFC Bank, and with that account, they issued me a lifetime free (LTF) Diners Privilege credit card. I'm facing some acceptability issues in some offline stores in my city and on a few websites. I want to upgrade this card to Regalia Gold, but only if...

Three months ago, I opened a salary account with HDFC Bank, and with that account, they issued me a lifetime free (LTF) Diners Privilege credit card. I'm facing some acceptability issues in some offline stores in my city and on a few websites. I want to upgrade this card to Regalia Gold, but...

I'm a preferred banking customer and I've got more than the required average balance. Any chance I can switch my Regalia Gold card to LTF?

Hi, I was checking the return we receive on purchasing AGV from Payzapp for my Regalia Gold CC. For an amount of : 1000 Processing charges: 35.4 Total Paid: 1035.4 Rewards points(as per Payzapp for Regalia card) : 24(Regular)+ 96(Bonus) = 120 On Redemption the value goes : 60(0.5 per reward...

So I have been patiently waiting for a better card from HDFC and finally this morning I got a notification about Regalia Gold LTF. But when I opened and tried to apply, it is showing fees. Will it be LTF if I apply? Also checked on Xpressway, all cards are shown as paid there.

Hi all, I was here last month enquiring about how to raise my Regalia Gold limit after roughly 6 months of use, I hold Regalia Gold, UPI Rupay (for instant discounts), Swiggy HDFC and recently got Tata Neu Infinity. On forcing HDFC multiple times and pushing via email they increased my limit...

I have around 12 k points expiring within a month on my Hdfc Business Regalia Credit Cards. Asking since i have never redeemed any points yet! What’s the best use case of these points? Vouchers? Statement credit? ( preferred) also are there any charges associated with redemption?

Can anyone clarify that what will be the effective return if we buy vouchers from payzapp by regalia gold credit card? How to maximize the HDFC Regalia Gold cards return if we want to purchase vouchers?

I had upgraded to Regalia Gold 5months back and have almost done 7.5lacs spend. Deliberately stopped spend as don't need smartbuy flight voucher as of now. Also done 4lacs on Amex Travel due for renewal in March 25. So no more milestones to be achieved. RG has limit of 4lacs only. I tried...

Hi, I am planning to buy some gold jewellery of around 2 lakhs from Malabar Gold (because of they low making charges as compared to Tanishq). I am planning to use the Regalia Gold CC for this purpose but I couldn't find any information on if jewellery purchases qualify for rewards points. I also...

Have a limit of 5.2 lakhs and have a paid millinea card just got an offer for an upgrade. already mailed customer service they denied it. have raised it with Grievance.Redressalcc@hdfcbank.com, but no luck talking to RM is useless. shall i take FYF or keep on escalating and wait till LTF is...

Hi, First post on the forum 😊 I am an HDFC Imperia customer and had a DCB plastic cc which was FYF. Then in second year I met the 5L spend criteria and got the fee waived off. But in the third year I could not meet the 5L criteria and had only spend about 3L. So, I sent an email to “hdfc cc...

I was getting spammed with Regalia LTF to Regalia Gold FYF upgrade offer since almost an year. In hdfc net banking it is clearly showing FYF upgrade, but today checked HDFC my cards. And this upgrade offer is very confusing one. It says "Annual fees are not applicable if your current card is...

Hello friends, I am moving my salary account from ICICI to HDFC. (Because ICICI silently downgraded my account from Wealth Management to Privilege. Even my ICICI debit card will become chargeable. There is no point in continuing in ICICI with no other benefits and least rewarding cards.) Now...

Hi All, I've been dealing with HDFC Bank as my primary Banker for last 12 years and increasingly getting frustrated with their deterioting service level (including banking as well as credit card department). On top of that, I've tried all the available ways to upgrade my existing Regalia /...

I had to spend 30K before 28th Sep to get 5000 smart buy voucher as milestone benefit and did transaction on flipkart on 26th Sep. The transaction date was 26th but it posted into statement as 28th Sep. Now that amount is showing in the next year benefit cycle and not in the previous year cycle...

Dear Ujjwal, We’re excited to bring you new benefits on your HDFC Bank Regalia Gold Credit Card! Starting 1st November 2024, your card's Welcome Benefits will now include a Swiggy One Annual membership, replacing the current Club Vistara Silver Tier membership. What does this mean for you...

I have both HDFC Regalia Gold and HDFC UPI Credit Card. I know that the credit limits of both the cards are shared and the Credit Limit of Regalia is also applicable for UPI Card. What I am NOT able to find anywhere is IF I spend "X" on HDFC UPI Card and "Y" on HDFC Regalia Gold card, will the...

How to use HDFC BUSINESS REGALIA to the fullest extent? How to use this for BUSINESS MERCHANT PAYMENTS? (GST) Many merchants including flipkart and amazon are not accepting mentioning it as CORPORATE/BUSINESS CARD. Can I use this card for smartvyapar hub HDFC ?

Are they worth anything? Are the redemption options similar to infinia with regalia? Best use? Please advise. Thanks in advance.