regalia

Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...

Hi I have an offer to upgrade from regalia first to millennia with ltf. Kindly advise if it is worth it and the difference between the 2. The othrr credit card I own are SBI Cashback, simply save, bpcl, idfc first select, standard chartered rewards and Amazon pay. I am planning to get rid of...

Hi All, I got Regalia Gold in the month of March-2024(16th March) and have been using it since then, I have completed the milestones and have already spent a little over 4 Lac since then, the limit I was offered then was 1.5L, I was short of limit last month and had to top-up money on card to...

I am using ICICI bank as my main A/c maintaining 6-7lacs amb. They didn't offer me any good card. So I thought to shift to HDFC bank so I can get regalia gold. I contacted two RMs for it. Don't know who is the one telling the truth. 1. Father's RM (HDFC Preferred A/C holder) He asked me to open...

Got an offer to get BizBlack upgrade from business regalia. I am in dilemma as I don't have a lot of spends. The offer says first 12 months no charge and then chargeable. I am very confused as I don't know what to do now, as I don't have big spends as such where I can cover the 7.5L threshold...

Currently I hold millennia ltf and now I have been offered Regalia gold as LTF. I also hold SBI cashback card offering similar benefits of millennia. Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.? If I dont opt for this upgrade will they offer a...

Hello guys. My card renewal is due next month (was FYF) and I would like to convert it to LTF or atleast downgrade the card to some other LTF card. I have Swiggy LTF and Tata Neu Infinity FYF also. I have minimal spends on these cards in past year. I am having a high NRV in form of saving bank...

Last month i got preapproved offer from HDFC for DCP card . but i did not take it I wanted regalia . I want an upgrade going forward . Recently closed my magnus card . I have 60K salary and 400k savings in my account . I usually save 90-95% of salary . What are my chances of regalia gold

Recently got an LTF upgrade from Regalia to Regalia Gold.... I have APay ICICI and Flipkart Axis cards that give 1% on offline spends. But was wondering if using the regalia gold would be better for offline spends from now with the rewards conversion. Kindly throw some light. Also got Priority...

Hi, Looking a way to learn to maximise regalia gold points for hotel and flight bookings.

When does the bonus points earnings for Marriott bonvoy , ITC club and Accor membership takes place during the year? Bonuses for RW point transfers from regalia gold card points to membership points.

Received HDFC Regalia gold credit card

Comparison between HDFC Regalia & Regalia Gold Credit Cards: FeaturesHDFC Regalia Credit CardHDFC Regalia Gold Credit Card Annual Fee₹2,500 + GST (waived on spending ₹3 lakhs annually)₹2,500 + GST (waived on spending ₹3 lakhs annually) Welcome Benefits2,500 Reward PointsComplimentary Club...

I have a Regalia LTF with 3L Limit, have an offer of Regalia gold FYF( they might be willing to do LTF as I have seen recently for many). I want to ask others if they see an added value in getting Regalia gold. Keeping in mind I have other cards for domestic lounge access (Atlas, ICICI...

On payzapp, i don't see option for regalia gold for savings calculator. I only see Regalia. So will regalia gold come under Regalia or other credit card? Also, according to this calculator, each reward point is giving me 0.5 rs value, which is I think the conversion rate we get on flight,hotel...

I have a home loan with HDFC Bank. On enquiring for possible eligibility for CCs, the representative suggested HDFC Regalia Activ CC. This card is specific for home loan customers. The points structure seems quite similar to that of HDFC Regalia Gold. Has anyone on the forum used this card? If...

I've had the AMEX MRCC for about 6 months now. The thing is I also have the Plat Travel and I hate the monthly nonsense I have to do with Gift cards for the MRCC. I much rather prefer the yearly milestone with the Plat Travel. I also have a LTF Regalia. I'm wondering if it is worth upgrading...

Hey everyone, I currently own multiple HDFC cc as mentioned below with combined limit of 2.5L - Millennia LTF Swiggy FTF (with next years fee waiver limit achieved) Neu Infinity FTF (with next years fee waiver limit achieved) I have these cards issued 2-3 years back when I had lesser salary...

I have received an message from HDFC Bank for coupon worth 500. But when I'm trying to claim the amount it's asking for credit card validation by paying 1rs. Since I never did this before I'm getting some doubts can someone clarify if it's fake or genuine one

I got upgraded from Regalia First (LTF) to Regalia Gold (FYF) earlier this year (March'24), have spent close to 2 lakhs as of June I emailed bank if there is a chance for Infinia, which obviously they declined and on the same email I requested if they could "atleast" convert my card to LTF and...