regalia

Hello guys. My card renewal is due next month (was FYF) and I would like to convert it to LTF or atleast downgrade the card to some other LTF card. I have Swiggy LTF and Tata Neu Infinity FYF also. I have minimal spends on these cards in past year. I am having a high NRV in form of saving bank...

Last month i got preapproved offer from HDFC for DCP card . but i did not take it I wanted regalia . I want an upgrade going forward . Recently closed my magnus card . I have 60K salary and 400k savings in my account . I usually save 90-95% of salary . What are my chances of regalia gold

Recently got an LTF upgrade from Regalia to Regalia Gold.... I have APay ICICI and Flipkart Axis cards that give 1% on offline spends. But was wondering if using the regalia gold would be better for offline spends from now with the rewards conversion. Kindly throw some light. Also got Priority...

Hi, Looking a way to learn to maximise regalia gold points for hotel and flight bookings.

When does the bonus points earnings for Marriott bonvoy , ITC club and Accor membership takes place during the year? Bonuses for RW point transfers from regalia gold card points to membership points.

Received HDFC Regalia gold credit card

Comparison between HDFC Regalia & Regalia Gold Credit Cards: FeaturesHDFC Regalia Credit CardHDFC Regalia Gold Credit Card Annual Fee₹2,500 + GST (waived on spending ₹3 lakhs annually)₹2,500 + GST (waived on spending ₹3 lakhs annually) Welcome Benefits2,500 Reward PointsComplimentary Club...

I have a Regalia LTF with 3L Limit, have an offer of Regalia gold FYF( they might be willing to do LTF as I have seen recently for many). I want to ask others if they see an added value in getting Regalia gold. Keeping in mind I have other cards for domestic lounge access (Atlas, ICICI...

On payzapp, i don't see option for regalia gold for savings calculator. I only see Regalia. So will regalia gold come under Regalia or other credit card? Also, according to this calculator, each reward point is giving me 0.5 rs value, which is I think the conversion rate we get on flight,hotel...

I have a home loan with HDFC Bank. On enquiring for possible eligibility for CCs, the representative suggested HDFC Regalia Activ CC. This card is specific for home loan customers. The points structure seems quite similar to that of HDFC Regalia Gold. Has anyone on the forum used this card? If...

I've had the AMEX MRCC for about 6 months now. The thing is I also have the Plat Travel and I hate the monthly nonsense I have to do with Gift cards for the MRCC. I much rather prefer the yearly milestone with the Plat Travel. I also have a LTF Regalia. I'm wondering if it is worth upgrading...

Hey everyone, I currently own multiple HDFC cc as mentioned below with combined limit of 2.5L - Millennia LTF Swiggy FTF (with next years fee waiver limit achieved) Neu Infinity FTF (with next years fee waiver limit achieved) I have these cards issued 2-3 years back when I had lesser salary...

I have received an message from HDFC Bank for coupon worth 500. But when I'm trying to claim the amount it's asking for credit card validation by paying 1rs. Since I never did this before I'm getting some doubts can someone clarify if it's fake or genuine one

I got upgraded from Regalia First (LTF) to Regalia Gold (FYF) earlier this year (March'24), have spent close to 2 lakhs as of June I emailed bank if there is a chance for Infinia, which obviously they declined and on the same email I requested if they could "atleast" convert my card to LTF and...

Hi I can see below option for Regalia gold Milestone benefit.. I don't shop on Nykaa and reliance digital , so only option is marriott voucher. how to avail this 1500 marriott voucher ? 1. I read the steps , it says we have to download club marriott South asia app.. 2. Cant we do it in...

Hi I get a pre approved regalia gold for first year free from my regalia ltf, can I get gold regalia ltf, any process or hacks to get gold regalia ltf

I have seen it multiple times, but still want to recheck, How can i pay Utility bills via Regalia Gold. One way is Apay via smartbuy but that incurs 2.5% GST, Is it still worth it?

A very naive question, but would appreciate if anyone could clear this doubt. :hehe: As we all know, we have monthly limits to vouchers that we can buy on SmartBuy. So, can I use my friend's smartbuy to buy amazon vouchers using MY HDFC Card. And Will I get accelerated RPs on my card for the...

Hi, I have been using the Hdfc MoneyBack Credit card for last 6 years which I have received as LTF with my salary account. Now I received an upgrade offer to paid Regalia Gold without LTF. I have called my RM to checked whether it's possible to get this card as LTF. But he said he can do FYF but...

Hello friends, I am getting upgrade option from LTF millenia card to FYF regalia gold, should I take it? Few things- both millenia and regalia gold are useless to me, my queries are - ultimately my goal is to get infinia, so is getting a regalia gold an important milestone towards getting...