I have been trying for a HDFC credit card since last 2-3 years probably but was unable to get it. This time I got approved for HDFC Regalia (not Gold variant) for annual fees of Rs. 2500/-. I am fine with the annual fees but I am unhappy with the benefits that I can get from it. For example I...
I got offer to Regalia Gold LTF and IOCL LTF. Which one to choose.
I fuel for 2.5k in a month. Mostly buy things online.
Never did air travel. Never in near future.
Which one should I choose? I'm not in dire need for CC
I recently got LTF upgrade to Regalia Gold. The Welcome benefits of Club Vistara Silver Tire & MMT Black are unlocked only if I spend 1L in the first 90 days of activation. I do not foresee any major spending from my end in the Shopping or Travel categories. The only major places I will be able...
Hello, I have a dormant business regalia with a limit of 5L. I asked the concerned HDFC person to upgrade it to Biz Black based on my limit of Business Regalia. Unfortunately, he told me that I need to get the regalia re-issued for him to be able to upgrade to Biz Black. But HDFC are not...
I recently cancelled my add-on card and requested for a new card (so that the add-on and primary users have different card numbers). I got the new add-on card immediately. But I am facing many issues right now.
1. The add-on's number is configured as the primary's number: I requested the bank...
Got SMS of 1000 rs. Voucher as cashback for My HDFC Regalia card.
Offer - Simply use your HDFC Bank Credit Card for 6 or more times for min Rs. 500 and get voucher worth upto Rs.1000 from Amazon, Flipkart, Bigbasket, Swiggy, Zomato and more.
I am maintaining salary account in hdfc bank. I have HDFC regalia as LTF card for past 2 years. I am not using it anymore as the rewards are low for that card also recently hdfc devalued hdfc regalia for lounge access. Should I close this card? If i close it will i be offered with regalia gold...
Hi, I have been a Regalia First credit cardholder for the past five years and recently I received an upgrade to the Regalia Gold credit card which is priced not an LTF card. I applied for it and received the same, I have contacted customer service to make the card LTF through their website. To...
Hello All,
I would like to know if its possible to request HDFC Business Regalia upgrade as LTF by asking virtual relationship manager (RM) using one of the following
1) by getting 2 Lakh loan from HDFC
2) by doing FD of 2 lakh
I currently have HDFC Business Money Back (useless card mostly)...
Need suggestion, I am buying a car and need to shell out 10-12.5L, would paying by credit card be a viable option? The dealer may charge us for the same.
I have the following cards:
- Amex MRCC
- OneCard - Federal Bank
- Kotak Indian Oil Card
- Yes Reserv
- Magnus for Burgundy
- HDFC...
Hello Folks,
I am using an LTF Regalia with CL of INR 5L. I'd touched INR 8L+ spends last year. I also have an upgrade to FYF Regalia Gold available on the app.
I choose to seek for an LTF DCB + LTF Millennia (backup to cope with poor diners network) through the HDFC grievance team.
Got a...
I have 8 month old HDFC moneyback + cc. It was a FYF card. Recently they increased my limit to 325000. I want a better card from HDFC as moneyback + doesn't give rewards.
I am also getting tata neu infinity card FYF. I wanted to know will HDFC upgrade my card to millennia or regalia. Is there...
Is it meaningful to upgrade my Regalia card to Regalia gold?
Got an email from HDFC to upgrade the card with no joining fees. Don’t know if it’s worth moving from LTF to FYF with very low usage.
Hey all,
I have been holding HDFC Regalia First for over 8 years now and have been using it for spends in the range of 5-8L per year but the CL has always been 1L, other cards from various banks all have 2-5L CL. Since joining this forum, I realized how much I have been missing out on!
I sent...
Hi All,
I have 4 different priority pass from 3 different credit card. All of them have either 4 / 6 complimentary visit yearly. Some how I cant remember number of times I have used these cards. So when I emailed Priority Pass regarding usage history break down they replied "
Please be advised...
will HDFC bank issue Regalia Gold/ Millenia when Regalia/ Regalia First expire?
Anyone with similar experience?
My RM (whom I dont trust) told me it will be renewed as per existing card only
My card is valid till June 2024
Hey Guys,
This being my first post here, please ignore any mistakes.
So I have been trying to get my hands on a HDFC card for a while now, but I have not been able to as everytime i apply online, it only suggests moneyback.
I have multiple cards with APAY/Platinum ICICI having the highest...
I have HDFC Regalia from 3 years,
Now Regalia Gold also available, and one more variant also available , if I am not wrong that was Regalia first.
What is the difference of features between these 3?
I am having LTF regalia, should I go for other variant, if they are superior and LTF available.