• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

secured card

  1. joell

    C2C application via Axis require min 4L limit?

    I went to the Axis Bank branch yesterday as NTB after my ace application via Gpay got declined and asked for C2C application. They said normal income-proof stuff or C2C existing limit has to exceed 4L. They also offered a secured card (IOCL, Flipkart, Neo, Ace) for min 25K FD at 75% limit. I...
  2. iamsaimansari

    Secured card for C2c application

    If I get idfc first wow credit card with fd of 1 lakh above can I get any other unsecured card like axis through C2c application with it? Asking for someone because he is 18 and want to get a credit card
  3. A

    HDFC cancelled secured card (FD backed) application

    I recently applied for a secured credit (FD backed) at the branch. They said I can get Regalia Gold for a 5 lac FD so I did the necessities yet after 2 weeks the application was declined. Why did this happen? Can someone explain.
  4. P

    How to get Apay from ICICI secured card

    I recently opened a secured ICICI platinum chip credit card with 50,000 FD. just curious if I would be able to get the APay credit card in the future on basis of the secured credit card. Please suggest me things to do based on your experience. @IamTRoy4 I have Read your answers regarding this...
  5. Daniel16

    How to get Apay card via ICICI Secured Card?

    Hello TFCommunity! I wanted to get a secured ICICI credit card to get APay CC as I have been rejected in the past and also since I am 18 + Working part time, I dont have income proof. So what card should I get? 1. ICICI Platinum 2. ICICI Coral I don't have much idea about them and also will...
  6. W

    SBM Bank credit card closed without intimation

    I have an SBM PaisaBazaar Step Up Rupay CC (secured, FD-based). It is almost two years old. I received an SMS today that the card will be closed for non-usage within 30 days (SMS attached). I decided to do a transaction with the card today itself, but was unable to complete it due to...
  7. kartavya7sharma

    Secured celesta credit card

    I opened a selfie account today and booked an FD worth Rs. 25K to get a secured Celesta credit card. I am unable to find a way to apply CC and lien my FD against the credit card. PS: I want this card solely for the purpose of Free international Airport lounge access outside India. Please share...
  8. L

    Effect of low limit secured card on Credit score for people already having unsecured cards with good limit?

    Suppose someone has only unsecured cards with good limits (over 50k) and no BNPL ever. And he takes few low limit secured cards (only 2k or 5k FD). What effect will it have on his credit profile. 1. Will it improve or decrease his score? 2. Will it effect the of future credit cards limit...
  9. yughrane

    Good Mastercard Secured Credit Card

    Can y'all please recommend a secured credit card in mastercard variant?
  10. yughrane

    IndusInd Bank Secured Credit Card

    Has anyone gotten a secured FD credit card from IndusInd Bank, i know the procedure, but before opening an account i wanted to know the minimum FD amount required and which variants of cards is available? Please help me out
  11. D

    Can I increase credit limit on my BoB FD-backed credit card?

    I have a BoB Prime secured (backed by FD) credit card. The principal amount of the FD increased, but the credit limit was the same for 3 years. 1. If I want to increase the credit limit on that card, do I need to do another FD? and whether I can get an enhanced credit limit on the basis of...
  12. ank_sh1

    How to Convert secured to unsecured Credit Card Kotak Bank

    Hello there, I have a secure credit card from Kotak Bank. I had done an FD of 20k initially and got a credit limit of 16k. It was my first credit card. I have utilised the card in a very decent way, with no delayed payment, and never utilised > 30%. The bank increased my credit limit twice...
  13. Akshays

    Secured Infinia to Unsecured Upgrade

    I currently have Millenia LTF and Tata Neu Infinity (mainly got it for 1.5% UPI Cashback) from HDFC. My Salary doesn't meet Infinia's criteria nor do i have any hopes of it increasing to a point so that I become eligible for it in next 6 months, but I do have spare Funds in FDs in some other...
  14. N

    IDFC WOW - non Salaried

    I'm trying to apply for Wow idfc credit card, If i select self employed its still asking forwork related details. Can I skip them only by selecting Student or homemaker?
Back
Top