suggestions

Hi all, I'm having infinia, atlas, and amex platinum travel card, along with few other cards. I have some course fee payments through a direct college website. So I'm using Atlas. Received normal rewards also for 1st instalment. I have other general shopping spends in this year upto 40L. I'm...

Hi guys! I am planning to buy a new phone for my wife but I need a phone that is not only durable but also fits in our budget of 25k. My son is very naughty and has a habit of dropping his phone, so I need a phone that can withstand his rough handling. Also, my wife needs a phone with good...

Over the past month, I have been making most of my EMI payments a day or two after their due dates. Unfortunately, it seems I may have to do the same this month as well. Last month, all the financial institutions and banks graciously waived the ECS mandate charges and late fees, and my credit...

Hi folks, I'm trying to apply Millennia under the ongoing LTF offer for a family member. We tried applying from Cashkaro and also from HDFC Millennia product page. But HDFC system shows DCP, Swiggy and Tneu Plus cards only. I tried contacting HDFC but they said their system automatically...

My first hdfc credit card is tata neu plus FYF. I have done decent spend but not meet fee reversal criteria, I requested 2-3 times to make it LTF before charging fee via call and email, even threat to close the card but they didn't agree. So I closed the card. Then I open savings account, after...

Hi everyone, I’m facing an issue with a payment I made recently, and I’m looking for advice or suggestions on how to resolve it. Here’s what happened: I made a payment of ₹11,383 using my HDFC debit card through the Airtel app to pay a credit card bill. (30 December 2024) The amount was...

Hey everyone, 👋 I currently have five Rupay credit cards and am looking to optimize my rewards specifically for payments made through UPI. Here's the list of cards I have: 1️⃣ BOB Premier 2️⃣ BOB HPCL Energie 3️⃣ IndusInd Platinum 4️⃣ Kotak League 5️⃣ Yes ACE Does anyone know which of these...

Dear members I have got an additional card offer of bob snapdeal with ltf. Is it good to take, how much cashback received on upi payment with this.

Hi i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close

Hi Friends, Please share your Income Tax slab expectations (for individuals) and your suggestions from the 2025 budget (FY 2025-26). Given the reach of the TechnoFino community, our Finance minister and her team might implement some of your innovative suggestions. So, go on and share your...

I have 4 card starting with SBI simplysave, Yes rupay LTF virtual card, Axis neo LTF and HDFC swiggy LTF which card should I apply next I stay in Varanasi and I am A self employed.

Dear member I have currently 1. Axis Airtel, flipkart, Ace (paid) 2. Bob premier Rupay (Ltf) 3. HDFC neu infinity (ltf) 4. HDFC pixel (Fyf) 5. Icici saphiro dual card (Fyf) 6. Icici amazon pay (ltf) 7. Icici mmt signature (ltf) 8. Icici coral (ltf) 6. pnb rupay select (ltf) 7. RBL irctc...

As part of my job, I have to attend many conferences, classes, and seminars in different places. These days, I have been traveling mostly once a month for official purposes. Most of the hotel stays are for just 1-2 days. I pay for these stays myself, they are not company sponsored. When...

Hey TF Community, This is for a friend of mine who has been rotating his credit card for a while right now, he also took a loan from bajaj finance with a intrest rate of 28% pa. So is there any banks which provide lower interest rate as debt consolidation loan or something. Most of the banks...

Dear members I have currently holding 3 axis cards which is Axis ace, flipkart and Airtel, now thinking to close axis flipkart and take other axis card because axis denied to give me 4th cards. Also there is no more shopping on flipkart. So please share me the suggestions regarding above...

Hello friends, I have a question. I begin my financial journey in January last year and I’m still learning it all. In April 2023, I purchased health insurance from Care, and to manage the budget I told them that I’d pay the premium on monthly basis. At that time, I’ve had Axis IOCL credit...

Hi all, my current CC profile includes HDFC Regalia Gold (LTF/2.7L) - No banking relation ICICI Sapphiro (LTF/12.5L) - Salary account ICICI Amazon Pay (LTF/12.5L) SBI Cashback (Paid/3L, 1k, waive off at 2L) - Savings account IndusInd Easydiner Signature (Paid/3L, 2k, no waive offs) - No banking...

Hello everyone, I am planning for a Rajasthan trip in Feb'25 for 10 people (5 adults around 28 - 35 yrs, 2 kids of 2 yrs and 3 adults of 55 to 60 aged) It will be first time for every person... Please share your insights on how to plan the itinerary... 1) Which Cities to be covered and No...

Hi I am planning to visit Singapore January last week. I am plan to use accor points Any suggestions on budget accor hotels? I am new to accor , I have accor points but do not see option to utilise points on booking page.

Dear All, My friend needs suggestions for premium credit card. Salary account with Axis bank due to the employers tie up with the bank. Net salary around Rs.1.6 lakhs What benefits can we demand from Axis and upto which credit card we can ask as LTF.? He already has an myzone card with 60k...