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suggestions

  1. PAHULPREET

    Need suggestions for cards for advance tax payment

    Guys, I need to pay around ₹50K in taxes and I'm looking for a credit or debit card that offers good rewards on tax payments. I’m not considering the HDFC Biz Black card and don’t have an Amex Platinum. There are many discussions on this topic, but with recent devaluations, it's unclear which...
  2. M

    Urgent help needed- Need your valuable suggestions for RBIO escalation...!!!!

    Issue1: My credit card application for federal bank was rejected and asked them for the main reason for rejection. I sent mail to Level-1,level-2. They replied with the reason as some internal norms only. Then escalated to level-3 and waited for some days. No response from them . So on 28th days...
  3. Sriim

    Friend ruined his credit score - Suggestions needed

    One of my friends had a SCB Landmarks reward card in 2019. Later that year, the card was discontinued and replaced with a different card (probably digismart) which he didn't activate because he misplaced the new card. He didn't try to get a replacement and considered the card closed. In 2022...
  4. X

    Need suggestions on getting Super Premium Cards

    Hello friends, it is first post on here for which I cannot find any answer anywhere. I have several credit cards from different banks with different limits (I'll list them below), I want Super Premium Cards like DCB, Regelia, or maybe Infinia or maybe some good to use cards, also please suggest...
  5. M

    Suggestions regarding profile update ( Occupation and Income range )

    Hello folks !! I recently opened a HDFC Digisave youth savings account through branch. So currently my profile occupation is set to student with 1L to 3L income range. I opened this account for HDFC CC pre approved offers , I am using this account as a primary account so plz suggest me what...
  6. kohinoor

    Suggestions for investing savings

    I (27) am currently in Govt service earning between 40-50K for now (will be higher after I complete probation and get full allowances), and manage to save ~30K since the office is near my hometown and no fixed expenses as such. My HDFC RM pitched some stuff to invest my savings like term...
  7. C

    Suggestions for trip to Sydney

    Hello everyone, I am planning to book 3 return economy tickets in April for Sydney from Delhi. I have ~ 40k Krisflyer points, ~45k Maharaja club points, ~60k Amex MR and 140k points in infinia. I am kind of new in finding award tickets. I have seen Singapore airlines award ticket for return...
  8. V

    Solo Microwave and Grill Microwave oven suggestions

    I am planning to buy a Grill Solo Microwave oven Currently was looking at LG(20L) and Samsung(23L) 1) LG 20 L Microwave Oven Grill with Glass Door [MH2044DB] - Price 7990 - 1yr Product warranty and Stainless Steel cavity - Turntable = 9.64Inch (Will this be enough for 3 ppl) LG link 2) Samsung...
  9. Gownandha

    HDFC Bank Complaint – Need Suggestions on Next Steps

    Hi everyone, I recently escalated an issue with my Indian Oil HDFC Add-on Credit Card to the Banking Ombudsman, and I need your advice on what to do next. Background of the Issue: - Applied for the floater add-on card in August 2024 via my brother’s (primary cardholder) NetBanking. -...
  10. M

    Need suggestions regarding closure of AXIS ACE credit

    I need suggestion regarding to close ace card. I already have Flipkart LTF, Airtel master card, I took ace by just having a hope to convert into LTF in future. I tried it. Tried all the possible way. They never convert it as there is no option for that. So i am thinking about its closure, so...
  11. A

    I am considering taking a HDFC Diners Black CC for my 20k monthly Electricity bill as my AXIS Burgundy Magnus does not give any pts, any suggestions?

    I am considering taking a HDFC Diners Black CC for my 20k monthly Electricity bill as my AXIS Burgundy Magnus does not give any pts, any suggestions? Also which card is good for electricity bill payments around 20k per month. Amazon Pay does not work for high Electric bill payments
  12. Dudul123#

    Need Suggestions To maximise The rewards

    Hi Everyone have got Some big bills to pay every month these are all going to be all business transaction .Bills details are as following 1 electricity bill 1.5 lakhs per month 2 Fuel 1 lakh per month Using debit card to pay now If anyone is having any credit card or debit card to maximize the...
  13. vrp.vijayot

    Need Suggestions on methods/ways to combine Amex MR points within Family members

    Hi team, I am new to TF community and Amex credit cards. We have couple of Amex MRCC & Gold Card in our family. And i wish to know the methods/ways to combine Amex MR points within Family members Amex account. When i checked there is no way to transfer MR point between two Amex accounts...
  14. Akash.nagori

    Need Suggestions About RBI Complaint

    Hello everyone… I have received less cashback in the month of June last year on my axis bank credit card then I raised a request for the same with the bank and the bank replied that you will receive the eligible Cashback in the next billing cycle but I didn’t received the Cashback and then I...
  15. Panthera_Tigris

    Some questions for HDFC DCB/ Biz Black users (and alternative suggestions)

    Hello people, I have finalized the Biz Black card since I can use it for my advance tax payments which are substantial. However, since its a Diner's card, I am worried about acceptability. I want to know if I can use it seamlessly for the following use cases: 1. Foreign currency purchases. I...
  16. sanarora

    Unable to use my Axis Burgundy Pvt One card at ATM for Cash Withdrawals?? Any Suggestions..??

    So Axis advertises the Burgundy PVT card as the all in one credit debit forex all in one card, however no ATM machine recognizes my metal card when inserted, any idea how to withdraw cash with Burgundy Pvt card..?
  17. Fini7777

    Looking for an HNI account - Need your suggestions

    Hi everyone, I am currently looking for an HNI account, and I can maintain ₹25–30 lakhs in FDs. Here are my requirements: Debit Card with Unlimited Lounge Access - Compulsory. Good Internet Banking/Mobile Banking UI - I rely heavily on these services over branch visits. Premium Credit Card as...
  18. Gownandha

    Suggestions on HDFC credit card closures and conversions to LTF

    Hi everyone, I currently hold the following HDFC credit cards: Total - 8 1. Millennia (LTF) 2. UPI rupay (25k/ year spends for annual fee reversal) 3. Swiggy (FYF) 4. Pixel Play (rupay and visa - LTF) 5. Tata Neu Infinity (FYF) 6. Indian Oil (LTF) 7. Business Regalia (LTF) I’m...
  19. karthikuuuu

    Need Suggestions: Credit Card Upgrade/Downgrade Options

    Hello Technofino members, I currently have two credit cards with the following details: HDFC Millennia Paid variant Credit Limit: ₹3.27 L SBI Prime Paid variant Credit Limit: ₹64K My monthly expenses are in the range of ₹10K–₹20K. I feel I’m not utilizing my SBI Prime card much due to...
  20. Delsin

    Suggestions for my Credit Card Portfolio

    HDFC DCB LTF - Alumni HDFC Swiggy Paid - Food Spends HDFC Tata Neu LTF - Grocery/Tata HDFC IRCTC LTF - Train Spends SBI Cashback Effectively LTF - Online Spends SBI BPCL Effectively LTF - Amazon/Flipkart SBI Offers - Fuel Axis Flipkart Paid - Flipkart -...
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