suggestions

Hi guys, I have 34k MR points and want to redeem them for best value. I know in Gold collection redemption for AGV, I would get 1Re = 3 MR, is there any other way where I can fetch more? Like if anyone wants to buy MB points? As I am not a frequent traveler so not needed MB or airline mile...

I am currently experiencing financial difficulties and have a query regarding loan settlement and its potential impact on my credit profile and future financial options. Background I have an outstanding EMI balance of ₹80,000, for which I have been offered a settlement amount of ₹39,000. I also...

Need help in choosing best individual current account. Requirements 1. Should be opened with just aadhar & pan, has no business proof 2. Need free cash deposit limit min 2Lakhs 3. No physical verification 4. Can maintain mab upto 25k Options so far 1. Hdfc biz lite 10k mab 2L free cash deposit...

Hey folks, I’m currently evaluating my credit card portfolio and looking to either add a new card or remove one or two that are redundant or underperforming. I’d really appreciate any feedback or suggestions based on the cards I already have and my usage patterns. Here’s my current lineup...

Hi TF Members, I wanted to share an ongoing issue with ICICI Bank regarding a mis-selling experience and request your inputs on how to proceed further. --- 🔹 Background: Earlier this month, I was offered an ICICI Rubyx Credit Card as Lifetime Free (LTF) by a bank representative...

Hi everyone, I wanted to share my experience with HDFC Bank regarding their Swiggy Credit Card and get your opinions on whether I should proceed with this card or push further. Quick Summary: Back in Sept 2024, I inquired about getting the Swiggy HDFC Credit Card as a floater (shared...

Hey Fam! Currently I hold these cards, need suggestions, which one to keep and which one shall I close - HDFC Regalia Gold LTF - 4.4L CL (Primary card) HDFC Tata Neu Infinity LTF - Shared CL with RG (Primary UPI Card) ICICI Apay - 4L ICICI Coral Rupay LTF - 4L ICICI Sapphiro Dual LTF - 4L (All...

I am a sole proprietor and I have made some spends for my business using my personal card. Can that be an issue later on or currently as per ITD/Banks per view or any other legal issues? Should I take a business card? I've checked and found out only HDFC Biz Black might be rewarding. So I have...

Friends I have a 10L surplus now and I want to open an account with some benefits. My two options I thought are 1) BoB masterstroke account which also gets me free eterna 2) RBL insignia account which gets me an option to apply for their insignia CC My goal is to get something out of the FD.

I'm looking for good LIC plan to pay everymonth. Age - under 30 Please provide valuable suggestions

Hi All, I’m planning to purchase a term insurance policy with a coverage of ₹2 crore up to the age of 60. After comparing claim settlement ratio, amount settlement ratio, and solvency ratio, I’ve shortlisted the following insurers: * HDFC Life (Click 2 Protect Super) – ₹20,984 * Axis Max Life...

1/ Just got a notification from Axis Bank that I’m eligible for a pre-approved credit card. No docs, instant approval. Sounds tempting, but I want to make sure I choose the right one. 👇 Please help me to choose the card

Good Day Seniors Myself Gowthamakumar i am a marine engineer with nri status earning 3000USD/MONTH. i have few credit cards but i am unable to increase their credit limit. kindly assist me to increase the credit limit. My cibil as of today 773 with no loans but guarantor for my fathers home...

Hey everyone, I’m trying to load ₹5,00,000 into my Amazon Pay Wallet this month. I successfully added ₹1,00,000 using my Jupiter debit card, but now I’m running into issues: Amazon is not allowing me to add more with the same card — maybe a cooldown or limit? Tried PayZapp, but it’s not...

Hi everyone, I'm currently considering upgrading my HDFC Bank Regalia Gold credit card to the Diners Club Black (DCB) Metal variant. Before I proceed, I'd really appreciate some insights and suggestions from those who use or have experience with the DCB Metal, particularly regarding its...

I have Axis Atlas and Amex Platinum Travel Card. I have 15000 Axis Points and 35000 Amex Points. I am looking to do a small vacation with my wife for 3-4 days Domestic or if possible by paying extra internationally. What are my best options and how do I optimise these points?? Also are these...

Hi guys I wanna know which according to you is the best UHNI accounts in India , I have a hdfc Imperia account with a offer from the BM to convert to Infiniti and he promised a very good customer care experience upon giving consent to upgrading to Infiniti, but I didn’t have such a great...

My wife and I are planning to buy a car in range of ~15Lakhs and we are checking if we can optimize the spend using our CC. We have following cards: Infinia Metal (Paid but already close to 7-8L spend this year so have will most likely hit fee waiver) Airtel Axis - Paid HSBC Live+ - Paid...

Looking for some help and suggestions from experienced folks here. My wife and I recently visited the nearest Bank of Baroda to open a joint savings account. We specifically filled out the application together and requested that it be a joint account with both our names, contact details, and...

1. Axis Airtel (PAID) 750k limit - I primarily use it for bigbasket, Airtel and Utility bills, have a total of two cards in my family which covers most of the Utility expenses 2. HDFC REGALIA GOLD (Paid): recently got it as a fyf card to climb the ladder to infinia, limit is only 100k 3. SBI...