suggestions

As part of my job, I have to attend many conferences, classes, and seminars in different places. These days, I have been traveling mostly once a month for official purposes. Most of the hotel stays are for just 1-2 days. I pay for these stays myself, they are not company sponsored. When...

Hey TF Community, This is for a friend of mine who has been rotating his credit card for a while right now, he also took a loan from bajaj finance with a intrest rate of 28% pa. So is there any banks which provide lower interest rate as debt consolidation loan or something. Most of the banks...

Dear members I have currently holding 3 axis cards which is Axis ace, flipkart and Airtel, now thinking to close axis flipkart and take other axis card because axis denied to give me 4th cards. Also there is no more shopping on flipkart. So please share me the suggestions regarding above...

Hello friends, I have a question. I begin my financial journey in January last year and I’m still learning it all. In April 2023, I purchased health insurance from Care, and to manage the budget I told them that I’d pay the premium on monthly basis. At that time, I’ve had Axis IOCL credit...

Hi all, my current CC profile includes HDFC Regalia Gold (LTF/2.7L) - No banking relation ICICI Sapphiro (LTF/12.5L) - Salary account ICICI Amazon Pay (LTF/12.5L) SBI Cashback (Paid/3L, 1k, waive off at 2L) - Savings account IndusInd Easydiner Signature (Paid/3L, 2k, no waive offs) - No banking...

Hello everyone, I am planning for a Rajasthan trip in Feb'25 for 10 people (5 adults around 28 - 35 yrs, 2 kids of 2 yrs and 3 adults of 55 to 60 aged) It will be first time for every person... Please share your insights on how to plan the itinerary... 1) Which Cities to be covered and No...

Hi I am planning to visit Singapore January last week. I am plan to use accor points Any suggestions on budget accor hotels? I am new to accor , I have accor points but do not see option to utilise points on booking page.

Dear All, My friend needs suggestions for premium credit card. Salary account with Axis bank due to the employers tie up with the bank. Net salary around Rs.1.6 lakhs What benefits can we demand from Axis and upto which credit card we can ask as LTF.? He already has an myzone card with 60k...

Hello everyone, I’m seeking advice on optimizing my credit card portfolio and building a strong set of cards for my needs. Here’s a quick overview of my spending patterns and preferences: Spending Patterns: - UPI Transactions: ₹1-3L per month - Online Shopping: ₹1-2L per month (mostly...

Friends need your valuable suggestions /guidance in my unique case! I have been holding an HDFC credit card for the past five years. From March 2024 to October 2024, the bank repeatedly refused to approve a credit limit enhancement (CLE) or upgrade my credit card, despite my submission of...

Hello Community, I am looking to open a Zero MAB/ less MAB account, primarily for UPI and day to day uses. It would be great if this can be opened online. Offline opening is also fine. Which bank is best or easy to open an account? Thanks

Hi All, I need suggestions from you all people regarding below upcoming transactions - 1. Need to purchase a scooter roughly 1.2 lac Rs txn 2. NPS payment 50k 3. Income tax payment almost 2lac 4. This is ongoing monthly 20k spending because of hybrid WFO, normally travel via Bus I have below...

Last month, I got the SBI Paytm credit card, and I’ve been using the SimplyCLICK card for over a year now. Recently, I applied for the Cashback credit card as I’m planning to buy an expensive product online. Today, I received a call from SBI Cards, and the representative told me that I won’t...

From the past few months, I've been making payments to some merchants using my BoB RuPay Credit Card via the BHIM app. However, I've noticed that their soundboxes (like Paytm and ICICI) often don’t fetch these transactions properly. Has anyone else faced a similar issue? I’m looking for a...

Hi all hope you are doing great Recently I got stuck by some financial disturbance. One of my account is on freeze so it's also my savings account and I am not able to withdraw any funds and my salary is also stuck in that account. Due to that I have to pay all my EMI on the next day of the...

Can you help me choose the best bank for my salary account?? Thanks.

Hi Everyone, I have been using the HDFC Infinia credit card for over four years now and previously held the Amex Platinum Charge card for a year. However, I found the annual fee for the Amex card unjustifiable, as I already enjoy Bonvoy Gold Elite status through my stays, aiming for Platinum...

Hi all. I'll keep this post short and crisp. I have the below cards with most of them LTF Apay ICICI card(4,60,000, LTF) ICICI Sapphiro(4,60,000, LTF)-------Amex, MC, Visa variants all of them LTF ICICI Emerald(4,60,000, first year free)---> thinking to close after a year in Jan 2025 ICICI...

I used SBI credit card previously and closed due to lower credit limit, now again I am getting pre-qualified credit card offer from sbi , di I get the better credit limit now or will get the same credit limit offered before?

I am not a fan of keeping too many credit cards. Unfortunately, I have hoarded a few and I am inclined towards getting rid of a few. Please advise Following are the ones I have 1. Infinia Metal - usual fees 2. Biz Black Metal - usual fees 3. AmEx Platinum reserve - was LTF for almost a decade or...