suggestions

Good Day Seniors Myself Gowthamakumar i am a marine engineer with nri status earning 3000USD/MONTH. i have few credit cards but i am unable to increase their credit limit. kindly assist me to increase the credit limit. My cibil as of today 773 with no loans but guarantor for my fathers home...

Hey everyone, I’m trying to load ₹5,00,000 into my Amazon Pay Wallet this month. I successfully added ₹1,00,000 using my Jupiter debit card, but now I’m running into issues: Amazon is not allowing me to add more with the same card — maybe a cooldown or limit? Tried PayZapp, but it’s not...

Hi everyone, I'm currently considering upgrading my HDFC Bank Regalia Gold credit card to the Diners Club Black (DCB) Metal variant. Before I proceed, I'd really appreciate some insights and suggestions from those who use or have experience with the DCB Metal, particularly regarding its...

I have Axis Atlas and Amex Platinum Travel Card. I have 15000 Axis Points and 35000 Amex Points. I am looking to do a small vacation with my wife for 3-4 days Domestic or if possible by paying extra internationally. What are my best options and how do I optimise these points?? Also are these...

Hi guys I wanna know which according to you is the best UHNI accounts in India , I have a hdfc Imperia account with a offer from the BM to convert to Infiniti and he promised a very good customer care experience upon giving consent to upgrading to Infiniti, but I didn’t have such a great...

My wife and I are planning to buy a car in range of ~15Lakhs and we are checking if we can optimize the spend using our CC. We have following cards: Infinia Metal (Paid but already close to 7-8L spend this year so have will most likely hit fee waiver) Airtel Axis - Paid HSBC Live+ - Paid...

Looking for some help and suggestions from experienced folks here. My wife and I recently visited the nearest Bank of Baroda to open a joint savings account. We specifically filled out the application together and requested that it be a joint account with both our names, contact details, and...

1. Axis Airtel (PAID) 750k limit - I primarily use it for bigbasket, Airtel and Utility bills, have a total of two cards in my family which covers most of the Utility expenses 2. HDFC REGALIA GOLD (Paid): recently got it as a fyf card to climb the ladder to infinia, limit is only 100k 3. SBI...

I'm planning to open a dedicated bank account for stock market-related activities, mainly for handling more frequent transactions. I have a few questions and would appreciate your input: Among these banks, which one is the best in terms of ease of use, charges, and broker compatibility? Yes...

Asking for a friend - He has a Infinia and is looking to apply for two more cards. Main spends are in travel (airline, hotel - family trips), eating out (weekend parties), groceries and school fees. Please suggest two more cards to complete the 'All purpose 3 card portfolio' Thanks

Hey everyone, I’m hoping to get some input on my current credit card lineup. I’ve been thinking it might be time to clean things up a bit—maybe close a few cards, make some changes, or even add something new that I’m missing. Here’s a quick rundown of what I have right now: Typical Monthly...

Hey everyone, I'm looking to apply for a new credit card on a card-to-card (C2C) basis and would love some recommendations. I currently hold an Axis Bank credit card with a ₹4.25L limit, excellent repayment history, and a clean credit record. My main goals with the new card are: Better...

I currently Hold bizBlack FYF With 10.4L Limit. It was upgraded on October 2024. I want to upgrade to Infinia but the catch is I won't be able to do huge spending on my Card. So spend route isn't working for me. Please suggest something else. ITR is around 12 L

So, on May 7th I purchased a Mutton bucket biryani from a popular local restaurant in my town which costs me 1920 for the bucket + 500 for other items. On reaching home, 20 kms from the restautant I found it to be a chicken bucket instead of mutton. Chicken bucket costs something around 1200. I...

I’m planning to buy a pre owned car. Need 6-7L loan for that. I heard car loan for used car attracts heavy interest which is more than personal loan interest. In that case please suggest which loan is suitable and from which banks. I already have home loan from HDFC Cibil 801 ( checked Today) No...

Hi all, I have the following CC portfolio and am seeking your suggestions on optimising the same. Let me know if I need to close any cards or add any for my use case. Note: I did find a few similar threads, but couldn't find the details I was looking for personally CC Portfolio: 1. Axis: MyZone...

Hey guys, I'm pretty new to TechnoFino community & I've found it to be really helpful with providing guidance related to finance. I’m trying to build my credit card portfolio & have started to acquire some cards since turn of last year(I know I'm late to the party!). Nevertheless, I would really...

Hello, My wife is a doctor and she needs ipad for studying some courses on 2-3 applications. Apart from this, no other usage. Which Ipad should I buy? What’s best discounts on buying? Using Student offer? Or Claiming GST for business??

Dear Technofino members, I am new to technofino community and requesting some help on applying for my first credit card. I have an annual CTC of 36L. I read the post related to guidelines and summarized the following as my spending categories and cards I am holding. I am also open to suggestions...

Hi guys, I'm planning to do some works in my house(small renovation) i will be spending around 15 to 20 lakhs unfortunately my engineer doesn't have any pos machine there is a merchant QR and it was enabled for rupay cc payment I'm currently holding tata neu plus icici coral and axis myzone...