• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

suggestions

  1. Akash.nagori

    Need Suggestions About RBI Complaint

    Hello everyone… I have received less cashback in the month of June last year on my axis bank credit card then I raised a request for the same with the bank and the bank replied that you will receive the eligible Cashback in the next billing cycle but I didn’t received the Cashback and then I...
  2. Panthera_Tigris

    Some questions for HDFC DCB/ Biz Black users (and alternative suggestions)

    Hello people, I have finalized the Biz Black card since I can use it for my advance tax payments which are substantial. However, since its a Diner's card, I am worried about acceptability. I want to know if I can use it seamlessly for the following use cases: 1. Foreign currency purchases. I...
  3. sanarora

    Unable to use my Axis Burgundy Pvt One card at ATM for Cash Withdrawals?? Any Suggestions..??

    So Axis advertises the Burgundy PVT card as the all in one credit debit forex all in one card, however no ATM machine recognizes my metal card when inserted, any idea how to withdraw cash with Burgundy Pvt card..?
  4. Fini7777

    Looking for an HNI account - Need your suggestions

    Hi everyone, I am currently looking for an HNI account, and I can maintain ₹25–30 lakhs in FDs. Here are my requirements: Debit Card with Unlimited Lounge Access - Compulsory. Good Internet Banking/Mobile Banking UI - I rely heavily on these services over branch visits. Premium Credit Card as...
  5. Gownandha

    Suggestions on HDFC credit card closures and conversions to LTF

    Hi everyone, I currently hold the following HDFC credit cards: Total - 8 1. Millennia (LTF) 2. UPI rupay (25k/ year spends for annual fee reversal) 3. Swiggy (FYF) 4. Pixel Play (rupay and visa - LTF) 5. Tata Neu Infinity (FYF) 6. Indian Oil (LTF) 7. Business Regalia (LTF) I’m...
  6. karthikuuuu

    Need Suggestions: Credit Card Upgrade/Downgrade Options

    Hello Technofino members, I currently have two credit cards with the following details: HDFC Millennia Paid variant Credit Limit: ₹3.27 L SBI Prime Paid variant Credit Limit: ₹64K My monthly expenses are in the range of ₹10K–₹20K. I feel I’m not utilizing my SBI Prime card much due to...
  7. Delsin

    Suggestions for my Credit Card Portfolio

    HDFC DCB LTF - Alumni HDFC Swiggy Paid - Food Spends HDFC Tata Neu LTF - Grocery/Tata HDFC IRCTC LTF - Train Spends SBI Cashback Effectively LTF - Online Spends SBI BPCL Effectively LTF - Amazon/Flipkart SBI Offers - Fuel Axis Flipkart Paid - Flipkart -...
  8. shashwatchadha

    Need Suggestions on buying Gold Coin from Amazon using Credit Card

    Hello, I am new here. I wanted to know the best way to buy Gold coins worth Rs 500000 . I am already buying gold coin every month using Myntra gift voucher from smart buy using infinia. Does it make sense to get Axis Magnus Burgundy for this ?
  9. madhu12345

    Axis Atlas Best milestones cards suggestions for 40L spends for shopping and general spends: using atlas, infinia, plat travel alredy
    Threadmarks: Milestone cards

    Hi all, I'm having infinia, atlas, and amex platinum travel card, along with few other cards. I have some course fee payments through a direct college website. So I'm using Atlas. Received normal rewards also for 1st instalment. I have other general shopping spends in this year upto 40L. I'm...
  10. Q

    Best and most durable phone under 25 in 2025: We need your suggestions

    Hi guys! I am planning to buy a new phone for my wife but I need a phone that is not only durable but also fits in our budget of 25k. My son is very naughty and has a habit of dropping his phone, so I need a phone that can withstand his rough handling. Also, my wife needs a phone with good...
  11. Kumar93196

    NEED HELP OR SUGGESTIONS.... Regarding cibil

    Over the past month, I have been making most of my EMI payments a day or two after their due dates. Unfortunately, it seems I may have to do the same this month as well. Last month, all the financial institutions and banks graciously waived the ECS mandate charges and late fees, and my credit...
  12. knight

    Unable to apply Millennia Online LTF offer - Suggestions needed - NTB

    Hi folks, I'm trying to apply Millennia under the ongoing LTF offer for a family member. We tried applying from Cashkaro and also from HDFC Millennia product page. But HDFC system shows DCP, Swiggy and Tneu Plus cards only. I tried contacting HDFC but they said their system automatically...
  13. H

    HDFC CC journey so far. Need further suggestions.

    My first hdfc credit card is tata neu plus FYF. I have done decent spend but not meet fee reversal criteria, I requested 2-3 times to make it LTF before charging fee via call and email, even threat to close the card but they didn't agree. So I closed the card. Then I open savings account, after...
  14. rohit_

    Need Help: Failed Transaction Issue – Seeking Suggestions (Airtel App)

    Hi everyone, I’m facing an issue with a payment I made recently, and I’m looking for advice or suggestions on how to resolve it. Here’s what happened: I made a payment of ₹11,383 using my HDFC debit card through the Airtel app to pay a credit card bill. (30 December 2024) The amount was...
  15. rohit_

    Looking for Suggestions: Maximizing Rewards on Rupay Credit Cards for UPI Payments

    Hey everyone, 👋 I currently have five Rupay credit cards and am looking to optimize my rewards specifically for payments made through UPI. Here's the list of cards I have: 1️⃣ BOB Premier 2️⃣ BOB HPCL Energie 3️⃣ IndusInd Platinum 4️⃣ Kotak League 5️⃣ Yes ACE Does anyone know which of these...
  16. C

    Suggestions regarding additional card

    Dear members I have got an additional card offer of bob snapdeal with ltf. Is it good to take, how much cashback received on upi payment with this.
  17. Vickymaster1010

    how many credit cards u have and suggestions to close which cards in 2025

    Hi i have one card , hsbc , amazon pay , hdfc swiggy 1st year free , idfc both ashva and other . hdfc rupay regalia , axis flipkart paid , axis vistara , sbi vistara , please sugest which card should i stick or close
  18. 2

    Income Tax Slab & Rate for FY 2025-26

    Hi Friends, Below are the new income tax slab and applicable rate for FY 2025-26, as per the budget announcement by our Finance Minister dated Feb. 1, 2025. I have also calculated taxpayers' net savings (based on reference income) for your quick reference based on the recent tax cut...
  19. S

    New Credit card suggestions

    I have 4 card starting with SBI simplysave, Yes rupay LTF virtual card, Axis neo LTF and HDFC swiggy LTF which card should I apply next I stay in Varanasi and I am A self employed.
  20. C

    Suggestions for card collection

    Dear member I have currently 1. Axis Airtel, flipkart, Ace (paid) 2. Bob premier Rupay (Ltf) 3. HDFC neu infinity (ltf) 4. HDFC pixel (Fyf) 5. Icici saphiro dual card (Fyf) 6. Icici amazon pay (ltf) 7. Icici mmt signature (ltf) 8. Icici coral (ltf) 6. pnb rupay select (ltf) 7. RBL irctc...
Back
Top