suggestions

Hi everyone, I recently escalated an issue with my Indian Oil HDFC Add-on Credit Card to the Banking Ombudsman, and I need your advice on what to do next. Background of the Issue: - Applied for the floater add-on card in August 2024 via my brother’s (primary cardholder) NetBanking. -...

I need suggestion regarding to close ace card. I already have Flipkart LTF, Airtel master card, I took ace by just having a hope to convert into LTF in future. I tried it. Tried all the possible way. They never convert it as there is no option for that. So i am thinking about its closure, so...

I am considering taking a HDFC Diners Black CC for my 20k monthly Electricity bill as my AXIS Burgundy Magnus does not give any pts, any suggestions? Also which card is good for electricity bill payments around 20k per month. Amazon Pay does not work for high Electric bill payments

Hi Everyone have got Some big bills to pay every month these are all going to be all business transaction .Bills details are as following 1 electricity bill 1.5 lakhs per month 2 Fuel 1 lakh per month Using debit card to pay now If anyone is having any credit card or debit card to maximize the...

Hi team, I am new to TF community and Amex credit cards. We have couple of Amex MRCC & Gold Card in our family. And i wish to know the methods/ways to combine Amex MR points within Family members Amex account. When i checked there is no way to transfer MR point between two Amex accounts...

Hello everyone… I have received less cashback in the month of June last year on my axis bank credit card then I raised a request for the same with the bank and the bank replied that you will receive the eligible Cashback in the next billing cycle but I didn’t received the Cashback and then I...

Hello people, I have finalized the Biz Black card since I can use it for my advance tax payments which are substantial. However, since its a Diner's card, I am worried about acceptability. I want to know if I can use it seamlessly for the following use cases: 1. Foreign currency purchases. I...

So Axis advertises the Burgundy PVT card as the all in one credit debit forex all in one card, however no ATM machine recognizes my metal card when inserted, any idea how to withdraw cash with Burgundy Pvt card..?

Hi everyone, I am currently looking for an HNI account, and I can maintain ₹25–30 lakhs in FDs. Here are my requirements: Debit Card with Unlimited Lounge Access - Compulsory. Good Internet Banking/Mobile Banking UI - I rely heavily on these services over branch visits. Premium Credit Card as...

Hi everyone, I currently hold the following HDFC credit cards: Total - 8 1. Millennia (LTF) 2. UPI rupay (25k/ year spends for annual fee reversal) 3. Swiggy (FYF) 4. Pixel Play (rupay and visa - LTF) 5. Tata Neu Infinity (FYF) 6. Indian Oil (LTF) 7. Business Regalia (LTF) I’m...

Hello Technofino members, I currently have two credit cards with the following details: HDFC Millennia Paid variant Credit Limit: ₹3.27 L SBI Prime Paid variant Credit Limit: ₹64K My monthly expenses are in the range of ₹10K–₹20K. I feel I’m not utilizing my SBI Prime card much due to...

HDFC DCB LTF - Alumni HDFC Swiggy Paid - Food Spends HDFC Tata Neu LTF - Grocery/Tata HDFC IRCTC LTF - Train Spends SBI Cashback Effectively LTF - Online Spends SBI BPCL Effectively LTF - Amazon/Flipkart SBI Offers - Fuel Axis Flipkart Paid - Flipkart -...

Hello, I am new here. I wanted to know the best way to buy Gold coins worth Rs 500000 . I am already buying gold coin every month using Myntra gift voucher from smart buy using infinia. Does it make sense to get Axis Magnus Burgundy for this ?

Hi all, I'm having infinia, atlas, and amex platinum travel card, along with few other cards. I have some course fee payments through a direct college website. So I'm using Atlas. Received normal rewards also for 1st instalment. I have other general shopping spends in this year upto 40L. I'm...

Hi guys! I am planning to buy a new phone for my wife but I need a phone that is not only durable but also fits in our budget of 25k. My son is very naughty and has a habit of dropping his phone, so I need a phone that can withstand his rough handling. Also, my wife needs a phone with good...

Over the past month, I have been making most of my EMI payments a day or two after their due dates. Unfortunately, it seems I may have to do the same this month as well. Last month, all the financial institutions and banks graciously waived the ECS mandate charges and late fees, and my credit...

Hi folks, I'm trying to apply Millennia under the ongoing LTF offer for a family member. We tried applying from Cashkaro and also from HDFC Millennia product page. But HDFC system shows DCP, Swiggy and Tneu Plus cards only. I tried contacting HDFC but they said their system automatically...

My first hdfc credit card is tata neu plus FYF. I have done decent spend but not meet fee reversal criteria, I requested 2-3 times to make it LTF before charging fee via call and email, even threat to close the card but they didn't agree. So I closed the card. Then I open savings account, after...

Hi everyone, I’m facing an issue with a payment I made recently, and I’m looking for advice or suggestions on how to resolve it. Here’s what happened: I made a payment of ₹11,383 using my HDFC debit card through the Airtel app to pay a credit card bill. (30 December 2024) The amount was...

Hey everyone, 👋 I currently have five Rupay credit cards and am looking to optimize my rewards specifically for payments made through UPI. Here's the list of cards I have: 1️⃣ BOB Premier 2️⃣ BOB HPCL Energie 3️⃣ IndusInd Platinum 4️⃣ Kotak League 5️⃣ Yes ACE Does anyone know which of these...