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upgrade

  1. S

    HDFC & ICICI Credit Card Upgrade

    I received upgrade offers for my HDFC MoneyBack Plus (LTF) to the Millennia (FYF) and my ICICI Coral (LTF) to the Sapphiro (FYF). I contacted customer care for both banks to ask if the upgraded cards could be made lifetime free, but my requests were denied. What should I do to get them LTF?
  2. raze

    Buying Air India Upgrade voucher

    DM with your offers and expiry
  3. Hritaban

    Help me out with HDFC card upgrade!

    So, I have a LTF moneyback + credit card (which was actually my first CC ever) along with swiggy LTF and neu plus LTF. So, I have been getting the upgrade offer from HDFC to upgrade to Biz Grow FYF, which I obviously refused. But today amongst all the stupid upgrade messages and scam emails for...
  4. R

    How to get IndusInd Tiger credit card while already having Pinnacle and I don't want to close or upgrade pinnacle

    How to get IndusInd Tiger credit card while already having Pinnacle and I don't want to close or upgrade it, just want an additional Tiger card?
  5. dosco123

    Diners Club Privilege upgrade

    I have a Diners Club Privilege and am being offered an upgrade to Marriott CC on the Diners Network. Ideally would prefer to be upgraded to Diners Club Black or Infinia or even Regalia Gold. Any suggestions how i can go about it.
  6. sbatra

    HDFC DCB (LTF) to Infinia upgrade. Need advice

    My current relationship with HDFC (cc shared limit 7 lakhs) is 1. HDFC DCB (LTF) - Spends are 35-40k per month as I use other cards too. But can move all spends here. 2. HDFC Tata Neu Infinity (Paid) - but I use it for all insurance payments and some gold scheme at Mia. So annual spend reaches 3...
  7. Ram1

    Pinnacle to Celesta upgrade options

    I have Pinnacle LTF with 3L limit. Got call from Indusind executive today regarding Celesta amex upgrade. https://www.indusind.bank.in/in/en/microsites/celesta.html He offered 3 options 1. JF 25k and AF 5k 25k non essential vouchers 75% essential vouchers Eazydinners voucher worth 6k annual...
  8. addiiioo

    Can I upgrade my regular Magnus to m4b and still retain the points?

    So I have a regular Magnus with some points in it and im considering upgrading to m4b (Ill also have to update my account to burgundy ) my doubt is do my regular Magnus points get converted to m4b and can I access the 5:4 conversion instead of 5:2 ?
  9. BK7

    How to Get DCP Credit Card as LTF? Facing Rejections & No Upgrade Offers

    Hi everyone, I'm trying to get the HDFC Diners Club Privilege (DCP) credit card as Lifetime Free (LTF) for my wife, but facing a few issues and hoping someone here can guide us: Online application says she's not eligible, despite meeting the income requirements. She contacted her HDFC...
  10. L

    HDFC regalia gold upgrade from regalia first

    Recently in mycards hdfc app , found that I am offered an upgrade from regalia first to regalia gold - LTF offer but no where joining fees related details were mentioned. Same hdfc bank when I requested for free LFT regalia gold they said its not possible and i have to joining fees and annual...
  11. W

    Indusind Account upgrade to Exclusive

    How to upgrade from Indusind Select account variant to Exclusive account variant with Zero balance maintenance, I have my pinnacle credit card linked to my account. Can this process be done online, when I visit the branch they are not sure of this zero balance requirement for account upgrade...
  12. financewizard

    Infinia Infinia card upgrade - Income elegibility

    I currently have Regalia Gold and tried upgrading to Infinia. I have 15L credit limit and in the past 6 months have spends more than 10L. However now HDFC RM is saying that HDFC has revised its guidelines and they will not process upgrade as my income is less than 5L per month. Need to...
  13. swanand04

    Want to upgrade to HDFC Regalia Gold from Millennia

    Hello all, I am new member here but using CC's from 10 years now. I have total 4 Cc's as follows 1. HDFC Millennia - Limit 2.9 L 2. ICICI Coral - 11.4 L Shared with all cards 3. ICICI Rubyx Master Card 11.4 L shared 4. ICICI Rubyx Amex Card 11.4 L shared I have my Salary account in the ICICI...
  14. aayusharyan

    IDFC First Social Media team checked TFC and helped in Card upgrade

    TBH, this is an appreciation post for IDFC First's social media team. As we all know, there is a fellow member jisne tehalka macha diya tha by requesting a reduction in CL to mere 1000 and then 100. (If you are not following that, here is the link -...
  15. Kesav

    How to get HDFC Card upgrade?

    Currently I own a biz grow credit card with 50k limit, I am preferred customer for past 6 years, my net itr is less than 10L, but I have ODs with bank and do good transactions greater than 1 cr per year. I am not getting upgrade offers I am using since past 9 months.
  16. Riyon

    📌 My Recent Credit Card Limit Enhancement & Upgrade Journey

    Hi everyone, I wanted to share my recent experiences with credit card limit enhancements and upgrades across different banks. Hopefully, this helps others who are exploring similar options. --- 🔹 Recent Enhancements & Upgrades Federal Bank Limit revised: ₹2.61L → ₹3.00L Card upgraded: Imperio...
  17. GROWNUPS

    ICICI Credit Card Help me Choose - MMT Signature vs MMT Revised

    CURRENTLY HAVE 3 CARDS: APAY, CORAL AND MakeMyTrip (OLD) I'm debating choosing ICICI MakeMyTrip Card (NEW VERSION) offered with 0 Joining Fee Pros: You get both Rupay and Mastecard together No Joining Fee and Annual Fee is reversed as MMT Voucher everytime Rewards on UPI Spends and...
  18. S

    HDFC Regalia to Regalia Gold LTF upgrade - Take it or not?

    Hi experts, I have received an upgrade offer from existing LTF Regalia to Regalia Gold on LTF basis. I am confused whether to take it or pass it for now due to following reasons: I have one RBI BO complaint ongoing where I requested Regalia to DCBM upgrade which was denied by HDFC. HDFC...
  19. atharva99

    HDFC Credit Cards Marriott Bonvoy upgrade

    I have HDFC Diners Club Privilege. I am getting an upgrade offer for HDFC Marriott Bonvoy Credit Card. Is it worth accepting the offer considering it is First Year Free and then Rs3000 annual fee? Request everyone to help.
  20. vaibhav111

    Did I Make the Right Move? My IDFC Private Upgrade Story

    Hey everyone, Wanted to share my recent experience and get your feedback on whether this made sense or if I could have approached it differently. Around a year ago I contacted my Wealth RM for an IDFC Private upgrade. She explained that to qualify, I’d need to increase my relationship value...
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