upgrade

Recently in mycards hdfc app , found that I am offered an upgrade from regalia first to regalia gold - LTF offer but no where joining fees related details were mentioned. Same hdfc bank when I requested for free LFT regalia gold they said its not possible and i have to joining fees and annual...

How to upgrade from Indusind Select account variant to Exclusive account variant with Zero balance maintenance, I have my pinnacle credit card linked to my account. Can this process be done online, when I visit the branch they are not sure of this zero balance requirement for account upgrade...

I currently have Regalia Gold and tried upgrading to Infinia. I have 15L credit limit and in the past 6 months have spends more than 10L. However now HDFC RM is saying that HDFC has revised its guidelines and they will not process upgrade as my income is less than 5L per month. Need to...

Hello all, I am new member here but using CC's from 10 years now. I have total 4 Cc's as follows 1. HDFC Millennia - Limit 2.9 L 2. ICICI Coral - 11.4 L Shared with all cards 3. ICICI Rubyx Master Card 11.4 L shared 4. ICICI Rubyx Amex Card 11.4 L shared I have my Salary account in the ICICI...

TBH, this is an appreciation post for IDFC First's social media team. As we all know, there is a fellow member jisne tehalka macha diya tha by requesting a reduction in CL to mere 1000 and then 100. (If you are not following that, here is the link -...

Currently I own a biz grow credit card with 50k limit, I am preferred customer for past 6 years, my net itr is less than 10L, but I have ODs with bank and do good transactions greater than 1 cr per year. I am not getting upgrade offers I am using since past 9 months.

Hi everyone, I wanted to share my recent experiences with credit card limit enhancements and upgrades across different banks. Hopefully, this helps others who are exploring similar options. --- 🔹 Recent Enhancements & Upgrades Federal Bank Limit revised: ₹2.61L → ₹3.00L Card upgraded: Imperio...

CURRENTLY HAVE 3 CARDS: APAY, CORAL AND MakeMyTrip (OLD) I'm debating choosing ICICI MakeMyTrip Card (NEW VERSION) offered with 0 Joining Fee Pros: You get both Rupay and Mastecard together No Joining Fee and Annual Fee is reversed as MMT Voucher everytime Rewards on UPI Spends and...

Hi experts, I have received an upgrade offer from existing LTF Regalia to Regalia Gold on LTF basis. I am confused whether to take it or pass it for now due to following reasons: I have one RBI BO complaint ongoing where I requested Regalia to DCBM upgrade which was denied by HDFC. HDFC...

I have HDFC Diners Club Privilege. I am getting an upgrade offer for HDFC Marriott Bonvoy Credit Card. Is it worth accepting the offer considering it is First Year Free and then Rs3000 annual fee? Request everyone to help.

Hey everyone, Wanted to share my recent experience and get your feedback on whether this made sense or if I could have approached it differently. Around a year ago I contacted my Wealth RM for an IDFC Private upgrade. She explained that to qualify, I’d need to increase my relationship value...

I’ve been using the Tata Neu Plus card since mid-2023, starting with an ₹80K limit that was increased to ₹1.3L after 6 months. In mid-2024, I requested an upgrade but was declined. Later, I opted for the Pixel Play card — HDFC split my limit between ₹40K for Pixel Play and the rest for Tata...

I get pop up for upgrade in classic banking program i give consent how much time it takes to upgrade I'm worried now what should I do now?? I'm newbie let me know please if you know

Hi TFians, I recently received an upgrade to the ICICI Emeralde Credit Card (plastic variant) with a ₹12,000 annual fee (paid) in the iMobile app– not the metal one. Current Relationship with ICICI: Amazon Pay ICICI Credit Card ICICI Coral Credit Card Combined credit limit: ₹4.2L The...

Hello guys, I got my first card Icici Platinum LTF on 01/2021, second LTF card Amazon Pay 06/2022. After that I added several cards and now sbi rejects me for over leverage (this is quite common though). I got Icici Cora ltfl card as upgrade recently. Now question is Icici generally give new...

Hi There, Yesterday I got a call from my Imperia Banking RM for Credit Card upgrade offer to Diners Club Privilege card I already have a 4 year old Millennia Diners Credit Card with LTF status. Initially I thought all HDFC upgrades would be FYF only. To my surprise RM mentioned it is a LTF...

Just received an exciting email from HSBC 📨 — the HSBC Visa Platinum Credit Card is being upgraded to Visa Signature platform effective 1st September 2025, and it brings a bunch of lifestyle and travel perks along with it! 🎉 Here’s what’s changing: ✅ Upgrade to Visa Signature from visa...

I have been using HDFC Moneyback+ card LTF since 2021 and I got a limit enhancement offer from 50k to 1.3 lakh in 2024 but now I want to upgrade my card. I don't work so I cant provide income documents but I have a cibil score of 776 with no default and a 5 year history with 14 different credit...

I have axis neo ltf card, can I convert it to myzone ltf? If it's possible let me know how to do that.

I had Sent a cold email to HDFC seeking upgrade from DCB Metal to Infinia Metal as I have > 10L credit limit and over 15L spends in last 6 months. Unfortunately it seems requests have been put on hold. Anyone has pointers to why? Or when would this get resolved? Any other alternative way I can...