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upgrade

  1. bhavyakjain

    How to get HDFC Regalia Gold LTF via Imperia upgrade?

    Hi everyone, I’m trying to get Regalia Gold LTF by upgrading my HDFC relationship and wanted advice from people who’ve done this recently. My details: - Age: 28 - CIBIL : 777 - Profession: Consultant - Net credit: ₹3.37 LPM (full time employee but company classifies it as fee and NOT salary) -...
  2. K

    Kotak White Reserve Upgrade Offer (FYF only)

    is it worth taking it as fyf? because im not sure about if i can hit waiver next yr of 10L
  3. D

    DCB Infinia Upgrade from DCB Metal

    I received this email from HDFC and I provided my consent on 29th November. They mentioned they would revert by 11th December, but I haven’t received any update yet, and the card is still not showing under my cards. What are the chances that I will get the Infinia?
  4. N

    125K points and 20K Air India voucher on Amex Plat upgrade. Is it worth upgrading?

  5. magnusfan

    Amex Platinum Charge upgrade

    Got an offer to upgrade my Travel Card with the following benefits: 120k points + 20k Air India voucher. Sounded worthwhile so called up their helpline. Learnt that this is only valid on upgrades (meaning Travel Card gets discontinued) and they have stopped using new Travel cards! I think for...
  6. C

    New Axis CC through pre-approved apply or upgrade for avoid cooldown?

    My plan is to apply manual LE right after I get the card, so which option would be best to avoid starting the cooldown period?
  7. C

    How to upgrade from Regalia to Regalia Gold?

    I have been a user of my current regalia card for the past 5 years and so far I haven't gotten an upgrade offer to Regalia Gold, How can I go about asking for an upgrade?
  8. K

    Upgrade ICIC Rubyx to ICICI Sapphiro LTE under Company program

    Hi, I am currently holding rubyx LTE and when I check on the eligibility for Sappairo under Company program, I am eligible for LTF card. Can some one please help me to understand the process of applying for upgrade request for LTF Sappairo. The ICICI customer agent was clueless. Thanks and regards
  9. Umeshkrish

    Tataneu infinity LTF to paid millenia upgrade? Should I take it?

    Hello everyone, I have tataneu infinity LTF credit card. I wanted to have core hdfc bank credit card. So I sent new credit card request for millenia or regalia gold card (as my LPA is 11.3L, just below 12L). They denied floater card, but agreed to upgrade my card to fyf millenia card. Shall I...
  10. V

    Kotak White Reserve Upgrade Offer (FYF only)

    Hello Everyone, I have received a Kotak White Reserve upgrade offer (valid until 26-Nov-2025), which includes 12,500 WhitePass points on the payment of joining fees (12500 Rs) for the first year only. I am considering upgrading, especially since the White Reserve is expected to be launched in...
  11. A

    Infinia Pre-Approved upgrade offer from DCB plastic to DCB Metal instead of Infinia. Should I take it?

    I recently used my DCB plastic to make payment for car purchase (~12L) hoping I will followup with them for the renewal based on the spend. However, yesterday, I got card-upgrade pre-approval message, hoping for the best, but turned out they are only offering me upgrade to DCB metal. My current...
  12. T

    Does axis proactively offer burgundy upgrade once you're eligible?

    Does axis proactively offer burgundy upgrade once you're eligible? Thanks.
  13. S

    Should I upgrade to Hdfc DCP?

    I have a hdfc millennia credit I am getting a offer to upgrade to DCP with first year free annual fee and second year onwards with 1000rs fee. Should I upgrade to DCP or not? I have 1) Hdfc Millennia 2) Hdfc Swiggy 3) Airtel axis 4) Amazon pay icici credit cards I don't spend on hotel, flights.
  14. shash5252

    Hdfc free upgrade to savings max account.

    Received this pop up for the free upgarde- not sure how much true it is. Has anyone else got this before and upgraded?
  15. prince85

    Axis Atlas Credit Card Limit Upgrade

    How can I upgrade my axis Atlas credit card limit. My current limit is 199000/- Since i received the card. I m using it from more than one year but they increase my limit even though my transactions are good
  16. Dr. Hritaban

    How I got upgraded from Moneyback+ to Regalia Gold....

    So, for a long time now, I had 3 HDFC bank CC: HDFC Moneyback+ (my first CC), Swiggy and TATA Neu Plus. I never got any LE or any upgrade offers up until a few weeks back when I saw some offers to upgrade to HDFC Biz Grow (Paid). So, I obviously didn't heed any mind to it as this was really not...
  17. ashcrow

    ICICI Emeralde upgrade offer- Glitch/mistake or Difference of Platform

    Hi @TFian, Recently, I saw my ICICI iMobile app on IOS and saw that I'm getting an upgrade offer of 0(Zero) Joining Fee, but with a Rs12,000 Annual fee. To verify the same, I check the Online ICICI portal, and the picture was different at the ICICI internet banking portal, with Rs 12000 Joining...
  18. bloodcurdle

    HDFC Credit Card Upgrade Route

    I currently hold an Imperia Salary Account, and recently noticed that the Pre-Approved Biz Credit (Biz Grow, First, and Giga) Cards were available under my offers section. Since my previous HDFC card applications had been rejected, I opted for the Biz Grow Card, which has now been approved. My...
  19. Abhi1990

    Axis Credit Card Airtel Axis Bank credit card upgrade from master card to rupay varient - Missed Amazon voucher - Hopeless Bank

    Hi.. Recently I have upgraded from Airtel Axis credit card from master card to rupay varient. Here my story falls. Axis Bank Mis-sold Amazon Voucher – My Story Timeline: 19 Apr 2025 – Received welcome benefits on Axis Airtel Mastercard. 2 Aug 2025 – Upgraded my card to RuPay variant. Phone...
  20. king_pari

    Upgrade from HDFC Dinners Black to Infinia Metal

    Hi Everyone, I am looking for guidance on upgrading my HDFC Diners Club Black (PVC) credit card to the Infinia Metal card. Below are my details for reference: Current Card: HDFC Diners Club Black (PVC) Usage: Around ₹10L spent in the last 6 months Credit Limit: ₹9.75L Monthly In-hand Salary...
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