upgrade

I have almost 7+ year old Yes Exclusive (Reserv) LTF. When this card used to be premium, I had this as only premium card. And since I used to travel a lot, and due to lounge restrictions, I wanted to keep top of the line variants (this is a Master World, world elite was launched later), that no...

Hi, I visited Idfc first bank branch to open Idfc select variant account. The BM informed that i need to made an IP of 3 lakh. Then they open my account in the tap and I handed over a check of 3 Lakh on 06.03.25. Next day the check cleared from my another bank and deposited my idfc bank. Then...

Hi, My credit card journey started with a HDFC Millinea card by August 2023 with a limit of Rs.1.35 Lakhs with no banking relationship. Over the period got the following cards BOB Energie Card- Rs.2.4 Lakhs One Card- Rs.3.2 Lakhs Axis Magnus-Rs.2.5 Lakhs Sbi Elite-Rs.0.97 Lakhs ICICI...

I hold a ICICI Emeralde PVC. Have spent Rs. 18 lacs since inception of card. The app is not offering upgrade. How can I upgrade to Times Black or Emeralde Metal? Can someone guide me? Does ICICI downgrade the card if I am unable to upgrade the card? The reason is that I have a 24 month EMI...

Is HDFC still providing Infinia plastic variant as upgrade ? Heard any case recently? And to get LE via FD route,we need savings account ?

Hi , i have true burgundy account since 3 motnhs and i am approaching bank and central team to upgrade my normal magnus to B4M but no one responding properly. They even not having idea that where is issue. Can anyone having some thoughts on this to resolve asap ,

Hey everyone, I just got an upgrade offer for the Axis Bank Privilege Credit Card (Visa) with Lifetime Free (LTF) benefits. I'm wondering if it's worth taking. Currently, I hold: Airtel Axis Bank Mastercard MyZone Axis Bank Visa Combined limit: ₹1.3L A few questions: Is this card...

I have escalated to both grievances email and pno for upgrading my millenia to dcb metal. But both have denied the same despite meeting the eligibility criteria for the card. I have salary slips > 2.75L after taxes pm for last 2 months. For December I don't have a payslip since I switched...

I was just checking the air india app and found out that one of my upgrade voucher is expiring on 09th march, is there a way to extend it? And can i sell it to someone online or it can be only used by me

I have a Ltf axis neo and getting an offer to upgrade to paid magnus and atlas on 59000 limit.

I have recently got the bizgrow credit card (1 month old) as a floating credit card. Eventually I want to upgrade this card to bizblack credit card. I met the criteria of card limit and income. I tried for upgrade, but they rejected the request. How should I approach to hdfc bank for credit...

Hello TechnoFino Community, I currently hold a DCB Metal card with 8L CL. Over the next two quarters, I have significant planned expenses, including an international holiday and home renovation, totaling approximately ₹8.5L in spends over six months. I’d like to know what spend threshold...

Hi team, I recently upgraded from a LTF Regalia (limit 4.5 lakhs) to FYF DCB Metal (limit 20 lakhs) in Feb '25. However, I am targeting an upgrade to Infinia. Not possible via the salary route. For which I am planning to move some of my rent payments and my friends rent payments (~1.5 Lakhs per...

IndusInd offered me upgrade from Pioneer Legacy to Heritage Metal for Rs.15k joining fee and Rs. 25k annual fee. No annual fee if spend is Rs. 10L. Is it good offer?

Hi all in december last week i approached nearest hdfc bank branch and asked them for infiniti bank account (i dont have any hdfc account) iam looking for direct infiniti account opening, the branch bm told fist they will open a account in imperia and upgrade in few days, iam ok and opened...

I am currently using Hdfc moneyback+ card, yesterday I got offer to upgrade it to Millennia card. But the only thing is that my Moneyback plus is LTF and Millennia will be paid. So don't know if it is worth upgrading. I am aware about the moneyback plus curse, people don't get upgrade offer and...

I think I just committed a blunder. My HDFC savings account was due to get upgraded to Imperia today (consent submitted yesterday). However earlier today I had applied for Millenia debit card (while my program was showing classic as it had been since beginning). A few moments back my netbanking...

I received a push notification yesterday on the Kiwi app to upgrade the Axis bank CC to Yes Bank CC and when I clicked on it, it vanished. Today I got the same message on Whatsapp They are enticing us with free Neon and more benefits. But I have questions so wont go ahead without clarity on...

Hello Community! I recently got rejected for an LTF upgrade to HDFC Millennia from HDFC Moneyback+ (LTF). Let's start with some background. I currently hold 4 cards: HDFC Moneyback+ (3,00,000 limit, holding since last 1 year) HDFC Rupay Credit Card (shared limit with Moneyback+, holding less...

Now they told me to maintain 10L for a 1 month after that they will upgrade my account to idfc wealth programme, but they also warm me if I can't maintain 10L in the future they degrade my account to basic or select, is it really possible or they lied to me , pls suggest me what to do now ?