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upgrade

  1. I

    BizPower upgrade to BizBlack?

    Any one has idea on HDFC's criteria to upgrade BizPower to BizBlack?
  2. Tylerdurden

    Regalia Gold LTF upgrade to Regalia gold

    Currently I hold millennia ltf and now I have been offered Regalia gold as LTF. I also hold SBI cashback card offering similar benefits of millennia. Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.? If I dont opt for this upgrade will they offer a...
  3. Venky61

    Is HDFC Regalia Gold good for offline spends?

    Recently got an LTF upgrade from Regalia to Regalia Gold.... I have APay ICICI and Flipkart Axis cards that give 1% on offline spends. But was wondering if using the regalia gold would be better for offline spends from now with the rewards conversion. Kindly throw some light. Also got Priority...
  4. ShankarW

    Millennia Received FYF Millennia in both Visa and MasterCard networks on upgrade from Business Moneyback. What to do with Visa one if I only wanted MasterCard?

    Got my LTF Business Moneyback upgraded to FYF Millennia through the Grievance Redressal email. They asked me for the preferred network while taking the upgrade consent. I gave them upgrade consent for MasterCard Millennia but received Visa Millennia. So I told them I never gave them consent for...
  5. V

    Regalia Gold Regalia LTF to Regalia Gold Worth it?

    I have a Regalia LTF with 3L Limit, have an offer of Regalia gold FYF( they might be willing to do LTF as I have seen recently for many). I want to ask others if they see an added value in getting Regalia gold. Keeping in mind I have other cards for domestic lounge access (Atlas, ICICI...
  6. Gvutukuri7

    Closed Pre-Approved Axis Magnus last month and took Neo as LTF , Currently have Axis Neo can i upgrade again to Magnus or Atlas ?

    Closed Pre-Approved Axis Magnus last month and took Neo as LTF , Currently have Axis Neo can i upgrade again to Magnus or Atlas ? After a month can i re upgrade . The Customer premium desk person also mentioned that the ratio is still 5:2 even i take any other card which gives reward point as i...
  7. gowthamchunnam

    Want to upgrade emeralde plastic to metal

    Iam currently using emeralde plastic visa edition. Is there any way I can get the metal edition. Looks like metal edition is more rewarding with same fee..
  8. C

    Fastest way to get upgrade?

    I just got Biz Grow LTF and want to upgrade to Biz Power for better returns on tax payment. What's the fastest way to achieve upgrade in HDFC? Limit is only 1.2 lakhs and I can try to fulfill any known spend criteria that will 100% give me an upgrade. Would ideally like Biz Black but guessed...
  9. newtooldmoney

    Upgrade suggestions for My Zone and Ace

    I hold My Zone and Ace cards from Axis (Ace has an EMI also). I do not use these cards as I primarily use Amex Plat Travel. Can you all suggest best premium card to upgrade one of the above to? Amex is rejected in 50% places. I need a good second (alternate) card and was thinking Axis might be...
  10. Dr.Anand456

    Millennia Need help, regarding HDFC bank credit card upgrade.

    I need suggestions. I have the HDFC Bank Millennia credit card, which I’ve been using for 1.5 years. When I first applied, they gave me a credit limit of only ₹23,000. Even after using the card for a year, my limit didn’t increase, so I manually requested an increase about 3 months ago. Based on...
  11. S

    Will my hotel booking using hdfc smartbuy count towards ITC membership spends for tier upgrade?

    Will my hotel booking using hdfc smartbuy count towards ITC membership spends for tier upgrade or i need to book only through ITC app/website/customer care? Any alternative method like purchase ITC vouchers and use for redemption through hotel booking will eligible? Thanks !
  12. aakashgupta

    HDFC Imperia Upgrade Credit Cards

    Hi, I recently opened an Imperia account with HDFC and am curious about the benefits it offers. I'm 19 years old and have two credit cards: an AMEX Platinum Travel (add-on) and a Kotak White credit card. What should I discuss with my relationship manager to make the most of this account? What...
  13. ksejmayur

    I got the limit of 580000 in my HDFC Reward XL credit card. can i upgrade it to DBC ?

    I got the limit of 580000 in my HDFC 6E Reward XL credit card. can I upgrade it to DCB? what are the upgrade criteria? do I need to submit ITR for upgrade?
  14. R

    Complimentary upgrade to Celesta American Express || Is this LTF?

    Hi All, I have received a WhatsApp from IndusInd Bank (official channel) quoting "Dear Cardholder, Thank you for being a valued customer. We're thrilled to extend a complimentary upgrade to Celesta American Express Credit Card on your Card ending XXXX" I currently have a IndusInd Legend...
  15. M

    HDFC credit card Upgrade Method?

    Hello Everyone, I have Moneyback Business credit card from last 2 years. I am waiting for an upgrade but didn't got any on their website. I hold Family classic banking account with HDFC. I tried to reach out to RM regarding the Card upgrade but each time they mention to wait until get the...
  16. V

    IDFC Wealth account upgrade

    I want to upgrade my IDFC regular savings account (MAB 25000) to wealth account. Can anyone tell me how I can upgrade without hefty funds like 10 lacs. I have heard people getting upgraded to wealth account with a minimum fund as low as 1 lac. What's the hack? Please suggest. Response much...
  17. G

    Will i get to keep my Flipkart card after this upgrade?

    Hi, I have offer to upgrade my axis Flipkart card to axis neo rupay LTF card. I do want to upgrade but want to keep the Flipkart card and it does mention that my current card will remain active. In term and condition also it's mentioned if card reward platform is different then both card...
  18. devskd

    DCB Options to upgrade from HDFC DCB

    I already have a HDFC DCB card which is LTF due to alumni offers, i have been using it extensively as well with 5L limit. I want to know what card options i have from here to upgrade to? Infenia or DCB metal or privilege etc. All i use CC for is offers in swiggy/ book my show, grocery apps...
  19. A

    HDFC Preffered Account Upgrade Offer, No option to confirm ?

    Got this mail yesterday, But when I try to upgrade there is no option for upgrade request. So I clicked the next time option, and the next page appear. Anyone know how to upgrade now ?? any catch to get the preffered programme ??
  20. K

    Regalia Gold Upgrade from HDFC Regalia Gold to DCB

    I got upgraded from Regalia First (LTF) to Regalia Gold (FYF) earlier this year (March'24), have spent close to 2 lakhs as of June I emailed bank if there is a chance for Infinia, which obviously they declined and on the same email I requested if they could "atleast" convert my card to LTF and...
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