upgrade

Hi Experts, Current Cards: LTF – HDFC Millennia, ICICI Coral RuPay, IDFC First , Flipkart Axis Neo RuPay Paid – SBI Cashback, Simply Save, SBI BPCL, Flipkart Axis Profile: Salary A/C with HDFC (7+ yrs) with net ₹1.75L monthly credit Need suggestion for: Which cards to close (want to clean up)...

Can anyone suggest me how can I upgrade my LTF HDFC Biz Grow to LTF DCP or LTF Millennia with CL of 1.2L

Hi Family! I currently hold an IDFC Savings Account (₹10K MAB variant), which I had opened under a targeted offer. As a result of that offer, the MAB requirement was waived, effectively making it a zero-MAB account. Now, I have some surplus funds from recent sale proceeds. If I deposit these...

I have a Regalia LTF card that I want to upgrade to Infinia. The credit limit on the Regalia card is around 15 lakhs. Since I already fulfill the credit limit criterion, I plan to spend 10+ lakhs in 6 months. My questions: Are school fees and jewellery spends considered for the 10+ lakhs...

Old Post - 1 Cr FD for Infinia — Now they want me to wait for 3 months? You might remember me from my earlier post — I’m the one who opened a ₹1 Cr FD with HDFC Bank and tried to get the HDFC Infinia credit card based on relationship value. After opening the FD, I was told I’d need to wait 90...

I am having HDFC tata neu plus credit card. I don't get any hdfc discount on Flipkart. I am unable to apply new card though hdfc website. Is there any way i can get hdfc main stream card? Please help @avishek0611 @Anindya98

I have an IDFC First Bank Millennia Credit Card with a limit of ₹45,000 and want to upgrade it to a Wealth Card or Select Card. I also have a savings account with IDFC First Bank with a minimum balance of ₹25,000. Despite talking to customer care and branch representatives, they are not...

IDFC First Wealth upgrade in 2025 is super smooth now! 🚀 The IDFC Wealth upgrade process is now faster and simpler than ever. Just park the funds, and once your MAB crosses ₹10L, ping your BM/RM. I added funds on 3rd May (5 PM), requested an upgrade on 8th, and got upgraded on 10th (9th was a...

Can i upgrade my bob lite account to super savings account and keep old platinum card LFT ( lite account scheme)?

Hello Guys, I have a Idfc HPCL First power Plus Credit Card of 1.10L . I am Not using this Card. I want a Card Upgrade to wealth Credit card or Something Higher, Which can Be LTF. In 2023 End , I saw some posts Here saying if i have Any Other bank Credit card with Credit Limit of 4Lakhs and...

Hi folks, I've been reviewing my recent spends to see if it makes sense to upgrade or add new credit cards for better value. I'd appreciate your views on this. Goal: Derive good value from my spends while keeping things simple — I’m okay managing 2–3 cards and doing some tracking. With the...

Hello everyone, It's a very odd and long annoying story, but to cut it short, I applied for HDFC BizGrow, got rejected multiple times (despite having all the eligibility criteria) eventually wrote them an email, they asked for Docs, I sent. In the duration 3-4 third party agents called claiming...

Hello I currently have HDFC Freedom Credit Card LTF with limit 5 lakh HDFC salary account with net credit of 2.2L I want to upgrade to better variant. I spoke to one bank agent, they said DCP they can give LTF based on salary, RG they denied. Is it a good deal or should I ask for another ...

Hey! I have been using ICICI for 3+ years and me & father combined have over 50L+ in FD+ saving accounts with icici. There are other relation with bank as well in terms of house loan (~15L left) and current account, business OD etc. I want to get Sapphiro or emerald LTF. My spends are little to...

I’m currently using the HDFC Millennia Credit Card and recently got an email from HDFC offering a free upgrade to the HDFC Regalia Gold (Lifetime Free). I’m not sure if it’s worth upgrading. Has anyone here used the Regalia Gold LTF? Is it better than Millennia in terms of rewards and...

Hi All, I have received an offer to upgrade my ICICI credit card to the Rubyx Mastercard (Dual Card), and I have a few queries regarding the same: The offer mentions that the joining and annual fees are NIL — does this mean it is a Life-Time Free (LTF) card? I currently hold two ICICI credit...

I'm currently using the Jupiter RuPay CSB Edge Credit Card, which offers 2% cashback in the form of Jewels and is lifetime free (LTF). I primarily use this card for grocery shopping, where the cashback benefits have been quite useful. Recently, I received an offer to upgrade to the Edge+...

Just wanted to share my recent experience upgrading from ICICI Sapphiro (dual variant, LTF, ₹15L limit) to the Emerald Private Metal card. I’ve had the Sapphiro for over a year now, and for the past 6 months or so, the Emerald PVC was showing up as an upgrade option on iMobile – but only as a...

I currently Hold bizBlack FYF With 10.4L Limit. It was upgraded on October 2024. I want to upgrade to Infinia but the catch is I won't be able to do huge spending on my Card. So spend route isn't working for me. Please suggest something else. ITR is around 12 L

I currently have LTF millennia card which is due for renewal this month, HDFC mycards showing upgrade to Paid Dinners Privilege card, is there any possibility to get the upgrade as LTF, Credit limit 195k, other hdfc cards i have swiggy & neu ltf, marriot paid Or I'm better off Just renewing...