💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[helloworld]

My current portfolio. Any suggestions?

close: platinum, fk, plat. rewards

use: sapphiro dual cards for icici offers.
cashback for fk, plat. rwards.

even amzn pay to which covered by dcb, cashback.

you're good with remaining cards and simplified useful cards.

note: closing doesn't increase utilization much only 3L reduces.

less cards improve more spends and help you upgrade better cards with less negotiation.

above my suggestion..

 

[jade]

Amex MRCC 5 L (Paid)
ICICI Amazon Pay 4.8 L
ICICI Coral Rupay 4.8 L
Axis Airtel 2.3 L (Paid)
IDFC Select 2.3 L
SBI Cashback 1 L (Paid)

 

[karan_hdl]

1	SBI OLA Money	Visa
2	SBI Paytm	Rupay
3	HDFC Millenia	VIsa
4	HDFC Tata Neu	Rupay
5	ICICI Amazon Pay	Visa
6	ICICI MakeMyTrip	Visa
7	RBL Platinum	Master
8	RBL Bajaj Finserv	Master
9	RBL Shoprite	Master
10	Axis Flipkart	Visa
11	Axis Freecharge	Visa
12	Indusind Legend	Master

 

[pinki]

Indus legend 88k ltf
Hdfc mb+ 86k ltf
Neu plus ltf
A pay , platinum -- ltf
Fk axis- paid 80k
freecharge axis paid
kiwi 🥝
Rbl lazypay -- ltf 90 k
Jupiter edge visa- ltf -1L
Sbi cb- 72k-- paid
sbi simply clik- 1L - paid
Sbi bpcl - 10k - rupay paid
Bob easy- 30 k -rupay ltf

what improvement must be done?

 

[pranjal1984]

My updated portfolio:
Amex MRCC 6.77 L
IndusInd Legend 5 L
ICICI Platinum 4.30 L
IDFC First Power+ 3.90 L
SBI Cashback 3.61 L
HDFC Millenia 3.35 L
Yes Reserve 3 L(not activated)
BOB Premier 2.20 L
Axis Neo 2.15 L
Kotak IOCL 2.10 L
SBI BPCL Octane 0.58 L
Amex Smart Earn 0.25 L

Cards closed:
Amazon pay ICICI 5.20 L
SBI Prime 2.12 L

 

[raghavb6]

I have
1. Axis Atlas Visa paid (got in Jan‘24 only)
2. Axis Ace Visa LTF
3. ICICI Sapphiro Visa LTF ( Alumni offer) for movie tickets and Normal icici offer
4. Icici Coral RuPay LTF,
5. SBI Cashback Visa paid
6. SBI Simplyclick Mastercard LTF for Amazon/Flipkart 10% discount offers
7. HDFC Millenia Visa LTF

i am getting offer to upgrade Millenia to Regalia Gold FTF, is it worth?

Initially I was using ACE everywhere except online where I was using Cashback. Now I will be using Atlas everywhere to reach at least 3L as soon as possible.

I am thinking to add some cards from idfc/indusind/RBL/Amex etc.

any suggestions?

 

[the_dark_knight]

I have
1. Axis Atlas Visa paid (got in Jan‘24 only)
2. Axis Ace Visa LTF
3. ICICI Sapphiro Visa LTF ( Alumni offer) for movie tickets and Normal icici offer
4. Icici Coral RuPay LTF,
5. SBI Cashback Visa paid
6. SBI Simplyclick Mastercard LTF for Amazon/Flipkart 10% discount offers
7. HDFC Millenia Visa LTF

i am getting offer to upgrade Millenia to Regalia Gold FTF, is it worth?

Initially I was using ACE everywhere except online where I was using Cashback. Now I will be using Atlas everywhere to reach at least 3L as soon as possible.

I am thinking to add some cards from idfc/indusind/RBL/Amex etc.

any suggestions?

Nice collection
RBL cc are noth worth it, so are indusind unless ltf
Why there is no amex cc yet?

 

[raghavb6]

Nice collection
RBL cc are noth worth it, so are indusind unless ltf
Why there is no amex cc yet?

earlier I had MRCC, and Citi rewards, I closd these during lockdown. now I think that I shouldn’t have closed those cards.

 

[the_dark_knight]

earlier I had MRCC, and Citi rewards, I closd these during lockdown. now I think that I shouldn’t have closed those cards.

Get either mrcc or plat travel in the ongoing referral offer, check my dm

 

[Tarun239]

I have
1. Axis Atlas Visa paid (got in Jan‘24 only)
2. Axis Ace Visa LTF
3. ICICI Sapphiro Visa LTF ( Alumni offer) for movie tickets and Normal icici offer
4. Icici Coral RuPay LTF,
5. SBI Cashback Visa paid
6. SBI Simplyclick Mastercard LTF for Amazon/Flipkart 10% discount offers
7. HDFC Millenia Visa LTF

i am getting offer to upgrade Millenia to Regalia Gold FTF, is it worth?

Initially I was using ACE everywhere except online where I was using Cashback. Now I will be using Atlas everywhere to reach at least 3L as soon as possible.

I am thinking to add some cards from idfc/indusind/RBL/Amex etc.

any suggestions?

How did u get ace ltf??? Nice collection

 

[raghavb6]

How did u get ace ltf??? Nice collection

From my home branch. I went there and told them I want ace, luckily that there was an ltf offer going on.

 

[Tarun239]

From my home branch. I went there and told them I want ace, luckily that there was an ltf offer going on.

Can u share how old is ur ace card?

 

[raghavb6]

Can u share how old is ur ace card?

Got it In Dec’22. I am Axis Employee only. The staff know me.

 

[kvndsz512]

As of now this is my active card list. Not sure if I have missed any

Amex
Plat Charge
Plat Reserve
Plat Travel
Gold Charge

AU
Zenith Plus(closed)

Axis
Magnus
Atlas

Bank of Maharastra
Visa

BOB
Eterna
Snapdeal
Synergie

Canara Bank
Rupay

Federal Bank
Celesta( closed )
Scapia( active )

HDFC
DCB metal
Marriot Bonvoy
Rupay virtual

HSBC
Visa Platinum ( Closed )

Icici
Emirates Emeralde
Emeralde
Sapphiro
Rubyx
Coral Rupay
Apay
MMT Signature

IDBI
Euphoria

IDFC
Wealth
Select
Vistara
Power plus

Indusind
Indulge
EazyDiner

Kotak
White Reserve
Myntra
IOCL
League
Zen Signature

PNB
Rupay Select

RBL
Shoprite

SBI
Aurum

Stanc
Manhattan

Union Bank
Rupay

Yes Bank
Reserv

how do u have both idfc wealth and select?

 

[infinia_finally]

My minimalistic CC portfolio.

HDFC Infinia MC FYF 20L
ICICI Amazon Pay LTF 5L

 

[athulkp]

A very small and humble portfolio. All LTF

Icici Apay- 4.2L
Icici coral visa - 4.2L
ICICI Saphirro dual - 4.2L
Bob Onecard Metal - 15k lol

 

[Unleash]

Updated list

IDFC First Wealth - 9.01L (LTF)
HDFC Bank Infinia - 8.19L (FYF)
Federal Bank Celesta - 8.19 (LTF)
AU Bank Zenith - 7.65L (LTF)
Citi Bank Rewards - 6.57L (LTF)
Kotak Bank League - 6.55L (LTF)
ICICI Bank Amazon Pay - 6.10L (LTF)
ICICI Bank Coral - 6.10L (LTF)
ICICI Bank MakeMyTrip - 6.10L (FYP)
Axis Bank Airtel - 4.09L (FYF)
Axis Bank My Zone - 4.09L (LTF)
HSBC Bank Platinum - 2.80L (LTF)
Edge CSB Bank - 2.50L (LTF)
Amex Membership Rewards - 2.46L (FYF)
Standard Chartered Platinum Rewards - 2.40L (LTF)
SBI Card SimplySAVE - 2.40L (LTF)
IndusInd Bank Legend - 2.00L (LTF)
IndusInd Bank EazyDiner - 2.00L (LTF)
BOB Premier - 75K (LTF)

Recently closed - Amex SmartEarn and PNB Select

 

[kspradeep]

I have
1. Axis Atlas Visa paid (got in Jan‘24 only)
2. Axis Ace Visa LTF
3. ICICI Sapphiro Visa LTF ( Alumni offer) for movie tickets and Normal icici offer
4. Icici Coral RuPay LTF,
5. SBI Cashback Visa paid
6. SBI Simplyclick Mastercard LTF for Amazon/Flipkart 10% discount offers
7. HDFC Millenia Visa LTF

i am getting offer to upgrade Millenia to Regalia Gold FTF, is it worth?

Initially I was using ACE everywhere except online where I was using Cashback. Now I will be using Atlas everywhere to reach at least 3L as soon as possible.

I am thinking to add some cards from idfc/indusind/RBL/Amex etc.

any suggestions?

how did you get Axis Ace LTF?

 

[dfive]

1. DCB - 15L
2. Amex MRCC - 5L
3. YES Marquee - 1L :'(

looking for some good LTFs
Trying to get IDFC wealth, but the stupid website only suggests select, can get ICICI sapphiro LTF but don't know if it's worth it, YES marquee already has good bogo.

 

[raghavb6]

1. DCB - 15L
2. Amex MRCC - 5L
3. YES Marquee - 1L :'(

looking for some good LTFs
Trying to get IDFC wealth, but the stupid website only suggests select, can get ICICI sapphiro LTF but don't know if it's worth it, YES marquee already has good bogo.

Icici sapphiro is LTF for top colleges like iits and IIMs