💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[007]

From indusind bank

Legend CC?

 

[chandu gowda]

Legend CC?

Exactly

 

[souvikdey2002]

Hey I just activated my BoB CC but I was unable to find the billing cycle date.
They have mentioned on the website that the billing cycle followed is: Bill generation on 1st of every month and due date on 20th of every month.
Is this true.
Just confirming.

Correct.

 

[007]

Exactly

Nice. Mine is also coming this week. Just got approved 2 days ago. The visits aren't free on PP, right? Only the PP membership is if I am not wrong. So, what's the benefit of getting PP?

 

[007]

Where are you getting PP from?
It depends on PP policy

With Legend you get free PP membership only, they charge for the visits ($27 per visit)!

 

[007]

Ah legend
All visits?

Yeah, all visits. What's the use then?
2 per quarter domestic lounge access is there with card, that's another thing.

 

[007]

Read properly ... See what's written

But I need to pay ₹5000 per year for this Travel plus program. It's not free.

 

[AllSeeker]

USD 27 for even within India lounges?

If I'm reading this right, that's a very sneaky move by Indusind.lmao

 

[007]

USD 27 for even within India lounges?

If I'm reading this right, that's a very sneaky move by Indusind.lmao

Yeah if you use PP for domestic lounges.
But Legend offers, 2 domestic lounge access per quarter through card itself so no need.

 

[AllSeeker]

Yeah if you use PP for domestic lounges.
But Legend offers, 2 domestic lounge access per quarter through card itself so no need.

That makes sense, I guess that's fair.

 

[007]

That makes sense, I guess that's fair.

I just wanted to understand, then why he got PP as it isn't free or is he paying for that Travel plus program!

 

[AllSeeker]

I just wanted to understand, then why he got PP as it isn't free or is he paying for that Travel plus program!

Fair question, now I also want to know, maybe he is indeed paying for it as he might be using though, so while card itself maybe LTF, PP might not be.

 

[007]

Exactly

@anirbanm

 

[chandu gowda]

Nice. Mine is also coming this week. Just got approved 2 days ago. The visits aren't free on PP, right? Only the PP membership is if I am not wrong. So, what's the benefit of getting PP?

true bro the visits are not free. I just applied it bcz its free, then why not

 

[007]

true bro the visits are not free. I just applied it bcz its free, then why not

Yeah.. I totally get it. Just out of curiosity I will get it too, once my card gets delivered.

 

[chandu gowda]

Yeah.. I totally get it. Just out of curiosity I will get it too, once my card gets delivered.

Yeah bro.. when you pay the 5900 rs joining fee, either its useful or not just tried to get all the benefits from them..

 

[007]

Yeah bro.. when you pay the 5900 rs joining fee, either its useful or not just tried to get all the benefits from them..

Haha.. True.

 

[souvikdey2002]

I think in Flikpkart Axis Bank Card also you have some domestic lounge access.

 

[007]

I think in Flikpkart Axis Bank Card also you have some domestic lounge access.

Yeah 4 per year.
In my case, domestic lounge access isn't an issue coz from all my cards (Debit and credit) I can avail 6 domestic lounge per quarter. I just wanted a LTF card with Priority pass with some international lounge visits free. For Indusind Legend, I would get the PP, but the visits would be chargeable.

 

[souvikdey2002]

Yeah 4 per year.
In my case, domestic lounge access isn't an issue coz from all my cards (Debit and credit) I can avail 6 domestic lounge per quarter. I just wanted a LTF card with Priority pass with some international lounge visits free. For Indusind Legend, I would get the PP, but the visits would be chargeable.

I think that is possible with Regalia which you can get LTF easily.
Apart from that IDFC Wealth also offers lounge access with DreamFolks which is a LTF too.