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💳 Share & brag your cards portfolio here! 🤑

jatinkrmalik

TF Select
VIP Lounge
Update: Here's my updated cc portfolio ‼️



We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
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Once you have good NRV / ITR (Salary A/C) with them, the do offer.
LTF isn't something bank will offer unless they themselves run a program to get customer and infinia isn't offer through online/offline unless you get invited ..not talking about upgrade . So it bank decision to provide LTF card the card limit of existing bank got nothing to do with it , and it true Bank relationship does help a lot but salary slip or even itr of 45 lakhs won't help to get the card on LTF in initial stage after a year or so it can be requested from customer to conver the card into LTF. And this apply to the super premium card
 
Here is my list of CCs

Cards
Limit (INR)
Annual Fees
Waiver
HDFC Diners Club Black​
13,72,000​
LTF (Alumni)​
IDFC First Wealth​
12,00,000​
LTF​
ICICI Sapphiro​
11,40,000 (shared)​
LTF (Previous Employer)​
ICICI Amazon Pay​
11,40,000 (shared)​
LTF​
One Card Metal (BOB Financial)​
10,00,000​
LTF​
AMEX Membership Rewards​
6,33,000​
LTF (Promotional Offer)​
SBI Simply Save​
5,80,000​
499 + GST​
1 Lakh Spends​
Axis Airtel​
2,75,000​
500 + GST​
2 Lakhs Spends​
Yes First Exclusive​
2,64,000​
LTF (Promotional Offer)​
Total
INR 64,64,000
1178.82
 
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My portfolio with limits and charges
  1. Axis Flipkart (30k) (LTF)
  2. BOB Premier (50k) (LTF)
  3. ICICI Amazon pay (110k) (LTF)
  4. ICICI Platinum card (110K) (LTF)
  5. RBL Zomato Classic (114k) (LTF)
  6. HDFC EasyEmi (120k) (LTF)
  7. Federal Onecard (125k) (LTF)
  8. AU LIT (200k) (LTF)
  9. SBI BPCL (250K) (499)
 
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My portfolio with limits and charges
  1. Axis Flipkart (15k) (LTF)
  2. HDFC EasyEmi (50k) (LTF)
  3. BOB Premier (50k) (LTF)
  4. ICICI Amazon pay (110k) (LTF)
  5. RBL Zomato Classic (114k) (LTF)
  6. Federal Onecard (125k) (LTF)
  7. SBI BPCL (250K) (499)
How did you get 250k limit for SBI card ? Asking because limit for SBI is comparatively high than other cards. And usually SBI doesn’t give much limit too 🥲
 
How did you get 250k limit for SBI card ? Asking because limit for SBI is comparatively high than other cards. And usually SBI doesn’t give much limit too 🥲
My employer was listed as super A or something maybe that was the reason

they also pushed to take the OCTANE card which I denied
 
SBIcard Agents in a Shopping mall has asked details and said about company

later applied via online without any agent
 
MY no nonsense credit card portfolio with limits and charges

Axis ace (2.75 lakhs) (500rs-free as i hit the limit easily)
Idfc select (2.07 lakhs) (LTF)
one metal card (1.9 lakhs) (LTF)

card i need is hdfc infinia but i need it LTF and not by paying money.
 
MY no nonsense credit card portfolio with limits and charges

Axis ace (2.75 lakhs) (500rs-free as i hit the limit easily)
Idfc select (2.07 lakhs) (LTF)
one metal card (1.9 lakhs) (LTF)

card i need is hdfc infinia but i need it LTF and not by paying money.
Keep going infinia ltf not possible now after re-launch
 
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