💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[chdguy1980]

Well, that took a while! But it's here!!!

View attachment 2007

cc: @rajneeshray since you asked for an update. 🙂

@jatinkrmalik - what was your limit on previous IDFC card and what is the limit granted on IDFC Wealth?

 

[TheTrickySid]

As I Promised , as and when I get my IDFC First Bank Credit card , I will post my CC Portfolio . Here it is !
I'm a 23yo Bloke who started his CC Journey two years ago in 2020 with ICICI Apay CC.
Recently , I had got LTF Kotak White CC under the guidance of @souvikdey2002 the Legend .
View attachment 2176

2 legend??

 

[StanRoute66]

2 legend??

2nd one is a Business Add-on Card .

 

[ashwinkashwink is verified member.]

As I Promised , as and when I get my IDFC First Bank Credit card , I will post my CC Portfolio . Here it is !
I'm a 23yo Bloke who started his CC Journey two years ago in 2020 with ICICI Apay CC.
Recently , I had got LTF Kotak White CC under the guidance of @souvikdey2002 the Legend .
View attachment 2176

Awesome 👌

 

[souvikdey2002]

H

As I Promised , as and when I get my IDFC First Bank Credit card , I will post my CC Portfolio . Here it is !
I'm a 23yo Bloke who started his CC Journey two years ago in 2020 with ICICI Apay CC.
Recently , I had got LTF Kotak White CC under the guidance of @souvikdey2002 the Legend .
View attachment 2176

Hard work is all your's
Congratulations.

 

[vaibhav111vaibhav111 is verified member.]

I'll be updating once I get Axis LTF Select

wait that for axis burgundy customer only as LTF? some trick you came across cause you need high MAB and axis burgundy a/c for axis select to be LTF

 

[StanRoute66]

Awesome 👌

Thanks bhai

 

[Bob78900]

As I Promised , as and when I get my IDFC First Bank Credit card , I will post my CC Portfolio . Here it is !
I'm a 23yo Bloke who started his CC Journey two years ago in 2020 with ICICI Apay CC.
Recently , I had got LTF Kotak White CC under the guidance of @souvikdey2002 the Legend .
View attachment 2176

2 idfc credit card which is the other one which you kept with Zomato rbl. And you paid fees for legend or you got ltf?. How you got kotak white ltf please share?

 

[AsB]

Here is the small list of my card.

• HDFC DCB (LTF)
• HDFC Infinia (LTF)
• Amex MRCC (LTF)
• Yes Bank First Exclusive (LTF)
• ICICI Platinum (Secured / LTF)
• ICICI Amazon Pay (LTF)
• IDFC Wealth (LTF)
• BOB Eterna (LTF)
• Kotak League (LTF)
• IndusInd Legend (LTF)
• HSBC Visa Platinum (LTF)
• AU Bank Zenith (LTF)
• RBL Zomato Classic Edition (LTF)
• Axis MyZone (LTF)
• Citi Paytm First (500/yr)
• Axis Flipkart (500/yr)
• SBI Simply Click (500/yr)
• StanC Ultimate (5000/yr)

Happy to help.

Does Amex provide LTF cards ? How do we get LTF?

 

[AsB]

My portfolio might not be as impressive compared to many of the seniors here but these are some points to consider:

1. I'm a 21 year old student without any income proof.

2. My first CC is only 1.5 years old.

3. I only started trying to get new credit cards since Dec 2021 and all cards in the picture except for ICICI cards are received by me in Jan 2022.

ICICI Rubyx LTF (3L)
ICICI Amazon Pay (3L)
HDFC Regalia LTF (3.5L)
Axis Flipkart (1.45L)
Axis Ace (1.45L)
Indusind Legend (3L)
Axis Reserve (6L)

My dream is to get HDFC infinia and other super premium cards in India and abroad.

View attachment 46

How did you get Indusind card ? Do you hold an account with them?

 

[AsB]

As I Promised , as and when I get my IDFC First Bank Credit card , I will post my CC Portfolio . Here it is !
I'm a 23yo Bloke who started his CC Journey two years ago in 2020 with ICICI Apay CC.
Recently , I had got LTF Kotak White CC under the guidance of @souvikdey2002 the Legend .
View attachment 2176

Recently , I had got LTF Kotak White CC under the guidance of @souvikdey2002 the Legend .

I want to know too. Please!!

 

[dav33]

ppl having ltf citi cards after merger will they get ltf card of axis, i guess according to rbi a card if ltf should be remain ltf

it will be great if i can convert citi prestige to ltf 😌

 

[Jitendra P]

How did you get Indusind card ? Do you hold an account with them?

Pre approved on basis of exclusive account.

 

[StanRoute66]

2 idfc credit card which is the other one which you kept with Zomato rbl. And you paid fees for legend or you got ltf?. How you got kotak white ltf please share?

1. 2nd IDFC First CC is the Image CC (just like Expressions card in ICICI)
2. I had paid 10k+GST fees for Legend
3. I transacted heavily (2-3L per month) in my 811 Account . Then within 2 months , I got to see WHITE card as chargeable in my Pre-Approved Card section , then I took BM's approval and got White LTF .

 

[Bob78900]

1. 2nd IDFC First CC is the Image CC (just like Expressions card in ICICI)
2. I had paid 10k+GST fees for Legend
3. I transacted heavily (2-3L per month) in my 811 Account . Then within 2 months , I got to see WHITE card as chargeable in my Pre-Approved Card section , then I took BM's approval and got White LTF .

I am getting classic card as pre approved if i want to modify change pic or anything how can i do that in idfc card. Please tell me. Forgot about classic just please tell how can i change image on idfc card

 

[Bob78900]

2. Only joining fees, right?

I am not sure but legend card only have joining fees which they reverse in voucher form

 

[manojkr]

Lot of folks have mentioned to have 2 HDFC credit cards (DCB and Infinia). In general hdfc rm or bank representative deny providing more than 1 card. Is there specific approach to apply for additional card if someone already has 1 hdfc cc.

 

[AsB]

I am getting classic card as pre approved if i want to modify change pic or anything how can i do that in idfc card. Please tell me. Forgot about classic just please tell how can i change image on idfc card

How old is your idfc first account?

 

[Bob78900]

How old is your idfc first account?

I don't have any savings account with them only loan account from nov 2021 that account will be closing in September

 

[StanRoute66]

2. Only joining fees, right?

Yes , Only Joining fees.