💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[SoN!c]

Currently they are providing easy, select & premier as LTF, Eterna is LTF only for ITR>=30L.
To get Paid Eterna ITR>=12L
They accept C2C also.

What is the limit requirement for c2c basis for ltf eterna?

 

[nitrogenSinghnitrogenSingh is verified member.]

What is the limit requirement for c2c basis for ltf eterna?

I am not sure about C2C for LTF eterna, as i have only seen people trying for LTF eterna got a response from BOB team saying only ITR>=30Lac will be considered for LTF eterna, and not on C2C basis.

For More info, you can check out this thread - https://www.technofino.in/community/threads/best-way-to-apply-for-eterna-ltf-30l-income.1925/

 

[ashwinkashwink is verified member.]

I will check. Are there any specific requirements for ltf? Do they accept requests on card to card basis?

Please do checkout this thread for more details,

How to apply for a BOB credit card online - step by step guide

Hello everyone, if you are facing any problem while applying for BOB credit cards online, this post is for you. 1. Click on this link — https://bit.ly/370oK7H This will open "Apply Now" page, use our special link to get support from our team and you'll get lifetime free credit card...

www.technofino.in

 

[Rashya]

Currently they are running ltf offers with excellent approval rates try at once before 31 September 2k22

Why specifically before 31st September?

 

[ashwinkashwink is verified member.]

Why specifically before 31st September?

For getting it as without any changes life time free..

 

[vijay]

My collection:

Card Name	Credit Limit	Fees
ICICI Amazon Pay	2,00,000	LTF
Flipkart Axis	50,000	LTF
HDFC Regalia	3,00,000	LTF
Zomato Edition Classic	50,000	LTF
IDFC First Select	3,00,000	LTF
HSBC Platinum	1,50,000	LTF
BoB Eterna	1,00,000	LTF
SBI Simply Click	1,50,000	500
IndusInd Legend	2,00,000	LTF
SC Ultimate	90,000	5,000

Other than the above, EazyDiner card is in process.

 

[ashwinkashwink is verified member.]

My collection:

Card Name	Credit Limit	Fees
ICICI Amazon Pay	2,00,000	LTF
Flipkart Axis	50,000	LTF
HDFC Regalia	3,00,000	LTF
Zomato Edition Classic	50,000	LTF
IDFC First Select	3,00,000	LTF
HSBC Platinum	1,50,000	LTF
BoB Eterna	1,00,000	LTF
SBI Simply Click	1,50,000	500
IndusInd Legend	2,00,000	LTF
SC Ultimate	90,000	5,000

Other than the above, EazyDiner card is in process.

Nice
All cards charges taking Ultimate alonly

 

[Rahul92]

My collection:

Card Name	Credit Limit	Fees
ICICI Amazon Pay	2,00,000	LTF
Flipkart Axis	50,000	LTF
HDFC Regalia	3,00,000	LTF
Zomato Edition Classic	50,000	LTF
IDFC First Select	3,00,000	LTF
HSBC Platinum	1,50,000	LTF
BoB Eterna	1,00,000	LTF
SBI Simply Click	1,50,000	500
IndusInd Legend	2,00,000	LTF
SC Ultimate	90,000	5,000

Other than the above, EazyDiner card is in process.

How did you get LTF eterna ?

 

[vijay]

Nice
All cards charges taking Ultimate alonly

I will close Ultimate once I receive DCB. A combo of Eterna and DCB will be fine for me. First-year they give 6000 reward points so only taking a small hit.

 

[vijay]

How did you get LTF eterna ?

If you have ITR more than 30lacs then they will issue you LTF Eterna.

 

[ashwinkashwink is verified member.]

If you have ITR more than 30lacs then they will issue you LTF Eterna.

Yeah right 12 lakh and above for chargeable one.

 

[CardBu5ter]

If you have ITR more than 30lacs then they will issue you LTF Eterna.

Did you apply online for LTF Eterna?
If yes, how long did the whole process take?

 

[CCgeek]

My Card collection

Name of Card	Credit Limit
HDFC Infinia LTF	1230000​
ICICI Coral Visa (500/year)	600000​
Amazon Pay ICICI LTF	350000​
Kotak Privy League Signature Credit Card LTF	600000​
Flipkart Axis Bank LTF	332000​
SBI IRCTC Card Rupay (300/year)	240000​
One Card - Federal LTF	265000​
Zomato Edition RBL LTF	250000​

 

[vijay]

Did you apply online for LTF Eterna?
If yes, how long did the whole process take?

I applied online. Process took around 20 days.

 

[nitrogenSinghnitrogenSingh is verified member.]

My Card collection

Name of Card	Credit Limit
HDFC Infinia LTF	1230000​
ICICI Coral Visa (500/year)	600000​
Amazon Pay ICICI LTF	350000​
Kotak Privy League Signature Credit Card LTF	600000​
Flipkart Axis Bank LTF	332000​
SBI IRCTC Card Rupay (300/year)	240000​
One Card - Federal LTF	265000​
Zomato Edition RBL LTF	250000​

How did you receive Infinia as LTF?

 

[vaibhav111vaibhav111 is verified member.]

My collection:

Card Name	Credit Limit	Fees
ICICI Amazon Pay	2,00,000	LTF
Flipkart Axis	50,000	LTF
HDFC Regalia	3,00,000	LTF
Zomato Edition Classic	50,000	LTF
IDFC First Select	3,00,000	LTF
HSBC Platinum	1,50,000	LTF
BoB Eterna	1,00,000	LTF
SBI Simply Click	1,50,000	500
IndusInd Legend	2,00,000	LTF
SC Ultimate	90,000	5,000

Other than the above, EazyDiner card is in process.

90k sc ultimate limit seem too low ! Is it 9 lakhs?

 

[hashiro7hashiro7 is verified member.]

90k sc ultimate limit seem too low ! Is it 9 lakhs?

Maybe he applied when the glitch was going on to upgrade any SC card to Ultimate.

 

[kalyan.sreenivas]

I applied online. Process took around 20 days.

After applying online (BOB Eterna), will they issue the card as LTF (even though the application shows annual / renewal fee ) automatically or we need to send an email ? (if we have ITR > 30L)

 

[AsB]

After applying online (BOB Eterna), will they issue the card as LTF (even though the application shows annual / renewal fee ) automatically or we need to send an email ? (if we have ITR > 30L)

Only if their other internal criteria are met. Not sure what they are though, but a very important one is- you need to have good spends

 

[rahulmr]

Only if their other internal criteria are met. Not sure what they are though, but a very important one is- you need to have good spends

I had the eterna issued around one year back and this year I sent an email for LtF sharing the ITR and salary slips and it’s LTF now