💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[TheTrickySid]

Official charges bero bero.

Issuance: 300+GST
AMC: 250+GST

This isn't the rupay platinum one
It's some other variant

 

[prc1990]

This isn't the rupay platinum one
It's some other variant

Clearly written bhai, Platinum irrespective of the network 🥹.

 

[ashwinkashwink is verified member.]

Official charges bero bero.

Issuance: 300+GST
AMC: 250+GST

It's right.

 

[Adwait]

I turned 21 a year ago and started my credit card journey since then now i have 11 cc and 2 bnpl.
Cibil 781.

 

[Adwait]

Would it be possible to share your journey?

Key things needed, what's your relationship with banks + how you got credit score and credit card first + how do you applied other cards?

Your age is starting point for any credit card company to allow for apply, so few details much appreciated.

Actually I got flipkart paylater when I was 18 and gradually the limit increased to 70k, on the day I completed 21 I received a call from bankbazaar for pre approved indusind aura edge and it was approved in 10 days with mere 30k limit.

After that every month I applied 1 credit card with exact the same info for all applications and no income proof was needed for any application nor any IPV.

Only hdfc moneyback was the card i got as pre approved that too on digisave youth account rest all I applied.
Now the combined limit is over 8L.

 

[TheTrickySid]

Actually I got flipkart paylater when I was 18 and gradually the limit increased to 70k, on the day I completed 21 I received a call from bankbazaar for pre approved indusind aura edge and it was approved in 10 days with mere 30k limit.

After that every month I applied 1 credit card with exact the same info for all applications and no income proof was needed for any application nor any IPV.

Only hdfc moneyback was the card i got as pre approved that too on digisave youth account rest all I applied.
Now the combined limit is over 8L.

What income info did you have that they didn't ask for income proof??

 

[Adwait]

What income info did you have that they didn't ask for income proof??

I always entered info as salaried with approx 5lac annual income.
I was a student, just got placed a month ago.
Yes all are without income proof.

 

[TheTrickySid]

I always entered info as salaried with approx 5lac annual income.
I was a student, just got placed a month ago.
Yes all are without income proof.

Company name kya dalte the bhai??

 

[Hrraj]

Here's my little portfolio at age of 22
Hdfc Moneyback:-104k LTF
Icici Apay:-100k LTF
Axis flipkart:-31k LTF
One card:-90k LTF
Sbi:-62k 1499**
kotak leauge:-90k LTF
citi Rewards:-64k 999**
Idfc first:-71k LTF
indus legend:-90k LTF
Pnb platinum:-80k ALMOST LTF
First card received in 2020 from hdfc pre approved all other collected in last 9month's

 

[ashwinkashwink is verified member.]

Here's my little portfolio at age of 22
Hdfc Moneyback:-104k LTF
Icici Apay:-100k LTF
Axis flipkart:-31k LTF
One card:-90k LTF
Sbi:-62k 1499**
kotak leauge:-90k LTF
citi Rewards:-64k 999**
Idfc first:-71k LTF
indus legend:-90k LTF
Pnb platinum:-80k ALMOST LTF
First card received in 2020 from hdfc pre approved all other collected in last 9month's

Nice 👍

 

[Adwait]

Company name kya dalte the bhai??

Jaha internship kiya tha

 

[Adwait]

Here's my little portfolio at age of 22
Hdfc Moneyback:-104k LTF
Icici Apay:-100k LTF
Axis flipkart:-31k LTF
One card:-90k LTF
Sbi:-62k 1499**
kotak leauge:-90k LTF
citi Rewards:-64k 999**
Idfc first:-71k LTF
indus legend:-90k LTF
Pnb platinum:-80k ALMOST LTF
First card received in 2020 from hdfc pre approved all other collected in last 9month's

Citi me physical verification ya income proof lagta h kya?

 

[TheTrickySid]

Jaha internship kiya tha

Apply kyese karte the
C2C ya directly

 

[Adwait]

Apply kyese karte the
C2C ya directly

Directly

 

[Hrraj]

Citi me physical verification ya income proof lagta h kya?

depends mere me nhi manga tha uncle wle me maang liya tha income docs

 

[Hrraj]

Apply kyese karte the
C2C ya directly

c2c is best option you can get easily....and bank agents other best option for cards

 

[TheTrickySid]

c2c is best option you can get easily....and bank agents other best option for cards

Physical verification ke kya chances hote hai C2C me??

 

[Hrraj]

Physical verification ke kya chances hote hai C2C me??

Which one card are you planning to apply for?Citi then 100% physical verification.

 

[Rohit75]

Current Portfolio..

BOB ONECARD
BOB ETERNA
BOB SELECT

SBI OCTANE
SBI BPCL
SBI IRCTC
SBI SIMPLY CLICK

HDFC DINERS CLUB MILES
HDFC REGALIA

AXIS PRIVILEGE
AXIS SELECT

ICICI AMAZON PAY

IDFC WEALTH

INDUSIND LEGEND
INDUSIND AURA EDGE

LAZYPAY
UNI CARD (NOW BLOCKED)

RAZORPAY CORPORATE CARD

 

[RiddhiDeopura]

Current Portfolio..

BOB ONECARD
BOB ETERNA
BOB SELECT

SBI OCTANE
SBI BPCL
SBI IRCTC
SBI SIMPLY CLICK

HDFC DINERS CLUB MILES
HDFC REGALIA

AXIS PRIVILEGE
AXIS SELECT

ICICI AMAZON PAY

IDFC WEALTH

INDUSIND LEGEND
INDUSIND AURA EDGE

LAZYPAY
UNI CARD (NOW BLOCKED)

RAZORPAY CORPORATE CARD

Which one do you like/use the most and how did you get two HDFC Credit cards?