💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[ashwinkashwink is verified member.]

BOB ETERNA
BOB SELECT

Both cards are active?

 

[TheTrickySid]

Which one card are you planning to apply for?Citi then 100% physical verification.

SBI
AXIS
Yes bank
KOTAK
IDFC
AU
ICICI
RBL
StanC

Which one of these have high chances of physical verification

 

[SunnyM]

SBI
AXIS
Yes bank
KOTAK
IDFC
AU
ICICI
RBL
StanC

Which one of these have high chances of physical verification

This is my experience. It may be different for everyone.
Axis : Only Vkyc was done and card was approved in 3 hours.
Yes Bank : Only Vkyc
Idfc : verification done at home
Icici : Pre approved as I am having a wealth account so not even Vkyc, not even for Amazon pay icici credit card.
RBL : Both work and home verification and long time to approve card.

 

[Subhash]

SBI
AXIS
Yes bank
KOTAK
IDFC
AU
ICICI
RBL
StanC

Which one of these have high chances of physical verification

AXIS - as per my experience.

 

[TheTrickySid]

This is my experience. It may be different for everyone.
Axis : Only Vkyc was done and card was approved in 3 hours.
Yes Bank : Only Vkyc
Idfc : verification done at home
Icici : Pre approved as I am having a wealth account so not even Vkyc, not even for Amazon pay icici credit card.
RBL : Both work and home verification and long time to approve card.

How many days did it took to get the pre approved offer by ICICI Bank

I am also waiting for the offer.

 

[SunnyM]

How many days did it took to get the pre approved offer by ICICI Bank

I am also waiting for the offer.

I got the offer after 2.5 years . But many people get much before this.

 

[ingenie]

Just texted

can you share the trick ?

 

[Rohit75]

Both cards are active?

All bobcard is active.

 

[Rohit75]

Which one do you like/use the most and how did you get two HDFC Credit cards?

I use Extensively BPCL OCTANCE for Free Fuel per month.

Also Select and Eterna.

Hdfc Dinersclub is upgraded to Regalia. So only 1 Hdfc card.

 

[AshishR]

All bobcard is active.

but u can see only 1 card in netbanking right?
and u cant change pin number of others?

 

[Rohit75]

but u can see only 1 card in netbanking right?
and u cant change pin number of others?

No. I have two separate accounts for two separate cards along with separate limit.

I can change both card pin.

 

[AshishR]

No. I have two separate accounts for two separate cards along with separate limit.

I can change both card pin.

did u apply fresh application for eterna while having active select card?
and both select and eterna LTF?

 

[Rohit75]

did u apply fresh application for eterna while having active select card?
and both select and eterna LTF?

I got eterna first via bank manager recommendation offline application. Later I tried my luck on select via online application and received the card after 2 months.

Eterna is LTF for BOB home loan customer and select is charged.

 

[hks789]

Just followed a simple trick , which is only applicable on SBI 😂 , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

Dude, please share the secret recipe 😀

 

[Lohithcl]

Here is mine

How do guys getting au lft ??

 

[Jatin1987]

Let me share my latest portfolio.
View attachment 18
🙌

Kind of Crorepati 😋😋

 

[skyisthelimit]

Axis- Freecharge plus, Ace, Flipkart (all chargeable)
ICICI- Apay, MakeMyTrip
RBL Zomato LTF
BoB Premier Rupay LTF
IDBI Aspire Platinum LTF
SBI Cashback (not received physical card)
Slice
Onecard secured with SBM

Most useful cards for me- Axis all 3 cards

 

[SunnyM]

Axis- Freecharge plus, Ace, Flipkart (all chargeable)
ICICI- Apay, MakeMyTrip
RBL Zomato LTF
BoB Premier Rupay LTF
IDBI Aspire Platinum LTF
SBI Cashback (not received physical card)
Slice
Onecard secured with SBM

Most useful cards for me- Axis all 3 cards

Do you have an account with Idbi ?

 

[skyisthelimit]

Do you have an account with Idbi ?

Yes

 

[Cryptopsycho]

How do guys getting au lft ??

it's based on the company. a list for same is given in one of the threads!!