💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[Rahul92]

It was upgrade from MyZone to Magnus..they sent a SMS confirmation that old card will get disabled within 45 days..Also I don't see My Zone anymore in netanking/mobile app...

What was Myzone limit ?

 

[krishg]

What was Myzone limit ?

5L

 

[kkk]

It was upgrade from MyZone to Magnus..they sent a SMS confirmation that old card will get disabled within 45 days..Also I don't see My Zone anymore in netanking/mobile app...

Can you say the process of upgradation?

 

[anirbanm]

Can you say the process of upgradation?

Call CC

 

[krishg]

Can you say the process of upgradation?

Just call or chat with customer care..I did the web chat..https://application.axisbank.co.in/webforms/axis-support/index.aspx

 

[kkk]

Just call or chat with customer care..I did the web chat..https://application.axisbank.co.in/webforms/axis-support/index.aspx

Started the chat to upgrade Flipkart card to Axis Atlas. Let's see how it goes. My card is not even 1 year old so not sure how that will impact.

 

[kkk]

Started the chat to upgrade Flipkart card to Axis Atlas. Let's see how it goes. My card is not even 1 year old so not sure how that will impact.

I have Myzone & Flipkart card and none of them I can upgrade to Axis Atlas card since Axis atlas has mile reward system. And upgrade works only if both has same reward system. Strange requirement 🙁

 

[krishg]

I have Myzone & Flipkart card and none of them I can upgrade to Axis Atlas card since Axis atlas has mile reward system. And upgrade works only if both has same reward system. Strange requirement 🙁

That's strange...I upgraded Myzone to Magnus which have different reward systems too...even Atlas was possible for me...I think these support people give 'kuch bhi' logic sometimes!

 

[kkk]

That's strange...I upgraded Myzone to Magnus which have different reward systems too...even Atlas was possible for me...I think these support people give 'kuch bhi' logic sometimes!

No Myzone and Magnus has same reward system - Edge points
Flipkart is cashback
Atlas is edge miles
So, if you have same reward system, like in your case so it was upgraded without any fuss.
But Axis is axis so unsure.

 

[krishg]

No Myzone and Magnus has same reward system - Edge points
Flipkart is cashback
Atlas is edge miles
So, if you have same reward system, like in your case so it was upgraded without any fuss.
But Axis is axis so unsure.

Ohk I see..by the way, do you travel a lot? Asking since you want Atlas (which is travel specific I guess)..

 

[kkk]

Ohk I see..by the way, do you travel a lot? Asking since you want Atlas (which is travel specific I guess)..

Yeah. This year there are two trip planned
1) europe trip for self
2) Singapore trip for family(3 people)

If I have leftover points after above trips then I may plan one more.

 

[ronnie147]

My current portfolio

1. HDFC Diners Club Black - 6.2L (LTF)
2. IDFC Wealth - 4L (LTF)
3. Amex MRCC - 4L
4. SBI Prime - 3.8L
5. ICICI Amazon pay - 7.1L (LTF)
6. Citibank Rewards - 3L (My first card, currently unused)

Upcoming cards:
1. Axis Magnus
2. Amex Platinum Travel(as per upgrade offer)

 

[Credit raja]

As no frequent traveler, My portfolio is curated on the basis of,

Monthly Avg. spend is 50K

*Regular Household Shopping (Grocery, Utility & Insurance)
*Occasional/Festival online shopping.
*Occasionally for B' days/Anniversary/Winnings celebration outing (Hoteling/Movie/trip)

1. Axis Ace
2. Axis Airtel
3. Kotak Essentia
4. SBI Cashback
5. IDFC Wealth
6. PNB Platinum Rupay
7. RBL Zomato
8. AU LIT
9. ICICI Amazon
10. ICICI Platinum



Pls. suggest which card to go NEXT..

 

[metal_heart]

Pls. suggest which card to go NEXT

I would suggest AMEX MRCC. 4 transactions / month can help you accumulate points at good pace.
Referral in signature 🙂

 

[Credit raja]

I would suggest AMEX MRCC. 4 transactions / month can help you accumulate points at good pace.
Referral in signature 🙂

Thanks, definitely i will go for Amex if they offer LTF.

 

[metal_heart]

They wont offer LTF upfront. Use it for few year and then try converting.
Or In future, if Companion card offer comes, you can then make MRCC LTF

As of now, you wont get LTF AFAIK

Amex if they offer LTF

 

[Credit raja]

They wont offer LTF upfront. Use it for few year and then try converting.
Or In future, if Companion card offer comes, you can then make MRCC LTF

As of now, you wont get LTF AFAIK

Currently i am putting Myself on Cooling OFF Period for 4-6 months.
To make some improvement in CIBIL.

Wish to touch it 800 from 792.

 

[SoN!c]

My portfolio:

• Amex MRCC
• Amex Gold Charge Card
• SC Ultimate
• Diners Black
• ICICI Sapphiro
• Axis Magnus (In process)

Updated Portfolio

• Amex MRCC
• Amex Gold Charge Card
• Amex Platinum
• Amex Platinum Travel
• Axis Magnus
• RBL Zomato Edition Classic
• SC Ultimate
• Diners Black
• ICICI Sapphiro x 3

 

[Bodhi]

Updated Portfolio

• Amex MRCC
• Amex Gold Charge Card
• Amex Platinum
• Amex Platinum Travel
• Axis Magnus
• RBL Zomato Edition Classic
• SC Ultimate
• Diners Black
• ICICI Sapphiro x 3

ICICI Sapphiro*3 ?

All the platforms? If so, how were you able to procure them?
Thank you @SoN!c

 

[Chaitanya-a]

So I have a total of 8 cards right now:

ICICI MMT Signature (2.5L)
ICICI Amazon Pay (2.7L)

Axis Flipkart (15k)
Axis Airtel (15k)

HDFC Moneyback (1L)
HDFC Tata Neu Plus (1L)

RBL Zomato Classic (73k)
RBL Paisabazaar Duet (73k)

CIBIL score is 772
Credit Age 3+ years