💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[SPS]

Curious to know your reasoning behind paying such a high joining or for that matter yearly fees. Is there a catch (benefit) for this card that we guys in the forum are missing?

yes. free Ferrari ride in Mumbai. private yacht for 8 hours complimentry in Mumbai. Proriority Pass addon card holders with unlimited lounge excess with free guests.later on they changed it to Dragon pass. and all other premium benefits like island booking, chartered plane booking through concierge those who can afford it. not to forget its Snob Value as only very few have it.

 

[souvikdey2002]

yes. free Ferrari ride in Mumbai. private yacht for 8 hours complimentry in Mumbai. Proriority Pass addon card holders with unlimited lounge excess with free guests.later on they changed it to Dragon pass. and all other premium benefits like island booking, chartered plane booking through concierge those who can afford it. not to forget its Snob Value as only very few have it.

The benefit is immense. Just one more query, how much was the limit given to you?

 

[metal_heart]

Below are the list of CC I have acquired till date...

• ICICI Rubyx (Life Time Free)
• SBI BPCL (Rs 500/year, waiver on Rs50000 spends)
• HDFC Regalia (Life Time Free)
• ICICI Amazon Pay (Life Time Free)
• CITI Rewards (Rs 1000/year, waiver on Rs30000 spends)
• YES Bank First Preferred (Life Time Free)
• IDFC Wealth (Life Time Free)
• One Card (Life Time Free)
• HSBC Platinum (Life Time Free)
• RBL Zomato Classic (Life Time Free)
• IndusInd Legend (Life Time Free)
• BOB Premier (Life Time Free)

Addition/Changes since then

• AXIS MyZone (Life Time Free)
• AXIS IOCL (Life Time Free)
• PNB Platinum (Life Time Free)
• American Express MRCC ( FYF, Rs 1500/year, waiver on Rs1,50,000 spends)
• SBI Cashback (FYF, Rs999/Year, waiver on Rs2,00,000 spends)
• KOTAK League (Life Time Free)
• ICICI Sapphirro (Life Time Free)
• SBI BPCL (Converted to LTF)

 

[SPS]

The benefit is immense. Just one more query, how much was the limit given to you?

25 lakhs and its same even after 10 years

 

[srichaitanya]

25 lakhs and its same even after 10 years

I don't think limit will be increased over 25L.

 

[Ankur dhanda]

Amex MRCC
Amex Gold Charge
Axis Ace
Axis Magnus
Axis Vistara Infinite
BOB Eterna
Citi Prestige
Citi Rewards
Diners Black
IDFC Wealth
IndusInd Pinnacle
Zomato edition classic

 

[djrocky]

Anyone having Axis Ace as LTF ?

Please suggest way how to get this LTF without annual spends and opening bank account.

 

[Rahul92]

My updated list -

Axis ACE
Axis Vistara Signature
Axis Magnus

HDFC Millennia LTF
HDFC Neu Infinity FYF

ICICI Amazon Pay LTF
ICICI MMT Signature LTF
ICICI Platinum LTF

SBI Pulse LTF

BOB Eterna LTF
BOB Snapdeal

IndusInd Legend LTF

Yes Bank Finbooster LTF

RBL Zomato Classic LTF

IDFC Wealth LTF

PNB Platinum LTF

Kotak Zen FYF

Now I think , I've had too many cards !

 

[shashifed]

Anyone having Axis Ace as LTF ?

Please suggest way how to get this LTF without annual spends and opening bank account.

People aren't getting a paid ACE credit card and you want it LTF 🙂

 

[AsB]

People aren't getting a paid ACE credit card and you want it LTF 🙂

And here I am , about to close the ACE card next month- to show Axis who the boss is 🤣

 

[shashifed]

And here I am , about to close the ACE card next month- to show Axis who the boss is 🤣

That's a chad move i must say

 

[AsB]

That's a chad move i must say

Stupid Axis showed limit of 69k while applying, but gave ne 25k. So, it is of no use.

 

[NEED_DCB_LTF]

And here I am , about to close the ACE card next month- to show Axis who the boss is 🤣

People aren't getting a paid ACE credit card and you want it LTF 🙂

Ye chal kya raha hai, one should take it to close it later, but why?

 

[shashifed]

Stupid Axis showed limit of 69k while applying, but gave ne 25k. So, it is of no use.

you can try priority redressal for LE

 

[AsB]

you can try priority redressal for LE

Didnt work, even pno acted like a robot

 

[simal]

in the begening paid full joining fees and than Rs 10000 plus taxes annually. than my request to make it ltf was declined 2 yers b4 so i surrerndered it. lately a senior icici official activated it again with assurance of making it ltf. lets see

Is this card still being issued or has it been discontinued ?

 

[SPS]

Is this card still being issued or has it been discontinued ?

Not sure, they issued very few cards. I got it reactivated last month, after a long time after closing account long before.

 

[Bodhi]

Not sure, they issued very few cards. I got it reactivated last month, after a long time after closing account long before.

After how long, and is it the same account that is reactivated in your CIBIL report as well, or is it reflecting under a new account number now?

Thanks @SPS

 

[rayhan12]

As of January - 10 - 2023

ICICI Amazon Pay - LTF ( Shared limit 1,10,000 )
ICICI Platinum - LTF ( Shared limit 1,10,000 )
ICICI MakeMyTrip - PAID a joining fee of 2500rs ( Shared limit 1,10,000 )

HDFC Millenia - LTF ( 1.38,000 )

SBI SimplyClick - PAID 500rs ( 58,000 )
SBI Prime - PAID 3000rs ( 90,000 )
SBI Cashback - PAID 1000rs ( 30,000 )

IndusInd Platinum - LTF ( 70,000 )

RBL Zomato - LTF ( 1.27,000 )

OneCard Metal - LTF ( 1.20,000 )

Flipkart Axis card - LTF ( 68,000 )

BOB Select 2 cards ( 40,000 and 74,000 )

AU Vetta - PAID 3000rs ( 1,25,000 )

Kotak Mojo - PAID 1000rs ( 96,1000 )

Update : Starting January with -

Axis Magnus : 4,38,000 ( FYF )
AMEX MRCC : 25,000 ( FYF )

 

[Rahul92]

Update : Starting January with -

Axis Magnus : 4,38,000 ( FYF )
AMEX MRCC : 25,000 ( FYF )

Magnus first bill generated ? No fee charged ?