I wanted to wait till I have some decent cards. When this thread was started, I only had one card. So, I had nothing to brag. Now , I have a few. But, most limits are miserable.
Card I own :-
Amazon Pay ICICI VISA (LTF) : Rs 2,00,000 /- (Use it mostly on Amazon)
Axis MyZone VISA (LTF) : Rs 69,000/- (LE recently)
Axis Ace VISA (499/499) : Rs 25,000/- (applied on 11 Nov 2022, card got approved on 12 Nov 2022) (Will use it where RuPay is not accepted or when Axis Bank has instant discount offers) (will close soon)
SBI BPCL VISA (500/500) : Rs 82,000/-
HDFC Moneyback+ RuPay (LTF) : Rs 78,000/- (LE recently. Primary Card. I use it almost everywhere, unless RuPay is not accepted)
BOB Premier RuPay (LTF) : Rs 35,000/- (Mostly for bill payments)
RBL Bank Zomato Edition VISA (LTF) : Rs 1,97,000/- (This card has become history for me, after the recent devaluation. However, this card is very dear, because I got introduced to Technofino Community while trying to get this card 😆)
UPDATE :- Added 2 more cards
ICICI HPCL Coral VISA Card(LTF): Rs 80,000 - RM didn't give me Coral Rupay, even when my salary criteria was meeting. So, I opted for this one.
IDFC First Millenia Card(LTF) : Rs 1,35,000/- (Got this pre-approved after 3 months of closing IDFC First Bank account)
Update 1 :- Added 3 more cards
AU Vetta VISA Card (LTF) : Rs 2,00,000 /-
HSBC VISA Platinum Card (LTF) : Rs 50,000 /- (People from HSBC and StanC were like "distributing" cards in our office in Bangalore. I was shocked that only 4-5 applied for Credit Cards. I wanted to go for StanC as well, but there was no LTF cards.
Cards I closed :-
BOB Easy VISA (LTF) : Rs 35,000 /-
HDFC Moneyback + VISA (LTF) : Rs 60,000/-
Axis Flipkart VISA (500/500) : Rs 25,000/- --> Card was given to me using false promises
SBI Simply Click VISA (500/500) : Rs 82,000 /-
ICICI Platinum Chip VISA (LTF) Secured Card : Rs 13,500/- --> My first true card
ICICI Platinum Chip VISA (LTF) Secured Card : Rs 58,500 /-
One Card VISA (LTF) : Rs 11,000 /-
Cards I want :-
ICICI Non-Cobranded card (LTF) --> I lost a lot of great deals during the Festival sales, because I didn't have this card.
Kotak Non-Cobranded Card (LTF)
AU Bank Card (LTF)
IDFC First Card (LTF) --> Some investors say that this bank has the potential to become the next HDFC Bank. I don't see that potential yet, since I held an account with them for a short period , but, I want this card, just to be safe. Otherwise, they will start monopoly ,if I am wrong.
Cards I may want :-
SBI Cashback (not sure, if I want this. I have this pre-approved though, with shared limit with other card)
Amex Card (again, not sure , if I want this card. But, I want to keep it as a collection, and to get a glimpse of Amex offers and Amex Customer Support)
Futuristic cards - if they are worthy of my collection 🤣
