💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[Adwait]

I started with Kotak 811 Secured Credit Card and used it for 11 months till December 2021. After that, I kept adding cards while most of them are in the end of 2022. Also, I just turned 22, 2 days ago i.e, to tell you that if you have good score and history, getting cards isn't a big deal.

1. OneCard (IDFC earlier, BOB now) - 1.6L (LTF)
2. ICICI Amazon Pay - 4.2L (LTF)
3. ICICI MMT Platinum - 1.6L (LTF)
4. Axis Bank Flipkart - 1L (LTF)
5. Axis Bank ACE - 80K (500/yr)
6. Axis Bank Privilege - 80K (1500/yr)
7. SBI Prime - 1.12L (3000/yr)
8. RBL Zomato Edition - 2.07L (LTF)
9. Amex MRCC - 2.3L (1500/yr)
10. Yes Bank Prosperity Edge - 50K (399/yr)
11. HDFC Money Back+ - 40K (LTF)
12. IDFC Millennia - 80K (LTF)
13. IndusInd Platinum - 30K (LTF)
14. Kotak PVR Gold - 1L (500/yr)

Currently in process in HSBC Platinum, which might approve.

How you got rbl zomato at the age of 21?
isn't 23 minimum age required?

 

[sudhirsiddhi]

I started with Kotak 811 Secured Credit Card and used it for 11 months till December 2021. After that, I kept adding cards while most of them are in the end of 2022. Also, I just turned 22, 2 days ago i.e, to tell you that if you have good score and history, getting cards isn't a big deal.

1. OneCard (IDFC earlier, BOB now) - 1.6L (LTF)
2. ICICI Amazon Pay - 4.2L (LTF)
3. ICICI MMT Platinum - 1.6L (LTF)
4. Axis Bank Flipkart - 1L (LTF)
5. Axis Bank ACE - 80K (500/yr)
6. Axis Bank Privilege - 80K (1500/yr)
7. SBI Prime - 1.12L (3000/yr)
8. RBL Zomato Edition - 2.07L (LTF)
9. Amex MRCC - 2.3L (1500/yr)
10. Yes Bank Prosperity Edge - 50K (399/yr)
11. HDFC Money Back+ - 40K (LTF)
12. IDFC Millennia - 80K (LTF)
13. IndusInd Platinum - 30K (LTF)
14. Kotak PVR Gold - 1L (500/yr)

Currently in process in HSBC Platinum, which might approve.

Bro axis Ace on call le sakte hai kya Mera pass axis Flipkart and privilege card hai, main chahta hu ek utilities ke liye card

 

[emadiqbalali]

How you got rbl zomato at the age of 21?
isn't 23 minimum age required?

I contacted Zomato support and they told that the age requirement was revised to 21 from 23. I went ahead and applied. Got approved in few hours and got card next day.

 

[emadiqbalali]

Bro axis Ace on call le sakte hai kya Mera pass axis Flipkart and privilege card hai, main chahta hu ek utilities ke liye card

Yes, maine call par hi liya tha through Axis Flipkart. Wo upgrade bolenge but it will be new card and old will continue to work.

 

[Chaitanya-a]

I contacted Zomato support and they told that the age requirement was revised to 21 from 23. I went ahead and applied. Got approved in few hours and got card next day.

When? Till January the condition of 23 age was there

 

[Chaitanya-a]

Yes, maine call par hi liya tha through Axis Flipkart. Wo upgrade bolenge but it will be new card and old will continue to work.

Kab lia bhai? I'm trying since June last year but they straight away denied.

 

[Adwait]

I contacted Zomato support and they told that the age requirement was revised to 21 from 23. I went ahead and applied. Got approved in few hours and got card next day.

Great

 

[Adwait]

When? Till January the condition of 23 age was there

Even I contacted them now they are saying it is changed to 21.

 

[emadiqbalali]

When? Till January the condition of 23 age was there

I contacted them on Jan 10 and applied on the same day. See the screenshot.

 

[emadiqbalali]

Kab lia bhai? I'm trying since June last year but they straight away denied.

Mujhe ACE lekar 1 saal hogya hai, I applied after 2 months of getting Axis FK.

 

[Chaitanya-a]

I contacted them on Jan 10 and applied on the same day. See the screenshot.

Jab card ki value zero hogyi tab revise kia 😂 Pathetic bank h ye RBL. I had to wait till December to complete 23 and apply

 

[Chaitanya-a]

Mujhe ACE lekar 1 saal hogya hai, I applied after 2 months of getting Axis FK.

Haan pehle Ace easily call pe dedete the. That's what I was confirming. Now they've restricted Ace applications.

 

[Adwait]

I contacted them on Jan 10 and applied on the same day. See the screenshot.

Do they do any kind of physical verification?

 

[akshayhs]

Axis Flipkart (15k)
Axis Airtel (15k)

This feels like a slap on the face for even applying in the first case wwhen compared to other cards held by you.

 

[emadiqbalali]

Jab card ki value zero hogyi tab revise kia 😂 Pathetic bank h ye RBL. I had to wait till December to complete 23 and apply

Yes wahii toh, even I got it after it is devalued. Ab sirf its as good as keeping only for maintaining CUR on CIBIL as I use swiggy.

 

[emadiqbalali]

Do they do any kind of physical verification?

No, not in my case. There was VKYC.

 

[Chaitanya-a]

This feels like a slap on the face for even applying in the first case wwhen compared to other cards held by you.

True that. But ironically only these two cards are mostly used from entire portfolio. I have to continuously refuel these cards.
Hope Axis notice the usage and increase the limit.

 

[TheTrickySid]

Yes wahii toh, even I got it after it is devalued. Ab sirf its as good as keeping only for maintaining CUR on CIBIL as I use swiggy.

What limit did you get and what was the highest limit reported in your CIBIL??

 

[HazelBlotch]

My Current portfolio after 1 year from 1st CC.

1. HDFC MoneyBack - LTF - 75k Limit
2. ICICI Coral Card - LTF - 2.8L Limit
3. Apay Card - LTF - 2.8L Limit
4.Axis IOCL - LTF - 30k Limit
5.Axis Flipkart - Paid - 30k Limit
6.BOB Easy - LTF - 20k Limit
7. SBI Pulse - PAID - 1L Limit
8. Tata Neu Plus - LTF - 75k Limit.

How did you get Coral LTF?

 

[Saif77]

How did you get Coral LTF?

Pre-approved on my Basic Savings Ac. Just maintained 40k for around 3 months and boom.