💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio

---

We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

---

I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[manumaniac]

My journey started nearly 10 yrs back. Citi IOCL wasy first! Have juggled through many cards, and made many mistakes along the way! Hope to get a magnus one day when am worthy of spending a lac a month
Below are my CLs
HDFC Infinia (Paid) : 12.05L
HDFC Tata Neu Infinity(LTF): Shared 12.05L
ICICI Amazon Pay (LTF) : 12.9L
Yes First Exclusive (LTF) : 8.99L
Citi IOCL (Paid) : 7.13L
ICICI Saphiro (LTF) : 7L
Amex Platinum Travel (Paid) : 3.35L
Amex MRCC (LTF) : 94K

 

[sv004]

How did u get amex gold charge card

 

[manumaniac]

How did u get amex gold charge card

It's amex MRCC. It is diff from gold charge.got it free with the platinum travel.

 

[rogerthat]

My (rather thin and sad) portfolio

AMEX Gold Charge
AMEX MRCC 2.08L
Citi Premier Miles MasterCard 2.72L
ICICI Amazon Pay Visa 6.6L
HDFC Diners Club Privilege 3L
IDFC First Select Visa Signature 1.68L
SBI IRCTC Visa Platinum 1L
SBI BPCL Visa Signature 66K
SBI Prime Visa Signature 40K

Applied for a lot many cards all keep getting rejected. 17 yrs credit history. CIBIL 790. ITR 21L.

 

[hemant ojha]

1. HDFC Regalia Rupay
2. IDFC Select
3. SBI SimplySave (Paid)
4. Axis ACE (Paid)
5. Axis Myzone
6. BOB Premier
7. IndusInd Pinnacle
8. Amex Travel (Paid)
9. Amex MRCC
10. PNB Rupay Select
11. OneCard
12. SBI Cashback (Paid)
13. ICICI Amazon
14. ICICI MMT
15. RBL Zomato

Wishlist:
1. Kotak Credit card
2. AU Bank credit card

 

[anirbanm]

My Portfolio

Amex MRCC
Amex Platinum Travel
ICICI Platinum LTF
ICICI Amazon Pay LTF
Axis Airtel
Axis Flipkart LTF
SBI cashback
IDFC Select LTF

Trying for Stanc Ultimate next

Canara 30000 secured

BoB 50000 LTF

Axis Privilege 50000 FYF

Kotak 60000 LTF

HDFC business moneyback 75000

HDFC Neu LTF

PNB Rupay Select 75000 LTF

SBI Elite 100000

AmEx MRCC 126000

RBL World Safari 130000 FYF

IDFC classic 135000 LTF

Axis Select 206000 LTF

Axis Atlas 206000

APay 250000 LTF

AmEx platinum travel 297000

 

[axb]

Canara 30000 secured

BoB 50000 LTF

Axis Privilege 50000 FYF

Kotak 60000 LTF

HDFC business moneyback 75000

HDFC Neu LTF

PNB Rupay Select 75000 LTF

SBI Elite 100000

AmEx MRCC 126000

RBL World Safari 130000 FYF

IDFC classic 135000 LTF

Axis Select 206000 LTF

Axis Atlas 206000

APay 250000 LTF

AmEx platinum travel 297000

How did you get axis select as LTF?

 

[knight]

View attachment 4

HDFC Regalia - 4Lakh
StanC Plat Rewards - 75k
Axis Ace/Flipkart- 50k
ICICI Plat/Apay - 2.5Lakh
Yes Properity Edge - 40k
HDFC Indian Oil - 25k
SBI Simplysave - 56k
SBI Prime - Closed

SimplyClick and SC Smart on the way.

Got HDFC Regalia First as my first card in Sept 2019.
All other card added in the last 5 months.

Did multiple credit card applications in the last 5 months hit your credit score much?

 

[Rocky Bhai]

Rbl supercard - 56k
Sbi BPCL - 39k
Sbi simply save - 27k
Hdfc money back -125k
ICICI apay - 80k

 

[Wealth is my birth right!]

How did you get axis select as LTF?

For burgundy customers select will be ltf else 3k fees

 

[RupayMan]

1. Citi rewards LTF - 2.31L
2. SBI simplyclick Paid - 1.50L
3. Standard chartered Ultimate paid - 1.6L
4. HDFC Platinum Intermiles LTF - 7.5L ( will be replaced with Regalia LTF)
5. One card LTF - 3.1L
6. Kotak Zen LTF- 2L
7. IndusInd legend LTF - 5L
8. Airtel Axis paid FYF - 3L
9. Icici Amazon pay LTF - 5.10L

Planning for PNB Rupay select, AU zenith

What other card can I add to my list?

 

[Astraea]

My Portfolio:
1. Slice LTF - 48k (Not a Credit Card) [2018 - 2022]
2. OneCard Fedral Bank LTF- 50k (Accidentally applied for while checking my credit score on the OneScore app) [NOV 2022 - Present]
3. ICICI Amazon Pay LTF - 1L [NOV 2022 - Present]
4. Kotak League Platinum LTF - 16k [JAN 2023 - Present] (I might Close this)
5. HDFC Millennia LTF - 36k [Primary] [FEB 2023 - Present]
6. Axis MyZone LTF - 45k [FEB 2023 - Present]

I am new to credit cards, and my entire credit card portfolio is only four months old excpet Slice Card.

However, I plan to add two more cards by December 2023:
1. AMEX MRCC
2. SBI Cashback

Any suggestions which card to get next!
I'm still unsure and skeptical about completely stopping for new credit cards.

 

[Credit Karma]

Canara 30000 secured

BoB 50000 LTF

Axis Privilege 50000 FYF

Kotak 60000 LTF

HDFC business moneyback 75000

HDFC Neu LTF

PNB Rupay Select 75000 LTF

SBI Elite 100000

AmEx MRCC 126000

RBL World Safari 130000 FYF

IDFC classic 135000 LTF

Axis Select 206000 LTF

Axis Atlas 206000

APay 250000 LTF

AmEx platinum travel 297000

How old is your Canara secured credit card?

 

[bdnbje]

SBI Cashback 109k (fyf)
Axis Flipkart 90k (ltf)
HDFC Millenia 75k (ltf)
BoB Select 15k (ltf)
Kotak League 25k (ltf)

btw how can i get kotak and bob to match my other card's limit.

 

[Unleash]

HDFC Bank Millennia - 8.19L (LTF)
IDFC First Wealth - 8.19L (LTF)
AU Bank Zenith - 7.65L (LTF)
Citi Bank Rewards - 6.57L (LTF)
ICICI Bank Amazon Pay - 5.10L (LTF)
ICICI Bank Platinum - 5.10L (LTF)
IndusInd Bank Legend - 4.00L (LTF)
Axis Bank My Zone - 3.06L (LTF)
Kotak Bank League - 3.00L (LTF)
Amex SmartEarn - 2.97L (Paid)
Amex Membership Rewards - 2.46L (FYF)
SBI Card SimplySAVE - 2.25L (LTF)
HSBC Bank Platinum - 1.40 (LTF)

BOB Premier - coming up

 

[sv004]

HDFC Bank Millennia - 8.19L (LTF)
IDFC First Wealth - 8.19L (LTF)
AU Bank Zenith - 7.65L (LTF)
Citi Bank Rewards - 6.57L (LTF)
ICICI Bank Amazon Pay - 5.10L (LTF)
ICICI Bank Platinum - 5.10L (LTF)
IndusInd Bank Legend - 4.00L (LTF)
Axis Bank My Zone - 3.06L (LTF)
Kotak Bank League - 3.00L (LTF)
Amex SmartEarn - 2.97L (Paid)
Amex Membership Rewards - 2.46L (FYF)
SBI Card SimplySAVE - 2.25L (LTF)
HSBC Bank Platinum - 1.40 (LTF)

BOB Premier - coming up

How did u increase limit on ur millennia ?

 

[Unleash]

Never initiated a manual LE, had HDFC card for years and limit was offered periodically by bank.

 

[RupayMan]

HDFC Bank Millennia - 8.19L (LTF)
IDFC First Wealth - 8.19L (LTF)
AU Bank Zenith - 7.65L (LTF)
Citi Bank Rewards - 6.57L (LTF)
ICICI Bank Amazon Pay - 5.10L (LTF)
ICICI Bank Platinum - 5.10L (LTF)
IndusInd Bank Legend - 4.00L (LTF)
Axis Bank My Zone - 3.06L (LTF)
Kotak Bank League - 3.00L (LTF)
Amex SmartEarn - 2.97L (Paid)
Amex Membership Rewards - 2.46L (FYF)
SBI Card SimplySAVE - 2.25L (LTF)
HSBC Bank Platinum - 1.40 (LTF)

BOB Premier - coming up

How SBI simpleSave is LTF?

 

[sv004]

Never initiated a manual LE, had HDFC card for years and limit was offered periodically by bank.

Is that ur primary card ? What utilization ratio u used to keep ?

 

[Unleash]

How SBI simpleSave is LTF?

Actually wanted to discontinue the card, but SBI support offered it as LTF maybe because i had this card for more than 7 years.