💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[It_is_Naruto]

Hi Guys...here's my list:

LTF:
HDFC Infinia & Tataneu Infinity, Millenia(add-on)
Axis Select
Amex MRCC
Yes First Exclusive
AU Zenith
Indusind Legend
PNB Platinum Rupay
ICICI Amazon pay & Rubyx
One Card
BOB Select

Paid:
SBI Octane
SC ultimate
Amex Magnus
Citi IOC

Will try for : Kotak White reserve, ICICI Sapphiro or Emerald - Both LTF 🙂

 

[Pranithnaik]

How did you get SBI card as LTF?

I work in SBI.

 

[varunsridharan]

I work in SBI.

Great 👍👍

 

[bhavik886151]

Cards I hold in my family -
Axis Ace *2 (Paid)
Axis Magnus*2 (Paid)
Axis Flipkart (LTF)
Axis Samsung Infinite (Paid)
HDFC Millennia*2 (1 PAID AND 1 LTF)
HDFC Tata Neu (LTF)
Bob Select (LTF)
AU Zenith (LTF)
SBI Cashback card ( Annual waiver done)
SBI Simply click*2 ( Annual waiver done)
ICICI Amazon Pay (LTF)
ICICI MMT (LTF)
ICICI PLATINUM (LTF)
ICICI SAPPHIRO (LTF)
KOTAK LEAGUE PLATINUM (LTF)
RBL World Safari (FYF)

Any reason for no AMEX

 

[vijaypathak077]

1​	SBI Ola Card	Active
2​	HSBC cash back	Active
3​	Citi rewards	Active
4​	Axis Flipkart	Active
5​	Axis ACE Credit Card	Active
6​	Axis Magnus Credit Card	Active
7​	AMEX Smartearn	Active
8​	HDFC Millenia	Active
9​	HDFC Neu	Active
10​	BARODA Erterna	Active
11​	BARODA Snapdeal	Active
12​	KOTAK Essentia	Active
13​	STAN CHART MANHATTEN	Active
14​	STAN CHART SMART	Active
15​	RBL PLAY	Active
16​	RBL FUN+	Active
17​	Amazon Pay ICICI Credit Card	Active
18​	IndusInd legend	Active
19​	PNB rupay	Active
20​	AU vetta	Active
21​	ICICI Platinum	Active
22​	ONE Card	Active
23​	IDFC millenia	Active
24​	Yes Bank Prosperity	Active
25​	Unicard	closed
26​	Slice	closed
27​	Amex membership rewards	closed
28​	HSBC Platinum	closed
29​	HDFC TIMES CARD	closed
30​	HDFC DCB	closed
31​	SBI simplysave	closed

 

[harman]

1. HDFC Infinia Metal
2. Amex Centurion
3. Amex Platinum Charge
4. ICICI Emeralde
5. Axis Vistara Infinite
6. IDFC Wealth
7. Kotak White

 

[vaibhav111vaibhav111 is verified member.]

1. HDFC Infinia Metal
2. Amex Centurion
3. Amex Platinum Charge
4. ICICI Emeralde
5. Axis Vistara Infinite
6. IDFC Wealth
7. Kotak White

Oh this the first centurion card I have seen in our community!

 

[vaibhav111vaibhav111 is verified member.]

1. HDFC Infinia Metal
2. Amex Centurion
3. Amex Platinum Charge
4. ICICI Emeralde
5. Axis Vistara Infinite
6. IDFC Wealth
7. Kotak White

No magnus or reserve

 

[anirban.choudhuryanirban.choudhury is verified member.]

1. HDFC Infinia Metal
2. Amex Centurion
3. Amex Platinum Charge
4. ICICI Emeralde
5. Axis Vistara Infinite
6. IDFC Wealth
7. Kotak White

What’s the JF you paid for Centurion ?
And are the other cards paid or LTF ?

 

[harman]

What’s the JF you paid for Centurion ?
And are the other cards paid or LTF ?

i am not sure about the joining fees. These are my father's cards. But the cards are paid.

 

[jade]

Amex MRCC 2.3 L
Amex SmartEarn 1.8 L
SBI Cashback 1.0 L
SBI Simplysave 20 K
IDFC Select 1.7 L (LTF)
ICICI Amazon Pay 1.8 L (LTF)
ICICI Platinum 2.0 L (LTF)
Axis MyZone 45 K (LTF)
Kotak League Platinum 52 K (LTF)

My latest credit portfolio

Amex MRCC 2.3 L
SBI Cashback 1.0 L
ICICI Amazon Pay 1.8 L (LTF)
ICICI Platinum 2.0 L (LTF)
IDFC Select 1.7 L (LTF)
Axis MyZone 1 L (LTF)

Closed SBI Simplesave, Amex SmartEarn and Kotak League Platinum.

 

[bismaj]

Hello guys,Below is the list of cards I have:
SBI Elite( Chargeable)
SBI BPCL Octane ( chargeable)
SBI FBB ( closed)
IDFC First Millenia( Closed)
HDFC DCP ( chargeable)
HDFC Tata Neu Infinity ( LTF)
Yes Bank prosperity Edge( LTF)
HSBC platinum( LTF)
Amex MRCC( Chargeable @1300 rs )
Amex smartearn( LTF)
Citi Rewards( chargeable)
Axis Flipkart ( chargeable)
Axis Airtel (chargeable)
Axis Ace( chargeable )
Indusind Legend ( LTF)
ICICI HPCL coral (LTF)
ICICI Amazon pay (LTF)
One card (LTF)
Unicard ( LTF closed)
Zomato RBL Edition classicCard( closed and changed to shoprite LTF)
BOB Premier card ( LTF)
PNB Rupay select (LTF)
SC Digismart ( Chargeable)

 

[iethanhuntz]

What’s the JF you paid for Centurion ?
And are the other cards paid or LTF ?

It's 2.5 lacs +GST. there are no waivers. And your names has to be on invite list, usually if your spend is above 60 lacs, you get added to the list.

 

[anirban.choudhuryanirban.choudhury is verified member.]

It's 2.5 lacs +GST. there are no waivers. And your names has to be on invite list, usually if your spend is above 60 lacs, you get added to the list.

Are you sure it’s 2.5 lakhs plus GST ? as I am getting an option but Amex is sayings 7 lakhs plus gst , and 2 lakhs for add-on

 

[Tosh]

Are you sure it’s 2.5 lakhs plus GST ? as I am getting an option but Amex is sayings 7 lakhs plus gst , and 2 lakhs for add-on

This checks with what I have heard but isn't that the joining fees. Annual fees is not that high approx half than that. Not on the list btw nowhere close 😂

 

[Deleted member 11974]

My portfolio might not be as impressive compared to many of the seniors here but these are some points to consider:

1. I'm a 21 year old student without any income proof.

2. My first CC is only 1.5 years old.

3. I only started trying to get new credit cards since Dec 2021 and all cards in the picture except for ICICI cards are received by me in Jan 2022.

ICICI Rubyx LTF (3L)
ICICI Amazon Pay (3L)
HDFC Regalia LTF (3.5L)
Axis Flipkart (1.45L)
Axis Ace (1.45L)
Indusind Legend (3L)
Axis Reserve (6L)

My dream is to get HDFC infinia and other super premium cards in India and abroad.

View attachment 46

how di d you get reserve without any income proof?

 

[Deleted member 11974]

1. HDFC Infinia Metal
2. Amex Centurion
3. Amex Platinum Charge
4. ICICI Emeralde
5. Axis Vistara Infinite
6. IDFC Wealth
7. Kotak White

thats great how did your father get centurion and what is the minimum income threshold to be eligible for centurion.

 

[Deleted member 11974]

Are you sure it’s 2.5 lakhs plus GST ? as I am getting an option but Amex is sayings 7 lakhs plus gst , and 2 lakhs for add-on

i saw a youtuber he had a 7L joining fees letter and the first add on is free after that they charge for it is what i have heard.

 

[Deleted member 11974]

@TechnoFino how did you get indusind pioneer heritage ltf ?
also is your scb ultimate ltf or chargeable
also how did you get your us credit cards?

 

[ADITYA1904]

Are you sure it’s 2.5 lakhs plus GST ? as I am getting an option but Amex is sayings 7 lakhs plus gst , and 2 lakhs for add-on

You getting option for amex centurion card?