💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[suhasa010]

1. ICICI amazon pay - 5L
2. Flipkart Axis - 2.7L
3. HDFC millenia - 5L
4. Kotak Mojo - 2.2L
All are LTF
Planning to get a icici card for offers

Get platinum card which is LTF or Sapphiro if you're among the institutes in their alumni offer.

 

[Ninad97]

Get platinum card which is LTF or Sapphiro if you're among the institutes in their alumni offer.

Im trying for rubyx ltf its in process
Had applied for it got a call today saying that information about company is missing and form needs to be filled again by them
Cant get sapphiro as im not alumni of those institutes
Will get hpcl coral/ platinum ltf if it fails through net banking

 

[thunderbolt]

My 2 year old portfolio:

1. HDFC DCB - 5L
2. HDFC Virtual Rupay - shared
3. Axis Magnus - 5L
4. Axis MyZone - shared
5. ICICI Apay - 4.2L
6. ICICI MMT Signature - shared
7. IDFC Millenia - 1L

 

[sravanp]

My Modest Portfolio:

1. SBI Simplyclick
2. HDFC Regalia first(need to reactivate but feeling lazy to go to the bank to change address)
3. ICICI MMT Platinum
4. ICICI Amazon pay
5. Axis Magnus
6. Axis Myzone
7. Axis Select
8. StanC Platinum
9. BoB Premier
10. HSBC Platinum
11. IDFC First Select
12. Citi Premiermiles
13. Amex MRCC
14. Onecard (if that counts )

 

[ARV]

Added some more cards after this, below is the updated one

My updated card collection:



Only HDFC Millenia is add on from my wife.

 

[Tensor]

My updated card collection:



Only HDFC Millenia is add on from my wife.

4 Amex cards? Enlighten us please 🥺

 

[ARV]

4 Amex cards? Enlighten us please 🥺

I have no idea, i was told my gold charge would close after i get the pat charge. But it kept working. Will keep it until renewal

 

[Iamgora]

Here is my small list of cards:
1. Amazon icici: 2.2L
2. BOB Premier: 1L
3. IDFC Classic: 71K
4. Flipkart axis: 66K
5. Axis Privilege: 66K
6. SBI Cashback: 55k
7. HDFC Money-back Plus: 56K
8. Airtel Axis: 24K
9. SBI IRCTC: 20K
10. Kotak 811 Dream Different (16K)
11. Axis my Zone: 66K (closed)

 

[Dai]

My updated card collection:



Only HDFC Millenia is add on from my wife.

What is the need of keeping plat charge when you have magnus

 

[ARV]

What is the need of keeping plat charge when you have magnus

I got 110k joining bonus so took it. Will close at renewal if they don't offer retention points. Any ways Magnus also devalued from August, need to think about the cards portfolio.

 

[rahulsethi]

My modest credit portfolio

Unsecured CC:

HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
Citi Indian Oil Card (Oldest card account also)
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card

Secured CC:

IDFC First WOW LTF
Niyo Global LTF
Gild LTF
Paisabazaar Stepup LTF

Credit lines:

Paisabazaar IDFC
IND Money Credit Saison
Kotak Overdraft
IDFC First money
Slice

Paylater:

Flipkart
Amazon
Paytm Postpaid

EMI cards:

Bajaj finserv EMI card
IDFC EMI card
Bajaj finserv health network card

Cibil: 794
Experian: 817
Highmark: 736
Equinox: 721

Loans:

Education loan
Car loan
House loan (Now settled)

Closed cards:

HSBC Platinum
Citi Rewards
PNB Gold
SBI Elite
RBL Zomato
RBL Shoprite
Axis Samsung Signature
HDFC Regalia
PNB Platinum Rupay
Axis Privilege

Rejected applications:

Axis Indian Oil
Kotak Indian Oil
Federal Bank Celesta
Standard Chartered Ultimate
Axis Myzone
Scapia
Kiwi
HDFC Regalia Gold
HDFC Millennia
HDFC Shopperstop LTF
HSBC Rewards
Amex MRCC
IDFC Power Plus
ICICI Coral HPCL
HDFC Indian Oil
SBI Air India Signature
SBI Paytm Signature
SBI Ola
Airtel Axis
Citi Premiermiles

Credit depth: 11 years
Enquiries last year: 50

Now targeting HDFC Infinia, Amex Gold upgrade to Platinum charge with 125k bonus points, StanC Ultimate, Federal Celesta or Scapia, Uni NXwave, HSBC Rewards, Axis or Kotak Indian Oil, SBI Air India Signature, ICICI Coral HPCL, IDFC Select upgrade to Wealth, BOB Eterna LTF, AU LIT LTF to Zenith LTF, Axis Magnus Paid to LTF, Yes Bank First Exclusive paid to LTF, Axis Ace, HDFC Apple cobranded, HDFC Swiggy but hard to come by or getting rejected repeatedly. 😬

Also targeting credit limit increase on ICICI cards, IDFC and SBI Cashback to no avail.

Highest approved limit on any single card: 8 Lakhs (Except the Amex Gold Charge card)

Minimum limit 20k on SBI Cashback which is ridiculous.

Any advice most welcome in getting above cards/upgrades.

Also suggest where shall I move my spends to in the light of Magnus devaluation. Also looking forward to convert my Samsung Infinite card to some other Axis card, suggestions?

 

[TheTrickySid]

My modest credit portfolio

Unsecured CC:

HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Legend LTF
Indusind Eazydiner FYF
IDFC First Select LTF
Citi Indian Oil Card (Oldest card account also)
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card

Secured CC:

IDFC First WOW LTF
Niyo Global LTF
Gild LTF
Paisabazaar Stepup LTF

Credit lines:

Paisabazaar IDFC
IND Money Credit Saison
Kotak Overdraft
IDFC First money
Slice

Paylater:

Flipkart
Amazon
Paytm Postpaid

EMI cards:

Bajaj finserv EMI card
IDFC EMI card
Bajaj finserv health network card

Cibil: 794
Experian: 817
Highmark: 736
Equinox: 721

Loans:

Education loan
Car loan
House loan (Now settled)

Closed cards:

HSBC Platinum
Citi Rewards
PNB Gold
SBI Elite
RBL Zomato
RBL Shoprite
Axis Samsung Signature
HDFC Regalia
PNB Platinum Rupay
Axis Privilege

Rejected applications:

Axis Indian Oil
Kotak Indian Oil
Federal Bank Celesta
Standard Chartered Ultimate
Axis Myzone
Scapia
Kiwi
HDFC Regalia Gold
HDFC Millennia
HDFC Shopperstop LTF
HSBC Rewards
Amex MRCC
IDFC Power Plus
ICICI Coral HPCL
HDFC Indian Oil
SBI Air India Signature
SBI Paytm Signature
SBI Ola
Airtel Axis
Citi Premiermiles

Credit depth: 11 years
Enquiries last year: 50

Now targeting HDFC Infinia, Amex Gold upgrade to Platinum charge with 125k bonus points, StanC Ultimate, Federal Celesta or Scapia, Uni NXwave, HSBC Rewards, Axis or Kotak Indian Oil, SBI Air India Signature, ICICI Coral HPCL, IDFC Select upgrade to Wealth, BOB Eterna LTF, AU LIT LTF to Zenith LTF, Axis Magnus Paid to LTF, Yes Bank First Exclusive paid to LTF, Axis Ace, HDFC Apple cobranded, HDFC Swiggy but hard to come by or getting rejected repeatedly. 😬

Also targeting credit limit increase on ICICI cards, IDFC and SBI Cashback to no avail.

Highest approved limit on any single card: 8 Lakhs (Except the Amex Gold Charge card)

Minimum limit 20k on SBI Cashback which is ridiculous.

Any advice most welcome in getting above cards/upgrades.

How you got Kotak White LTF??

 

[rahulsethi]

How you got Kotak White LTF??

Kotak Privy League account feature

 

[nrb]

My modest credit portfolio

Unsecured CC:

HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Legend LTF
Indusind Eazydiner FYF
IDFC First Select LTF
Citi Indian Oil Card (Oldest card account also)
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card

Secured CC:

IDFC First WOW LTF
Niyo Global LTF
Gild LTF
Paisabazaar Stepup LTF

Credit lines:

Paisabazaar IDFC
IND Money Credit Saison
Kotak Overdraft
IDFC First money
Slice

Paylater:

Flipkart
Amazon
Paytm Postpaid

EMI cards:

Bajaj finserv EMI card
IDFC EMI card
Bajaj finserv health network card

Cibil: 794
Experian: 817
Highmark: 736
Equinox: 721

Loans:

Education loan
Car loan
House loan (Now settled)

Closed cards:

HSBC Platinum
Citi Rewards
PNB Gold
SBI Elite
RBL Zomato
RBL Shoprite
Axis Samsung Signature
HDFC Regalia
PNB Platinum Rupay
Axis Privilege

Rejected applications:

Axis Indian Oil
Kotak Indian Oil
Federal Bank Celesta
Standard Chartered Ultimate
Axis Myzone
Scapia
Kiwi
HDFC Regalia Gold
HDFC Millennia
HDFC Shopperstop LTF
HSBC Rewards
Amex MRCC
IDFC Power Plus
ICICI Coral HPCL
HDFC Indian Oil
SBI Air India Signature
SBI Paytm Signature
SBI Ola
Airtel Axis
Citi Premiermiles

Credit depth: 11 years
Enquiries last year: 50

Now targeting HDFC Infinia, Amex Gold upgrade to Platinum charge with 125k bonus points, StanC Ultimate, Federal Celesta or Scapia, Uni NXwave, HSBC Rewards, Axis or Kotak Indian Oil, SBI Air India Signature, ICICI Coral HPCL, IDFC Select upgrade to Wealth, BOB Eterna LTF, AU LIT LTF to Zenith LTF, Axis Magnus Paid to LTF, Yes Bank First Exclusive paid to LTF, Axis Ace, HDFC Apple cobranded, HDFC Swiggy but hard to come by or getting rejected repeatedly. 😬

Also targeting credit limit increase on ICICI cards, IDFC and SBI Cashback to no avail.

Highest approved limit on any single card: 8 Lakhs (Except the Amex Gold Charge card)

Minimum limit 20k on SBI Cashback which is ridiculous.

Any advice most welcome in getting above cards/upgrades.

Also suggest where shall I move my spends to in the light of Magnus devaluation. Also looking forward to convert my Samsung Infinite card to some other Axis card, suggestions?

wow ...how you are able to manage this list

 

[rahulsethi]

wow ...how you are able to manage this list

Don't ask that is like a full time job.

 

[sudhirsiddhi]

My modest credit portfolio

Unsecured CC:

HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
KOTAK White LTF
Kotak Myntra FYF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Legend LTF
Indusind Eazydiner FYF
IDFC First Select LTF
Citi Indian Oil Card (Oldest card account also)
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card

Secured CC:

IDFC First WOW LTF
Niyo Global LTF
Gild LTF
Paisabazaar Stepup LTF

Credit lines:

Paisabazaar IDFC
IND Money Credit Saison
Kotak Overdraft
IDFC First money
Slice

Paylater:

Flipkart
Amazon
Paytm Postpaid

EMI cards:

Bajaj finserv EMI card
IDFC EMI card
Bajaj finserv health network card

Cibil: 794
Experian: 817
Highmark: 736
Equinox: 721

Loans:

Education loan
Car loan
House loan (Now settled)

Closed cards:

HSBC Platinum
Citi Rewards
PNB Gold
SBI Elite
RBL Zomato
RBL Shoprite
Axis Samsung Signature
HDFC Regalia
PNB Platinum Rupay
Axis Privilege

Rejected applications:

Axis Indian Oil
Kotak Indian Oil
Federal Bank Celesta
Standard Chartered Ultimate
Axis Myzone
Scapia
Kiwi
HDFC Regalia Gold
HDFC Millennia
HDFC Shopperstop LTF
HSBC Rewards
Amex MRCC
IDFC Power Plus
ICICI Coral HPCL
HDFC Indian Oil
SBI Air India Signature
SBI Paytm Signature
SBI Ola
Airtel Axis
Citi Premiermiles

Credit depth: 11 years
Enquiries last year: 50

Now targeting HDFC Infinia, Amex Gold upgrade to Platinum charge with 125k bonus points, StanC Ultimate, Federal Celesta or Scapia, Uni NXwave, HSBC Rewards, Axis or Kotak Indian Oil, SBI Air India Signature, ICICI Coral HPCL, IDFC Select upgrade to Wealth, BOB Eterna LTF, AU LIT LTF to Zenith LTF, Axis Magnus Paid to LTF, Yes Bank First Exclusive paid to LTF, Axis Ace, HDFC Apple cobranded, HDFC Swiggy but hard to come by or getting rejected repeatedly. 😬

Also targeting credit limit increase on ICICI cards, IDFC and SBI Cashback to no avail.

Highest approved limit on any single card: 8 Lakhs (Except the Amex Gold Charge card)

Minimum limit 20k on SBI Cashback which is ridiculous.

Any advice most welcome in getting above cards/upgrades.

Also suggest where shall I move my spends to in the light of Magnus devaluation. Also looking forward to convert my Samsung Infinite card to some other Axis card, suggestions?

Bro Your City Name

 

[rahulsethi]

Bro Your City Name

Faridabad NCR

 

[sudhirsiddhi]

Faridabad NCR

Bro All Credit Card Limit Approximately???

 

[rahulsethi]

Bro All Credit Card Limit Approximately???

Over a crore excluding my Amex charge cards which practically have no fixed limit.

 

[anirbanm]

Canara 30000 secured

BoB 65000 LTF

HDFC business moneyback 75000 LTF

HDFC Neu LTF

PNB Rupay Select 75000 LTF

SBI Elite 100000

AmEx MRCC 126000 FYF

RBL World Safari 130000 FYF

Standard Chartered Smart 150000 FYF

Standard Chartered platinum rewards LTF 150000

IDFC classic 162000 LTF

Kotak Zen 180000 LTF

League platinum 180000 LTF

Axis Select 206000 LTF

Axis Atlas 206000

AmEx platinum travel 297000

APay 300000 LTF