• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Infinia 1 Cr FD for Infinia — Now they want me to wait for 3 months?

1 crore is nothing for hdfc bank...it might be big for au or suryodya bank.

U need min 5 cr for any negotiation with hdfc bank
so then How HDFC obliged to the threats of shfiting of all business (of customer with 25k saving max account) and with profuse apology converts swiggy credit card to LTF??
are you telling right??
 
Can we get EPM with 1Cr FD at ICICI?
Yes, my branch manager told me that if you're a Wealth or Private Banking customer and your Total Relationship Value (TRV) with the bank is around ₹1 crore, you will definitely be eligible for the ICICI Bank Emeralde Private Metal Credit Card.

If my TRV had reached ₹1 crore, I would have received the card too. However, it’s important that either your Relationship Manager (RM) is supportive, or the Branch Manager personally assists you. This kind of support isn’t always guaranteed at every bank branch or location, so it can be difficult depending on where you're applying.
 
so then How HDFC obliged to the threats of shfiting of all business (of customer with 25k saving max account) and with profuse apology converts swiggy credit card to LTF??
are you telling right??
It must be a branch in small town...I am referring to metro cities.
 
With good rm yes. Without a god rm you will probably get apay ltf even with a 100cr fd
Good rm is a myth. Good email writing to right email contacts gets you everything.

Without low iq conversation with an rm you can sleep well and live well. For email you talk for 5 minutes when needed and enjoy your life.
 
1cr FD in hdfc is losing a lot of money u could have used in gold etf , mutual fund , house and u would have earned more than a silly credit card bro. If u have surplus then it's ok
That's the point my friend!!! The money he would be losing on interest opting for FD (instead of MF or gold), will be much more than the rewards he would get from Infinia (unless he is spending a fortune)
 
HDFC is the new SBI. Try bypassing the person you are dealing with.

I recently faced issues for almost 4 months in upgrading my wife's account to Preferred. Went to branch directly and asked for a closure form and it was upgraded in 5 mins. They basically could have done it in 5 mins if they wanted to but lazy buggers did not want to move their butts.
 
Back
Top