Try from Tata Neu app. I bought the bar that way. I got the shirt delivered but then the size was wrong so I returned it. I got only a small amount as refund, then had to raise a complaint and they credit the entire value of the shirt (minus Neu coin value) as Cliq Cash. Tata Neu is a disaster but have to live with it. Small tip: Joy Alukkas bar comes with the bill from Joy Alukkas itself so it will be easier to sell it back to them. Don't know if other jewellers give their own bills like that too.