• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

11 Best Credit Cards For Digital Wallet Loads

Everyone is looking for the best credit cards list so is a complete article on the best credit cards for digital wallet loads. Only a handful of such cards exist nowadays since most banks are tightening their noose on rental payments and wallet loads using credit cards.


Screenshot_20221126-154325__01.jpg



With such a diverse list of cards and limited avenues to do such spending one thing is for sure that it doesn’t make any sense to get a card primarily for this purpose. So if you already have a card from the above list then reap its benefits to the core. If you don’t need a card for any specific purpose but only wallet spends then getting a Standard Chartered Smart makes a lot of sense with such a low annual fee and easy to achieve spends based waiver.

Else if you are already planning to get a premium card like BOB Eterna or Standard Chartered Ultimate then you can use them without any fuss even on rental payments and don’t need to bother getting any card listed down that list. If you are one of those who are eagerly waiting for AMEX onboarding to start then look nowhere since they will give you the best bang for your money. Also since AMEX has an offline acceptance issue so it would be better to use them aggressively on wallet loads.
 
I Have Amex Reward Card from long time, is there a way to load money to a wallet and then transfer to bank or anywhere the amount is best used.

Help will be appreciated
 
Just use ICICI Amazon Pay credit card to add amount to payzapp wallet and pay bills (not credit card bill). you will get 1% cashback on your ICICI credit card.
Is it kind of Loan amount, when we fetch money from credit card to any wallet ( mobikwik, payzapp, freecharge etc )

So we need to pay interest as well on borrowed money?

Consider if we load 1000rs from credit card to wallet, and interest rate is 10% then will the credit card bill contains 1100 as to pay in return?

Sorry for silly question , I am newbie in CC stuff, so I started with AmazonPay ICICI CC as learning
 
Is it kind of Loan amount, when we fetch money from credit card to any wallet ( mobikwik, payzapp, freecharge etc )

So we need to pay interest as well on borrowed money?

Consider if we load 1000rs from credit card to wallet, and interest rate is 10% then will the credit card bill contains 1100 as to pay in return?

Sorry for silly question , I am newbie in CC stuff, so I started with AmazonPay ICICI CC as learning
Loading amount to wallet doesn't incur any interest.
Certain charges are levied on adding money to wallets it varies from app to app. Approximately 2.5% + GST is added extra to the amount you want load. (Mobikwik, phonepe etc..)
However, if you load money in payzapp there are no charges.Wallet money can be used to pay bill payments.

Coming to interest part banks charge interest if the bill is not paid in time. It's not like what you think that if you add money to wallet you need to pay with interest.If you repay the credit card bill in time then there's no interest charged.
 
can anyone suggest the best way for wallet loading with indusind pinnacle credit card.. would payzapp be good to load without any charges..?
also how would it be if we try amazon pay loading will there be any charges..?
 
can anyone suggest the best way for wallet loading with indusind pinnacle credit card.. would payzapp be good to load without any charges..?
also how would it be if we try amazon pay loading will there be any charges..?

both charges upto 2.35% and pinnacle gives either 1% or 1.5% depends on their system mood. so, net -ve. avoid.
 
I Have Amex Reward Card from long time, is there a way to load money to a wallet and then transfer to bank or anywhere the amount is best used.

Help will be appreciated
you load mobiqwik wallet with 3% fee and then transfer back to bank ..but you need to have vkyc done
 
4k per month using any app Or you can add 1k from uber, 1k from swiggy and remaining 2k from zomato.
bhai abhi wallet reload free me konsi app pe work kr rha hai ? Uber - 2k per amazon account per month. 1k on mobikwik bhai. Inke alava koi hai ?
 
does IDFC Wealth still can be used for wallet loading...with 3% charges now, is it of any use?

IDFC wealth only provides

0.5% upto 20k
1.67% above 20k

In short, if you spend 40k in a month net return: 1.08%

I hope we know there are lot of cards that provide 1% directly even below 20k.
 
Back
Top