2 HDFC debit cards in a single account

[lokeshp36]

I upgraded my Millenia debit card to Easyshop Platinum. I received it today and activated it and then did a 1rs transaction on Paytm.

I was thinking Millenia will stop working but I can also do transaction with Millennia.

I can see 2 debit cards in Netbanking also. does this mean both will keep working?

 

[100Rabh_negi]

Free.

No. Only one will remain active.

Let it auto disable.

Update : after 3 days my 2nd issued Milennia debit card got disabled as well as previously hold Easyshop Debit Card.

 

[VaporWarrior]

I upgrade from millenia to platinum. Millenia worked for 10 days even after activation of platinum

 

[rishabk27775]

2 debit card in 1 HDFC Account not possible. Sooner or later it will be deactivated.

 

[SSV]

2 debit card in 1 HDFC Account not possible. Sooner or later it will be deactivated.

+1

 

[rishabk27775]

What happens to the cashback when card gets deactivated

+1

 

[SSV]

What happens to the cashback when card gets deactivated

It will still be there. Do not worry.
CB is linked to the account at the back end not DC..
If you carefully observe, in the redeem CB rewards screen, you select "account number " first not DC..
Speaking from experience..
Have a good day

 

[rishabk27775]

It will still be there. Do not worry.
CB is linked to the account at the back end not DC..
If you carefully observe, in the redeem CB rewards screen, you select "account number " first not DC..
Speaking from experience..
Have a good day

Just checked now that's true. Thanks brother.
You too have an good day.

 

[SSV]

What happens to the cashback when card gets deactivated

Just checked now that's true. Thanks brother.
You too have an good day.

For those who want some clarity and some peace of mind about "what happens to my DC CB in HDFC after the closure of that particualr card after upgrading to another DC.. Nothing happens to it, it will still be there as it is linked to your Account Number not the DC number.. Here is the illustratoin:

 

[rishabk27775]

For those who want some clarity and some peace of mind about "what happens to my DC CB in HDFC after the closure of that particualr card after upgrading to another DC.. Nothing happens to it, it will still be there as it is linked to your Account Number not the DC number.. Here is the illustratoin:

View attachment 25407

How do you get this yellow netbanking.....any trick for that?

 

[SSV]

How do you get this yellow netbanking.....any trick for that?

Don't tell anyone about this trick...okay
Now trick part:

1)have 2 L in SB a/c or
2) 15 L in FD.

Shhh ok..

 

[Abhishek20]

I see some people mentioning upgrade from platinum to millenia, some mentioning upgrade from millenia to platinum. Which one is really an "upgrade"?

I guess it's rather an "update" to match individual spending patterns, is that right?
millenia -> online shopping or CC bill pay < 40K
platinum -> CC bill pay > 40K

 

[Chaitanya-a]

I see some people mentioning upgrade from platinum to millenia, some mentioning upgrade from millenia to platinum. Which one is really an "upgrade"?

I guess it's rather an "update" to match individual spending patterns, is that right?
millenia -> online shopping or CC bill pay < 40K
platinum -> CC bill pay > 40K

Platinum is good for cc Billpay even under 40k. Plus point is cashback gets credited in just 2-3 days of txn as compared to 3 months in Millenia.

 

[PAiN]

Don't tell anyone about this trick...okay
Now trick part:

1)have 2 L in SB a/c or
2) 15 L in FD.

Shhh ok..

 

[100Rabh_negi]

I have millennia debit card. It says 1% cashback even on wallet reloads. will i get 400 cashback if i load wallet by 40K ? ( and later transfer it back to my bank account for free ) .

 

[Chaitanya-a]

I have millennia debit card. It says 1% cashback even on wallet reloads. will i get 400 cashback if i load wallet by 40K ? ( and later transfer it back to my bank account for free ) .

Yes you'll get the Cashback after 3 months.

 

[100Rabh_negi]

Yes you'll get the Cashback after 3 months.

Do you think HDFC can stop this offer of 1% cashback on wallet reload as its a easy money for someone with Paytm full KYC account holders ? 4800 Per year . BTW i have a salary preferred account so card is free for me without any annual charge.

 

[Chaitanya-a]

Do you think HDFC can stop this offer of 1% cashback on wallet reload as its a easy money for someone with Paytm full KYC account holders ? 4800 Per year . BTW i have a salary preferred account so card is free for me without any annual charge.

Paytm has stopped wallet load using Debit card recently for many people. They'll implement this to masses soon. Then we'll only left with Amazon.

 

[100Rabh_negi]

Paytm has stopped wallet load using Debit card recently for many people. They'll implement this to masses soon. Then we'll only left with Amazon.

Sorry to ask but what can be done with amazon but not with paytm ? earlier amazon used to give 2% cashback on insurance premium payment but now only 1%.

 

[Abhishek20]

Platinum is good for cc Billpay even under 40k. Plus point is cashback gets credited in just 2-3 days of txn as compared to 3 months in Millenia.

I have a platinum currently but was thinking to update it to millenium because my monthly spend is below 40K and also it offers 2.5%cb on all online spends. I am now wondering if it's worth it though considering paytm is stopping debit card loads to wallet (as per above comments).

Also, I am getting this upgrade for free since I am HDFC classic customer. Would I again get the option to update/upgrade it to platinum for free in the future if I choose to do so?

 

[Chaitanya-a]

Sorry to ask but what can be done with amazon but not with paytm ? earlier amazon used to give 2% cashback on insurance premium payment but now only 1%.

We can load Amazon wallet and then send it back to our account just like in Paytm.