2nd core Credit Card application on HOLD not Declined

[Aakash800]

Background: I already hold a business MoneyBack card from last year which is LTF and has a Limit of 1.88L. My HDFC Account is Savings max with AMB of 2-3L roughly.


Applied for Millenia LTF through agent and got provisionally approved after few days, Today I got this email ( attached )

So technically they didn't declined it right ? What should be my next move ?

Additional information: I applied for Paid Millenia via NetBanking in Feb 23, got it approved and delivered (yes that time I held 2 core HDFC cards) but closed the card because I wanted LTF and didn't want to worry about keeping track of spending 1L.

 

[Chaitanya-a]

Its good I took decision on right time and applied earlier instead of waiting for infinity.
Mne toh Address m minor change Kiya thha, bass VKYC hui aur Card Generate ho gaya 5-7 days.

Ab toh minor change ko lekar bhi issue create kar rahe hai.

Yeh toh wahi baat hui exam m 100/100 aaa rahe thhe , Teacher find krne lagta hai kha iske 0.5marks deduct karu.

Wahi bhai mne to pura address hi change kr dia tha with state. 😂
Ab to ye affidavit or na jane kya kya proof mang rhe address change ka

 

[pprakash11]

HDFC Grievance guys keeps finding reason for rejection. Previously there was nothing as such. They were giving 1 cobranded and 1 core card. Now most applicants are getting this same rejection/on-hold mail. Looks like they've found new template to reject now. Sabko wahi chipka rahe hai.
@VISHESH_BANSAL @pprakash11

Bas mera approve ho jaye 🤧🤧🤧🤧

 

[Chaitanya-a]

Bas mera approve ho jaye 🤧🤧🤧🤧

Koi response ni aaya?

 

[pprakash11]

Koi response ni aaya?

10 din se pehle. Muh nahi kholenge ch***ye !! 🥲🥲🥲

Grievance Redressal pe bhi dal du kya 🤣🤣

 

[VISHESH_BANSAL]

Bas mera approve ho jaye 🤧🤧🤧🤧

LTF apply hua hai?

 

[pprakash11]

LTF apply hua hai?

Yes brother. Tabhi toh chaiye 🤣🤣

 

[Chaitanya-a]

10 din se pehle. Muh nahi kholenge ch***ye !! 🥲🥲🥲

Grievance Redressal pe bhi dal du kya 🤣🤣

Ni abhi iske response ka wait krlo fir dalna. Wo or time lenge😂

 

[VISHESH_BANSAL]

10 din se pehle. Muh nahi kholenge ch***ye !! 🥲🥲🥲

Grievance Redressal pe bhi dal du kya 🤣🤣

Grievance wale busy hai aajkal.
M Grievance pe E-mail bhejta hu.
Reply aata hai escalation.cc@hdfcbank.com

 

[RkrRkr is verified member.]

Received mail today saying since I already have a card they cant reconsider the request. Very stupid of me to apply for Shoppers Stop card because I required a HDFC card for bank offers

If you have got invite for rupay digital one..give consent ,you will got easily..

 

[pprakash11]

Ni abhi iske response ka wait krlo fir dalna. Wo or time lenge😂

5 May ko aayega bhai 😐

10 working days ho jane deta hu.. hote hi grievance pe dal dunga 🤣

 

[pprakash11]

Grievance wale busy hai aajkal.
M Grievance pe E-mail bhejta hu.
Reply aata hai escalation.cc@hdfcbank.com

Same !! Mera DCP wale case me yeh hua tha🤣🤣

 

[Chaitanya-a]

5 May ko aayega bhai 😐

10 working days ho jane deta hu.. hote hi grievance pe dal dunga 🤣

Dekhna Monday ko mst kha pee k mail krenge ye log😂

 

[VISHESH_BANSAL]

Yes brother. Tabhi toh chaiye 🤣🤣

Mera bhai Address wala toh koi scene nhi hua par saalo ne card as FYF process kiya jabki mujhe LTF ke E-Mail aur SMS bhej rahe thhe daily.

 

[pprakash11]

Unke pehle mai grievance ko bhej dunga. Chat GPT wala email.
Bhanu Rekha aur Santosh M ko 🤣

Dekhna Monday ko mst kha pee k mail krenge ye log😂

 

[pprakash11]

Mera bhai Address wala toh koi scene nhi hua par saalo ne card as FYF process kiya jabki mujhe LTF ke E-Mail aur SMS bhej rahe thhe daily.

Mere paas to screen recording hai puri.. LTF wala from start to end.
Usme to natak nhi krenge, par approve hi nhi kr rhe 🤣

 

[VISHESH_BANSAL]

Mere paas to screen recording hai puri.. LTF wala from start to end.
Usme to natak nhi krenge, par approve hi nhi kr rhe 🤣

Mere case m App pe FYF show ho raha thha twitter team wale bole Sir aap apply kardo LTF hi process hoga App m galat show ho raha hai toh mne kar diya.

Mne screen recording nhi ki kyuki FYF hi aata recording m.

Jab mne Tata neu m complaint ki Tata neu ne yeh reply diya
" You become eligible for LTF offer after your Card was approved"

Me be like:- Sacchi.

Phir mne twitter team ko apne special words m smjhaya, tab jaake LTF hua.

 

[pprakash11]

Mere case m App pe FYF show ho raha thha twitter team wale bole Sir aap apply kardo LTF hi process hoga App m galat show ho raha hai toh mne kar diya.

Mne screen recording nhi ki kyuki FYF hi aata recording m.

Jab mne Tata neu m complaint ki Tata neu ne yeh reply diya
" You become eligible for LTF offer after your Card was approved"

Me be like:- Sacchi.

Phir mne twitter team ko apne special words m smjhaya, tab jaake LTF hua.

Aise banks aur aise cards LTF dikhe tabhi apply karna chaiye 🤣🤣

 

[humptydumpty]

You also drop emotional reply to taht mail..
That if my current appliaction is not considerd favourably then i will close the previous Moneyback business one also...Just say them ....You also inform them about patronage towards hdfc as you are holding HDFc saving max account...

I was a 10yr old cc and savings customer they didnt give me any upgrade for my timescard with 2.5L limit , i asked the branch i will close my account if they dont offer me regalia they asked me to fill up form and they sent it after that i got regalia they dont respond properly on email atleast until u have itr or any proof of income which i didnt have

 

[jsm_cool_dude]

Hdfc Seems to have very stupid policies in issuing credit cards.

 

[RkrRkr is verified member.]

Hdfc Seems to have very stupid policies in issuing credit cards.

Better use some name for your profile...Full number is available...