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Millennia 5% cashback on utility bill payment from HDFC Millenia on Amazon?

Patil007

TF Legend
Hi, I just saw one video on YouTube saying will get 5% cashback on utility bill payment on Amazon from HDFC Millenia credit card Max 1K/month limit.

It is true? anyone tried?
 
5000k - 15
Detailed Post of how millennia cads reward worksn

Scinario

Your billing date is 21st of every month

If you buy

AGV 5000k - 15th on Smartbuy May
AGV 5000k - 16th on Amazon May
AGV 5000k - 23rd on Smartbuy May
AGV 5000k - 28th on Amazon May
AGV 10000k - 1st on Smartbuy June

This how and when you'll get points and cashback

MAY 2023 bill will look like this
(22nd April - 21st May)

15/05/2023 GYFTR COM VIA SMARTBUY Gurgaon - 5073.75

16/05/2023 AMAZON GIFT CARD Mumbai - 5000

18/05/2023 - SmartBuy May 2023 - 253.69 Cr

Reward points program sammury
11% cashback on other spends0
25% cashback on other spends0
Total0

Cashback sammury
1SmartBuy_May23 0000253.69

You will get 0 reward points for the month of April on 1st May


June 2023 Bill will look like this.
(22nd May - 21st June)
 23/05/2023 GYFTR COM VIA SMARTBUY Gurgaon 5073.75

26/05/2023 - SmartBuy May 2023 - 253.69 Cr

28/05/2023 AMAZON GIFT Card Mumbai - 5000

01/06/2023 GYFTR COM VIA SMARTBUY Gurgaon 10147.50

03/06/2023 SmartBuy June 2023 - 507.38

Reward points program summary
11% cashback on other spends203.475
25% cashback on other spends500
Total703

Cashback summary
1SmartBuy_May23 0000253.69
2SmartBuy_June23 0000507.38
Total761.07

You will get 703 reward points for the month of May on June 1st

July 2023 Bill will look like this.

(22nd June - 21st July)

No purchases

Reward points program summary
11% cashback on other spends101.475
25% cashback on other spends0
Total101

Cashback summary
10

You will get the 101 reward points for the month of June on July 1st







But how will you get 203.475 on 1st June. It should be 100 something only
 
But how will you get 203.475 on 1st June. It should be 100 something only
My bad, if you buy from not only are you getting cashback added 3 days, you're also getting 1% reward points.

So . In May you bought (reward points are 1/05/2023-31/05/2023

15/05/2023 GYFTR COM VIA SMARTBUY Gurgaon - 5073.75

16/05/2023 AMAZON GIFT CARD Mumbai - 5000

18/05/2023 - SmartBuy May 2023 - 253.69 Cr
23/05/2023 GYFTR COM VIA SMARTBUY Gurgaon 5073.75

26/05/2023 - SmartBuy May 2023 - 253.69 Cr

28/05/2023 AMAZON GIFT Card Mumbai - 5000

5% category won't count for 1% do amazon purchase won't count for 1%, so only smartbuy purchases will count

So 5073.75+5073.75=10,147.5*1% = 101.475

I'll fix the post, I added amazon purchase also to it earlier.
 
Hi, I'm a new Millennia user. Lots of you've been saying that you pay utility bills by adding Amazon Gift card to Amazon pay... but when I try to buy AGV smartbuy, there's additional 2.5% processing fee... with that the cashback falls to around 2% instead of 5%. Am I looking at it right? or is there something I'm missing?
 
Hi, I'm a new Millennia user. Lots of you've been saying that you pay utility bills by adding Amazon Gift card to Amazon pay... but when I try to buy AGV smartbuy, there's additional 2.5% processing fee... with that the cashback falls to around 2% instead of 5%. Am I looking at it right? or is there something I'm missing?
Directly buy from Amazon. Only use Smartbuy when you have exhausted 5% upto 1000 on Amazon.
 
Through GVs are you getting 5% CB? as per my above calculation, if not wrong, shouldn't it be 2%?
As told hundreds of times in this forum. *Buying gvs from amazon using millenia gives 5% RP. Which show up on 3rd date of the next month. And can be redeemed after the next bill is generated.*

Pls use the search function and also read previous posts and replies in the threads. Thank you.
 
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