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Millennia 5% cashback on utility bill payment from HDFC Millenia on Amazon?

Patil007

TF Legend
Hi, I just saw one video on YouTube saying will get 5% cashback on utility bill payment on Amazon from HDFC Millenia credit card Max 1K/month limit.

It is true? anyone tried?
 
I think 1% and 5% cashback category is billed for entire month. All transactions u make are accumulated in that month and added in 1st week of next month irrespective of ur billing cycle
 
@sv004 is correct. What is confusing here? Cashback points for the calender month are credited in first week of next month which you can redeem after bill generated in that next month.
I read somewhere in this group that points will be credited after bill generation and will be available to redeem after next bill generation. Didn't knew that points will get credited in 1st week of the month for previous bill.
 
I read somewhere in this group that points will be credited after bill generation and will be available to redeem after next bill generation. Didn't knew that points will get credited in 1st week of the month for previous bill.
Its not for previous bill but for previous month. Points are credited next month 1st week once previous month completed. These points are available for redeem in next month, once bill gets generated.
 
Nope.
Buy AGC from gyfrt yono SBI & get 5+2% cb
So I have one doubt

Imagine I want to pay a 40000 LIC

I have hdfc milliana, icici amazon and axis gpay.

I've heard you'll get 5% upto 1000 directly through amazon if you'd hdfc millennia

My question is, can I also use smart buy to buy amazon gift voucher and also use that has payment? You can buy 10000 amazon voucher for 9500 in PayZapp app. Does smart buy have a limit as well?.

Can I use both hdfc millennia 20000+20000 AGV to effectively earn 2000 Rs, plus 5% even more for buying AGV on SmartBuy?
 
Paid 5k electricity bill by buying 5k amazon voucher from Amazon itself. Got 250 points. Just more than a week ago. Those 250 points are not redeemable rn though. They'll become redeemable when the next bill generates. Also are the any charges for points redemption?
On smart buy 5000 voucher you can buy for 4850 right? Did you also get 250 points added to your next billing cycle? So effectively did you get 500 rupees back?
 
I recently bought Amazon Shopping Voucher worth 2K through SmartBuy using Millennia CC and got 100 cb as SmartBuy cashback however, no 1% cashpoints show up in the statement.
 
So I have one doubt

Imagine I want to pay a 40000 LIC

I have hdfc milliana, icici amazon and axis gpay.

I've heard you'll get 5% upto 1000 directly through amazon if you'd hdfc millennia

My question is, can I also use smart buy to buy amazon gift voucher and also use that has payment? You can buy 10000 amazon voucher for 9500 in PayZapp app. Does smart buy have a limit as well?.

Can I use both hdfc millennia 20000+20000 AGV to effectively earn 2000 Rs, plus 5% even more for buying AGV on SmartBuy?
Yes u can do like that. Make sure to buy amazon pay voucher and not amazon shopping voucher. Amazon pay voucher has fees of 147.5 rs for 10k also in one month u can buy 10k only. U can add 2 vouchers one this month and one next month and rest u can pay from amazon directly .
 
I recently bought Amazon Shopping Voucher worth 2K through SmartBuy using Millennia CC and got 100 cb as SmartBuy cashback however, no 1% cashpoints show up in the statement.
It will show up next month 1st week. All cashback of 1 and 5 % category are calculated for entire month and posted 1st week of next month. Smart buy 5 % cb is different it is posted within 3 days
 
Yes u can do like that. Make sure to buy amazon pay voucher and not amazon shopping voucher. Amazon pay voucher has fees of 147.5 rs for 10k also in one month u can buy 10k only. U can add 2 vouchers one this month and one next month and rest u can pay from amazon directly .
Oh so you can only buy 1 per month and also whole buying I have buy at full price + GST so 10147, but I'll get the cashback as reward points in the next month billing cycle?

Screenshot_20230320_115142_PayZapp.png
Screenshot_20230320_115403_PayZapp.png



So the best option is buy one voucher on ending of a month and one after 2nd the next month and pay the rest using HDFC directly to get tht 5% update 1000 while paying LIC right?

One of my LIC is 47k so I'll get 20000k voucher and 27000 from HDFC direct payment on amzon

So I'd get 1000 from voucher through smart buy and 1000 (5%)+70(1%) for the remaining 27k payed through millennia in amazon.

Am I correct? I can pay the remaining LICs through axis ace for 2% I guess?

Or do they have a limit? Like if I buy on smart buy do they limit the 5% in amzon? Are they linked caps?

Thank you so much for the help.
 
Oh so you can only buy 1 per month and also whole buying I have buy at full price + GST so 10147, but I'll get the cashback as reward points in the next month billing cycle?

View attachment 12047
View attachment 12048



So the best option is buy one voucher on ending of a month and one after 2nd the next month and pay the rest using HDFC directly to get tht 5% update 1000 while paying LIC right?

One of my LIC is 47k so I'll get 20000k voucher and 27000 from HDFC direct payment on amzon

So I'd get 1000 from voucher through smart buy and 1000 (5%)+70(1%) for the remaining 27k payed through millennia in amazon.

Am I correct? I can pay the remaining LICs through axis ace for 2% I guess?

Or do they have a limit? Like if I buy on smart buy do they limit the 5% in amzon? Are they linked caps?

Thank you so much for the help.
Yes also in addition to smartbuy cb of 500rs u wl also get 1 per default millennia cashpoints since its considered as other spends. Also if u cross 1lac this quarter ending march then u get 1000rs voucher amzn or flipkart and so . So another 1% return
 
Yes also in addition to smartbuy cb of 500rs u wl also get 1 per default millennia cashpoints since its considered as other spends. Also if u cross 1lac this quarter ending march then u get 1000rs voucher amzn or flipkart and so . So another 1% return
From what month to what month is it considered a quarter? I already got a 1000 voucher from millennia in the month of February after buying my S23u in Feb. Does it mean even if I spend a 1L again in March, I wouldn't get another 1000 voucher?
 
From what month to what month is it considered a quarter? I already got a 1000 voucher from millennia in the month of February after buying my S23u in Feb. Does it mean even if I spend a 1L again in March, I wouldn't get another 1000 voucher?
Ok no bro u already got this quarter voucher. Jan to march. Next quarter will start from 1st april to 30june
 
From what month to what month is it considered a quarter? I already got a 1000 voucher from millennia in the month of February after buying my S23u in Feb. Does it mean even if I spend a 1L again in March, I wouldn't get another 1000 voucher?
Check in HDFC reward redemption page- Spend Promo Details- You will find what amount you have spent for voucher fulfillment and what amount you are left to spend
 
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