Thats great.
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50 Lakh Cover for Rs 7,123/-. Too good to be true ?
- Thread starter a_tease
- Start date
- Replies 220
- Views 18K
As mentioned by @jack333 you need to get it through branch in person
For us it is same as individual health plan as there is no mention of any group policy in documents
NAITIK14
TF Buzz
super top up from which company?
NAITIK14
TF Buzz
Any review of this policy? Icici lombard pays claims fully?
wolfdalalstreet
TF Premier
I am also interested in getting this. I called my ICICI RM and she sent me a brochure with the same rates. Any red flags for this policy?
Don't know. Just got it last month only
Care Health Insurance
Alex292929
TF Premier
If you take a deductible of 1L in hdfc ergo secure you will get 50% discount on the premium
whats
whats the point if you take a hit by 1lakh
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Alex292929
TF Premier
it's good for those who has corporate group policy
I am planning to take hdfc super secure for my parents the premium is 125000 for 3 years which gets half if I opt 1L deductible.
It's pretty good because you only have to pay 1L for the first claim of the year not on every.
Still, for HDFC it was 65k for me and mother and 1.22 Lakh for Me, mother and father.
Whereas for ICICI it is 14k for me and my mother and father cannot be included.
Even if i take 50% off after 1 lakh deductible, I am losing more money with HDFC.
My only concern is not getting a claim with icici, too cheap to be true.
Why they've excluded your father?
@jack333 could you detail this out a bit. I have an ICICI Savings account - do I just walk into my ICICI branch, ask for the Insurance guy and show them this PDF? Anything more I need to do, any documents I need to carry? Thanks for your help, hoping to learn from you since you already did this.
Dont even need to show the pdf. Just ask about the new health policy launched this year only with low premium rates. They'll be knowing
The policy is only for people till 60, my dad is 61
or @jack333 show them the PDF, I have uploaded for the community only. 😉
I am not sure what is the community rules about this, but I can also share the agents contact number. Pretty decent chap, could help you with the hassle of not going to branch and could help him with some commission.
Every branch person knows about this and anyone will be more than happy to help as they have targets and get incentives too
Enquired about the scheme from my RM he said sir isi saal aayi e. I said it's too good to be true kuch hidden t&c hai to btado? he said sir absolutely nothing sab transparent hai