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50 Lakh Cover for Rs 7,123/-. Too good to be true ?
- Thread starter a_tease
- Start date
Waise anything is possible with icici guys. They've really become desperate and think the person on the opposite side of the table is a fool. My RM told me if you give 1l cheque I'll open wealth account for your wife. I said dude why would I do that. I'll just give 10k and open normal account and later link that to my wealth family grouping. He then shyly turned his face down and said i thought you wanted immediate wealth. I said no I'll wait for few days 🤣
0xfallup
TF Legend
Yes ….there are always opportunities to get your work done … when they also get their commission it’s win win for both 🙂
also if it group policy, i dont think you can port in in future
kushhh
TF Legend
Please do update if you succeed
NAITIK14
TF Buzz
yes only negative side of this policy is that you cant port in or out...
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krishc
TF Ace
oho so after turning 60, if they don't allow you to continue, we'll need to buy expensive new policy
and will not get continuity benefit for PED
NAITIK14
TF Buzz
Well renewal is always allowed in any policy lifelong, but entry age is restricted to 60
NAITIK14
TF Buzz
Try with PSU banks ...they provides at reasonable rate.
dude even if you get diabities or BP companies wont give you health policy. Go for companies with non group policies which can be renewed for life. These days 1 day hospitalization costs around 40k. I know cases where in 30 days people got bill of 12-14 lacs. So avoid saving some money now, or it will boomerang big time in future
krishc
TF Ace
yeah I'd zeroed on HDFC ergo optima restore only
just curious regarding this ICICI one since it's too good on paper
Shrinit Padwal
TF Ace
I currently have the same policy for me as well as my parents - HDFC Ergo Optima restore - pretty good policy I can say. Premium for parents over 60 is bit much, but worth every penny. Recently I also made a claim - totally cashless and their reps are really helpful.
wolfdalalstreet
TF Premier
Any updates from anyone who has purchased this policy? Is it worth it? I asked my ICICI RM about this policy a week back and he sent me the same PDF which was there in this thread. Today he called stating that the premium rates are increasing from 24th so I better decide to buy or not.
i bought this policy in dec i think for parents [50L] & bought for mySelf [25L] 15 days back.
I also applied for Health Shield through my ICICI Bank RM about 2 weeks back. I received Risk Assumption Letter immediately and received mail that the approval is under process. Haven't received any further communication.
How much time does it take for the issuance of the policy and sending of the Health Cards? This being a group policy, what documentation will we receive?
How much time does it take for the issuance of the policy and sending of the Health Cards? This being a group policy, what documentation will we receive?
If no pre-existing, then policy will be completed in 3-5 days & card will be dispatched in 15 days