A few questions about Axis Magnus Credit Card

[A Little Extra is Good]

Hello All,
I recently received Axis Magnus credit card. Just a few questions -

1. Gyftr Axis Edge seems too good to be true. Gift Cards like Myntra and many more are available at 10x reward points. So does that mean we get 60 points on every 100 Rs. Spent? If we change them into miles, we get an approx. 50 miles for every 100 Rs. Am I correct in my understanding? (this is not including the milestone benefit)
2. I will be travelling abroad soon and will have to make a few big transactions. Is it wise to use Magnus for international POS transactions outside India?(for the milestone benefit)
3. Can we trust Axis? I also have Infinia and they have always sincerely credited points. Is Axis the same? Can we make huge purchases trusting that after 4 months the bonus RPs will be credited? What has been everyone's experience?
Apologies, if these have been answered before!

 

[Wealth is my birth right!]

How do people pay their Magnus credit card bills if you don't have an Axis bank account? I tried Cred but their netbanking payment option is a hit / miss.

Hdfc account with 1% cb plat dc

 

[Alex292929]

wha are the best options to redeem magnus renewal points? what is the net amount that we have to pay as fees?

 

[PiperatGatesofDawn]

Hdfc account with 1% cb plat dc

That's interesting. So I assume you do this through Cred? What category does this fall under? Utilities?

 

[PiperatGatesofDawn]

wha are the best options to redeem magnus renewal points? what is the net amount that we have to pay as fees?

Magnus doesn't offer renewal points. Only Yatra ticket or Tata Cliq voucher. I assume you mean reward reward points - best redemption is always in miles. Fees 11.8k.

 

[thanix]

That's interesting. So I assume you do this through Cred? What category does this fall under? Utilities?

HDFC netbanking bill pay registration and pay by HDFC platinum Debit card.

 

[devmallya]

I did email them on 25.04.2023 , they replied they will revert in one day. No reply so sent another reminder, they said they will reply in 5 days, no reply again I reminded they said they still working on it why my points for transaction done on 10.04.2023 for utility bill payment on its website is not credited. Pls help whom to contact.

There is an issue specifically for transactions done on 10th April, for all Axis cards. Even regular points like Gyftr transactions have not been credited. I’ve called customer care who confirmed the same, they’re yet to get back. It’s not a lot of points in my case, so I’ve been kind of not following up

 

[grshnehete]

There is an issue specifically for transactions done on 10th April, for all Axis cards. Even regular points like Gyftr transactions have not been credited. I’ve called customer care who confirmed the same, they’re yet to get back. It’s not a lot of points in my case, so I’ve been kind of not following up

Same with me. Transactions for 10th April have issues. I had done around 60K worth of transactions on 10th and even after following lot of times, still not cleared. Will continue to follow up

 

[Alex292929]

Magnus doesn't offer renewal points. Only Yatra ticket or Tata Cliq voucher. I assume you mean reward reward points - best redemption is always in miles. Fees 11.8k.

are we allowed to buy gold coin using the voucher?

 

[Deathsnatcher]

are we allowed to buy gold coin using the voucher?

Yes

 

[James2307mr]

There is an issue specifically for transactions done on 10th April, for all Axis cards. Even regular points like Gyftr transactions have not been credited. I’ve called customer care who confirmed the same, they’re yet to get back. It’s not a lot of points in my case, so I’ve been kind of not following up

You are absolutely right. I had also not received ER points for certain transactions and now I just checked, all of them were done on 10th April.

 

[PiperatGatesofDawn]

HDFC netbanking bill pay registration and pay by HDFC platinum Debit card.

I added my cards. However it says "verification pending". What verification is pending? How do I verify it?

 

[thanix]

I added my cards. However it says "verification pending". What verification is pending? How do I verify it?

HDFC will verify it. It may take upto 48 hours. Once it is verified, you can pay the bill. If you try before it, transaction failure may happen.

 

[cpkalariya]

No : https://www.technofino.in/community...-update-date-12th-apr-2023-11-00-am-ist.9863/

The list shows that I cannot earn ER on EMI transactions. The milestone has no exclusion for EMI transactions.

 

[Reward Hunter]

Same with me. Transactions for 10th April have issues. I had done around 60K worth of transactions on 10th and even after following lot of times, still not cleared. Will continue to follow up

It's done. They emailed and called.
It was on today's date. For the transition done on 10.04.2023

 

[Reward Hunter]

Hello can someone guide on the below for milestone benefits if the below spends willl be counted for magnus

Fuel
Electricity
Taxes
Insuarance
Education

 

[Wealth is my birth right!]

Hello can someone guide on the below for milestone benefits if the below spends willl be counted for magnus

Fuel
Electricity
Taxes
Insuarance
Education

Yes for all mcc u mentioned
Exclusions are rentals and wallet loads

 

[grshnehete]

It's done. They emailed and called.
It was on today's date. For the transition done on 10.04.2023

I have not received the ER's as of now. Will connect with them tomorrow.

Thanks for confirming that they have started the process of giving the ER's

 

[Reward Hunter]

Yes for all mcc u mentioned
Exclusions are rentals and wallet loads

A friend applied yesterday they said it's no longer on the above for magnus.
I have emailed the helpline for more clarity.
Thanks for your reply.

 

[devmallya]

I have not received the ER's as of now. Will connect with them tomorrow.

Thanks for confirming that they have started the process of giving the ER's

Yeah even I haven’t received. Although I got the usual points for this week’s transactions today. Will follow up tomorrow once more as well.

 

[VibrantAnkur]

I just paid an electricity bill of around 35k using Magnus on the Payzapp app. Would it be considered for Milestone? Thanks! As the bill amount exceeded 10k, I couldn't use the vouchers.