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A Important post for those people who are not Getting LE & Upgrade in HDFC cards & Self -Employed Who want Millenia card

Apply For Lifetime Free IDFC First Credit Card
A

alok416

TF Ace
Hello All,

Firstly Remove these myths from mind -

1. U DONT HAVE TO WAIT FOR 6 MONTHS IN HDFC FOR GETTING A NEW CARD..I got after 2 months

2. SELF - EMPLOYED CANT GET MILLENIA 🙂...Bro u can...I got it 🙂

I got Bussiness moneyback card with 40k limit in Nov 2022 + Tata neu plus with shared limit in May 2023...

I tried everything to increase limit of cards or upgrade it via sending Card statements to chennai.. Nothing worked...

In anger...I closed both cards on 7th July 2023...

I was being told to wait for 6 months to apply again...

But an agent called me and she said No sir u didnt have to wait for such long...You can apply...I applied via her....She offered me LTF card..I asked her for Millenia,She applied it...

Last Tuesday she applied via card to card basis on behalf of My SBI card which have limit of 1.46L limit...

Only 2 call verification done...One from Indore and One from Bangalore...

My card got approved on Monday i.e yesterday...with a limit of 1.90L 😂 more than limit of Sbi card by which it get processed 😂😂

Those who are stucked with same limits can try these...Trust me it can help u...

Additional tips -

1. Have proper balance in Savings account
2. Have good cibil & Experian...I have 771 and 809
3. Dont care about enquiries 😂 i have 8 In last month bcz of Great Airtel Axis card 😐 fir bhi nhi mila 😂

@TechnoFino @Chaitanya-a
 

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Last edited:
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alok416 said:
Hello All,

I got Bussiness moneyback card with 40k limit in Nov 2022 + Tata neu plus with shared limit in May 2023...

I tried everything to increase limit of cards or upgrade it via sending Card statements to chennai.. Nothing worked...

In anger...I closed both cards on 7th July 2023...

I was being told to wait for 6 months to apply again...

But an agent called me and she said No sir u didnt have to wait for such long...You can apply...I applied via her....She offered me LTF card..I asked her for Millenia,She applied it...

Last Tuesday she applied via card to card basis on behalf of My SBI card which have limit of 1.46L limit...

Only 2 call verification done...One from Indore and One from Bangalore...

My card got approved on Monday i.e yesterday...with a limit of 1.90L 😂 more than limit of Sbi card by which it get processed 😂😂

Those who are stucked with same limits can try these...Trust me it can help u...

Additional tips -

1. Have proper balance in Savings account
2. Have good cibil & Experian...I have 771 and 809
3. Dont care about enquiries 😂 i have 8 In last month bcz of Great Airtel Axis card 😐 fir bhi nhi mila 😂
Click to expand...
Hdfc is promoting their cards heavily these days and thats the only reason you got the card easily with good limits.

Btw this is a good way only if you have very high limits on other bank cards and don't try this if you will cry after closing your hdfc cc and not getting a new one.
 
Last edited:
Upvote 0 Downvote
Rahul Gupta said:
Hdfc is promoting their cards heavily these days and thats the only reason you got the card easily with good limits.

Btw this is a good way only if you have very high limits on ther bank cards and don't try this if you will cry after closing your hdfc cc and not getting a new one.
Click to expand...
I was worried that 😂 they can give limits like 10k-20k-40k 😂 as others got...

They literally surprised with limit they gave me..

And i would say Debit card transaction can play a better role... I use it for credit card bills...i think that can be a main reason
 
Upvote 0 Downvote
alok416 said:
Hello All,

Firstly Remove these myths from mind -

1. U DONT HAVE TO WAIT FOR 6 MONTHS IN HDFC FOR GETTING A NEW CARD..I got after 2 months

2. SELF - EMPLOYED CANT GET MILLENIA 🙂...Bro u can...I got it 🙂

I got Bussiness moneyback card with 40k limit in Nov 2022 + Tata neu plus with shared limit in May 2023...

I tried everything to increase limit of cards or upgrade it via sending Card statements to chennai.. Nothing worked...

In anger...I closed both cards on 7th July 2023...

I was being told to wait for 6 months to apply again...

But an agent called me and she said No sir u didnt have to wait for such long...You can apply...I applied via her....She offered me LTF card..I asked her for Millenia,She applied it...

Last Tuesday she applied via card to card basis on behalf of My SBI card which have limit of 1.46L limit...

Only 2 call verification done...One from Indore and One from Bangalore...

My card got approved on Monday i.e yesterday...with a limit of 1.90L 😂 more than limit of Sbi card by which it get processed 😂😂

Those who are stucked with same limits can try these...Trust me it can help u...

Additional tips -

1. Have proper balance in Savings account
2. Have good cibil & Experian...I have 771 and 809
3. Dont care about enquiries 😂 i have 8 In last month bcz of Great Airtel Axis card 😐 fir bhi nhi mila 😂
Click to expand...
Congratulations btw itni Khushi me ye post kiye ki usernames ko tags me add kar diye. 🤣
 
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