Add on card offer (sbi Card)

[pinki]

Attack 🌠 .

Update:--- have attached TNc pdf.

 

[newinnov]

Nope . .

Bhai, subjective question me objective answer... 😓

Was it nope for -
1) Shown in cibil of mine
2) shown in cibil of addon holder
3) none of the above, card is floating in sky

 

[NTT]

Another funny thing is that your primary card number also get change. You will get two cards (primary and addon) when you apply for add on card

So as guessed by @Strange above like with Mastercard your Rupay card changed (forced changed) your primary card number too.

Did I read that right ?

If that is the case I wonder what happens with SBI card Accounts in CIBIL.

 

[Strange]

Bhai, subjective question me objective answer... 😓

Was it nope for -
1) Shown in cibil of mine
2) shown in cibil of addon holder
3) none of the above, card is floating in sky

Add-on cards won't be reported in your CIBIL.

 

[Strange]

If that is the case I wonder what happens with SBI card Accounts in CIBIL.

SBI Card will report a new account in the CIBIL with same old account opening date and old card account will closed your CIBIL.

 

[newinnov]

Add-on cards won't be reported in your CIBIL.

Then sbi will show it in add-on holder (relative's) cibil account?

 

[Strange]

Then sbi will show it in add-on holder (relative's) cibil account?

I am talking about add-on card holder. It won't show in your/add-on card holders cibil.

 

[NTT]

SBI Card will report a new account in the CIBIL with same old account opening date and old card account will closed your CIBIL.

I don't know how "Sure" you are about this. However,

if this is based on your own "experience" or you know the Practice of SBI card officially (by any source/reason)

Then.. one curiosity is:

Doesn't it affect the credit history (average life) of SBI card customer? If new Account is opened?

The only Saving thing seems to be what you said as:

"Card opening Date remains Same as that of Old"

Am I getting it right.?

 

[Strange]

I don't know how "Sure" you are about this. However,

if this is based on your own "experience" or you know the Practice of SBI card officially (by any source/reason)

Then.. one curiosity is:

Doesn't it affect the credit history (average life) of SBI card customer? If new Account is opened?

The only Saving thing seems to be what you said as:

"Card opening Date remains Same as that of Old"

Am I getting it right.?

I am just sharing my experience and SBI does this thing with everyone.

It won't affect your credit history as reissued card account opening date will be same as your old card account.

 

[brucelee]

I am just sharing my experience and SBI does this thing with everyone.

It won't affect your credit history as reissued card account opening date will same as your old card account.

I recently applied for add-on card for cashback card and received it. My primary card did not change.

 

[Strange]

I recently applied for add-on card for cashback card and received it. My primary card did not change.

https://www.technofino.in/community/threads/add-on-card-offer-sbi-card.25473/post-624202 . .

 

[newinnov]

I am talking about add-on card holder. It won't show in your/add-on card holders cibil.

Aj to bhai aap ne gyan ki ganga baha di 🙏 Thanks

 

[apurba.d1]

I think mastercard doesn't allow to issue add-on cards without reissuing existing primary and add-on cards. mc for reason. 🤣🤣

VISA doesn't do such things.

Not at all, got mc vistara card addon a week ago

 

[Strange]

Not at all, got mc vistara card addon a week ago

They are doing this for entry level cards like SimplyClick.

 

[RajS]

I recently applied for add-on card for cashback card and received it. My primary card did not change.

Same case for me. No changes

 

[NTT]

They are doing this for entry level cards like SimplyClick.

This is not getting clearer with every coming comments by members here.

Don't think these things (alerting card number) can be done as per card level (entry, mid and premium).

That has to be either Yes with every card level or no for every card level.

With different card networks(Visa, Matter card, Rupay) of same bank there can still be rationale for change in how things work out, but not within same card network.

 

[Strange]

This is not getting clearer with every coming comments by members here.

Don't think these things (alerting card number) can be done as per card level (entry, mid and premium).

That has to be either Yes with every card level or no for every card level.

With different card networks(Visa, Matter card, Rupay) of same bank there can still be rationale for change in how things work out, but not within same card network.

I'm just sharing my experience.

They reissued my primary card last year when I applied for two add-on cards for my SimplyClick Mastercard.

Recently, I applied for a new add-on card for my SimplyClick Mastercard again, and this time they reissued my existing primary card along with the existing two add-on cards.

I think SBI wants to waste their money by reissuing our credit cards. 🤣

If you want to know why they are doing it for specific cards and only Mastercard cards, then contact SBI Card support for details.

FYI: SBI Cards operates in their own way; they are not going to follow your logic.


My old post

SBI Not Allowing to get the add-on card please help.

My Dad is trying to get me an addon card. He has a SBI prime card. The app shows you're not eligible for an addon card. He is a senior citizen. Could that be the reason? Does anyone have any prior experience ?

www.technofino.in

Similar issue reported by other members

SBI add on Card

I have applied for SBI Add on card for my Mother and after 2 days In SBI card they have removed my old SBI card and generated New card for me and my mother and Physical card is delivered only for Primary card and add on card is not delivered Will i receive physical card for add on card or not?

www.technofino.in

 

[NTT]

I'm just sharing my experience.

They reissued my primary card last year when I applied for two add-on cards for my SimplyClick Mastercard.

Recently, I applied for a new add-on card for my SimplyClick Mastercard again, and this time they reissued my existing primary card along with the existing two add-on cards.

I think SBI wants to waste their money by reissuing our credit cards. 🤣

If you want to know why they are doing it for specific cards and only Mastercard cards, then contact SBI Card support for details.

FYI: SBI Cards operates in their own way; they are not going to follow your logic.


My old post

SBI Not Allowing to get the add-on card please help.

My Dad is trying to get me an addon card. He has a SBI prime card. The app shows you're not eligible for an addon card. He is a senior citizen. Could that be the reason? Does anyone have any prior experience ?

www.technofino.in

Similar issue reported by other members

SBI add on Card

I have applied for SBI Add on card for my Mother and after 2 days In SBI card they have removed my old SBI card and generated New card for me and my mother and Physical card is delivered only for Primary card and add on card is not delivered Will i receive physical card for add on card or not?

www.technofino.in

Very Strange.. but then not very Surprising.

We Lack and miss Quick redressal Mechanism in our country and lack of willingness on regulators' (arising out of society's in general) part for deterrent punishment on institutional misdeeds/negligence. Class suit actions could help.

 

[newinnov]

Very Strange.. but then not very Surprising.

We Lack and miss Quick redressal Mechanism in our country and lack of willingness on regulators' (arising out of society's in general) part for deterrent punishment on institutional misdeeds/negligence. Class suit actions could help.

Class action won't help there are some foreign banks which replace cards every year, citi used to do it too for HNI customers.

 

[NTT]

Class action won't help there are some foreign banks which replace cards every year, citi used to do it too for HNI customers.

Any gain for either party (Bank/customer) in replacing cards every year?

What you think could be the reason/motive/gains?

 

[MrThanos]

I think it is more to do with card number availability. SBI keeps first 12 digits same for primary and add on cards.