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Axis Credit Card Airtel Axis Bank credit card upgrade from master card to rupay varient - Missed Amazon voucher - Hopeless Bank

Abhi1990

TF Buzz
Hi..
Recently I have upgraded from Airtel Axis credit card from master card to rupay varient. Here my story falls.

Axis Bank Mis-sold Amazon Voucher – My Story

Timeline:

19 Apr 2025 – Received welcome benefits on Axis Airtel Mastercard.

2 Aug 2025 – Upgraded my card to RuPay variant. Phone Banking advisor promised ₹500 Amazon voucher. I agreed based on this assurance.

After Upgrade – Voucher never arrived.


Escalation Attempts:

Contacted Customer Care multiple times. Responses were vague or blamed prior benefits / RuPay conversion.

Escalated to Nodal Officer and MD Desk.

Despite providing call proof and payment history, MD Desk rejected my claim and suggested I go to RBI Ombudsman.


Key Issues:

1. Mis-selling by Axis Bank advisor.


2. MD Desk refused accountability; repeated copy-paste responses.


3. Insinuations questioning who pays my bills — despite perfect payment history.



Next Steps:

What to do next.?? I am planning to complaint RBI ombusman. How to proceed anybody please guide..


Warning: If Axis Bank promises benefits verbally, insist on written confirmation. Even with evidence, their internal escalation may refuse responsibility.

It's not about 500 rs voucher while selling the card their executive misguided about voucher benifit. I am very firm in this want teach them some lession to them..
But I never seen this kind of Hopeless Bank in my life. Even MD chamber not accepting their mistakes.
 
Hi..
Recently I have upgraded from Airtel Axis credit card from master card to rupay varient. Here my story falls.

Axis Bank Mis-sold Amazon Voucher – My Story

Timeline:

19 Apr 2025 – Received welcome benefits on Axis Airtel Mastercard.

2 Aug 2025 – Upgraded my card to RuPay variant. Phone Banking advisor promised ₹500 Amazon voucher. I agreed based on this assurance.

After Upgrade – Voucher never arrived.


Escalation Attempts:

Contacted Customer Care multiple times. Responses were vague or blamed prior benefits / RuPay conversion.

Escalated to Nodal Officer and MD Desk.

Despite providing call proof and payment history, MD Desk rejected my claim and suggested I go to RBI Ombudsman.


Key Issues:

1. Mis-selling by Axis Bank advisor.


2. MD Desk refused accountability; repeated copy-paste responses.


3. Insinuations questioning who pays my bills — despite perfect payment history.



Next Steps:

What to do next.?? I am planning to complaint RBI ombusman. How to proceed anybody please guide..


Warning: If Axis Bank promises benefits verbally, insist on written confirmation. Even with evidence, their internal escalation may refuse responsibility.

It's not about 500 rs voucher while selling the card their executive misguided about voucher benifit. I am very firm in this want teach them some lession to them..
But I never seen this kind of Hopeless Bank in my life. Even MD chamber not accepting their mistakes.
Understood your concern bro. I upgraded my Airtel card from master to rupay on 1st August. The agent only informed me that I will be charged again the JF. Not mentioned anything about the welcome benefits. But later only I realised that someone here in the TF got welcome benefits. So I done UPI transaction and next morning I got the welcome benefits. So everyone is getting the welcome benefits. So I was damn sure that there was a high chance that they might be removed the welcome benefits. Because some members already escalated the matter because they didn't receive the voucher.

Coming to RBI Part , you can raise it with RBIO . It takes a lot of time around 2-3 months to be resolved by RBI . It may need your time and energy as it is just a matter of 500 voucher. If it is written proof definitely you will win as its a miselling as you said. Still now I am not sure about the RBI will accept the call recordings file or not. Because in cms portal call recordings not supported. Also in RBI replies also they mentioned only jpg, pdf, jpeg format are supported. Someone please confirm about the recording file acceptability
 
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