Devaluation All RBL Zomato Edition Credit Cards will be converted to RBL Shoprite Credit Card

[Chaitanya-a]

it is 20 reward points for 100 and each reward point varies from 0.10 to 0.25. Value back can be derived depends on items we redeemed, since it is not direct cashback it assume ~3% (most of the famous vouchers available at 0.18p below only).

https://www.rblbank.com/product/credit-cards/rewards-catalogue

and redemption charges are 99+GST = 117, so have to accumulate and redeem at one go for better reward rate (2 years for expiry).

and max. spend in a month is 5000 for groceries (1000 RP limit).

Ex: in 2 years, 1,20,000 (5000*24) spends = 24000 points.

= amazon 0.12p = 2880 - 117 ~ 2.3%.
= lifestyle 0.15p = 3600 - 117 ~ 2.9% (note: lifestyle vouchers available at 5% using any card most of the time).
= pizzahut 0.25p ~ 5%.

Overall we can say its a useless card. Definitely worse than Zomato card. Can be kept only for RBL specific offers.

 

[amitamie]

With regards to Point 4, does it affect the Edition Cash already converted into Zomato credits and lying unused?

I have 19k edition cash available. I don't know how this edition cashback will be given in rbl new credit card . Can anyone suggest best way to utilise it.

 

[pprakash11]

I have 19k edition cash available. I don't know how this edition cashback will be given in rbl new credit card . Can anyone suggest best way to utilise it.

Redeem your edition cash in Zomato Credits and enjoy food !!

Don't let RBL convert your edition cash to RBL Shoprite cashback, they may devalue your 1 Edition cash to 0.25 may be!

 

[Chaitanya-a]

Redeem your edition cash in Zomato Credits and enjoy food !!

Don't let RBL convert your edition cash to RBL Shoprite cashback, they may devalue your 1 Edition cash to 0.25 may be!

Bhai 19k ka khana 😂 daily 300 ka order krenge tb b 2 mahina lgega

Yha mera ₹50 Cashback ni nikla...sb birthday offer ka kamaal h

 

[pprakash11]

Bhai 19k ka khana 😂 daily 300 ka order krenge tb b 2 mahina lgega

Yha mera ₹50 Cashback ni nikla...sb birthday offer ka kamaal h

yaha RBL Zomato card hi nahi mila. 🤣

 

[amitamie]

Redeem your edition cash in Zomato Credits and enjoy food !!

Don't let RBL convert your edition cash to RBL Shoprite cashback, they may devalue your 1 Edition cash to 0.25 may be!

Sahi bol rahe ho bhai. Waise email send Kiya hai Aaj RBL card ko . Waiting for their reply.

 

[pprakash11]

Sahi bol rahe ho bhai. Waise email send Kiya hai Aaj RBL card ko . Waiting for their reply.

Haan analyse karlo. You have time till May 14th.

 

[SoggypastA]

Double it and give it to next person

 

[saucy]

With regards to Point 4, does it affect the Edition Cash already converted into Zomato credits and lying unused?

No.
Edition cash already converted to Zomato credits are going to be in Zomato account, NOT with the credit card.
Also, Zomato Credits via credit card have No Expiry.

 

[saucy]

I have 19k edition cash available. I don't know how this edition cashback will be given in rbl new credit card . Can anyone suggest best way to utilise it.

Convert it to Zomato credits.
I have 4k credits , and yesterday loaded more using Zomato gift card.
Zomato gift card credits have 1 year validity. So don't buy the gift card unless you plan on using up all the credits.

 

[silly_putty]

it is 20 reward points for 100 and each reward point varies from 0.10 to 0.25. Value back can be derived depends on items we redeemed, since it is not direct cashback assume ~3% (most of the famous vouchers available at 0.18p below only).

https://www.rblbank.com/product/credit-cards/rewards-catalogue

and redemption charges are 99+GST = 117, so have to accumulate and redeem at one go for better reward rate (2 years for expiry).

and max. spend in a month is 5000 for groceries (1000 RP limit).

Ex: in 2 years, 1,20,000 (5000*24) spends = 24000 points.

= amazon 0.12p = 2880 - 117 ~ 2.3%.
= lifestyle 0.15p = 3600 - 117 ~ 2.9% (note: lifestyle vouchers available at 5% using any card most of the time).
= pizzahut 0.25p ~ 5%.

Thanks for the clarification, since i spend almost 1L in groceries annually, was planning to get the card. Dodged a bullet ig. Rn i have millennia and tata infinity which i use for groceries, can you suggest any more cards?

 

[TheMentalist]

Thanks for the clarification, since i spend almost 1L in groceries annually, was planning to get the card. Dodged a bullet ig. Rn i have millennia and tata infinity which i use for groceries, can you suggest any more cards?

Check here : https://www.technofino.in/community/threads/maximize-return-on-grocery-shopping.10972/
and https://www.technofino.in/community/threads/au-lit-customizable-features.2848/post-92771

 

[helloworld]

Thanks for the clarification, since i spend almost 1L in groceries annually, was planning to get the card. Dodged a bullet ig. Rn i have millennia and tata infinity which i use for groceries, can you suggest any more cards?

If you really spend 1L in a year for groceries and hope since we're talking about credit card means it must be something like super market etc. similar range, then I suggest you would get 'StanC Manhattan' (5% flat cashback on all grocery and departmental store spends and can easily waive annual fee with those spends), check once, you will save Rs. 5,000 without paying anything.

 

[silly_putty]

If you really spend 1L in a year for groceries and hope since we're talking about credit card means it must be something like super market etc. similar range, then I suggest you would get 'StanC Manhattan' (5% flat cashback on all grocery and departmental store spends and can easily waive annual fee with those spends), check once, you will save Rs. 5,000 without paying anything.

by groceries i mean dmart and dmart only. I also buy groceries for my labour along with my own, hence the high amount of spends in that segment. Does sc provide cards on c2c basis? got millennia with 2.07L limit.

 

[pprakash11]

by groceries i mean dmart and dmart only. I also buy groceries for my labour along with my own, hence the high amount of spends in that segment. Does sc provide cards on c2c basis? got millennia with 2.07L limit.

Yes. They have an option of C2C processing.

 

[Chaitanya-a]

Yes. They have an option of C2C processing.

But they give priority to salaried individuals.

 

[pprakash11]

But they give priority to salaried individuals.

Exactly like me and @Patil007 put salaried instead of flaunting our c2c with good limits.
Foreign banks ko keeda hota hai. Aamdani hai toh dedo 😂😂

 

[saucy]

by groceries i mean dmart and dmart only. I also buy groceries for my labour along with my own, hence the high amount of spends in that segment. Does sc provide cards on c2c basis? got millennia with 2.07L limit.

Can also direct 72k-90k of these spends towards Amex MRCC (for gift vouchers) or amex Plat travel (will need 190k spending, gets 6-8% return in hotel/flight vouchers).

Click here to apply!*

CCs are subject to various risks. Please read the offer.. bla bla bla.

(This is me shamelessly sharing referral code xD please make choices best suited for you)

 

[pprakash11]

Can also direct 72k-90k of these spends towards Amex MRCC (for gift vouchers) or amex Plat travel (will need 190k spending, gets 6-8% return in hotel/flight vouchers).

Click here to apply!*

CCs are subject to various risks. Please read the offer.. bla bla bla.

(This is me shamelessly sharing referral code xD please make choices best suited for you)

Fayada lene me sharmana kaisa bhai !

 

[akshayhs]

Placed a closure request as well 🙂 Let's see. If they offer World Safari FYF, I will keep it. If they don't, I lose nothing!