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All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

Apply For Lifetime Free IDFC First Credit Card
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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Abhishek012

TF Pioneer
Introduction

The National Payments Corporation of India (NPCI) is set to launch RuPay credit cards with all major banks in the coming years. RuPay currently offers three main credit card variants:
  1. RuPay Classic (Basic/Standard)
  2. RuPay Platinum (Premium) // includes SwiggyOne, Spa, Gift Cards, and more.
  3. RuPay Select (Super Premium)
There are also two sub-types under RuPay Select:
  1. RuPay Select
  2. RuPay Select Wellness (includes Gym, Spa, Golf programs, and more).
Key Features of RuPay Credit Cards
  • International Acceptance: Supported by Discover Financial Services, Diners Club International, Pulse, and JCB.
  • Free Benefits: Lounge access, wellness perks, and e-commerce offers.
  • Bank Offers: RuPay cards are eligible for the same offers as Visa/Mastercard (e.g., 10% discounts on Amazon, Flipkart).
  • No Discrimination Between Networks: If your Visa/Mastercard is lifetime free, the RuPay equivalent will also be lifetime free.
Lounge Access
  • RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/
  • RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/
  • RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.

RuPay Credit Card Issuing Banks (Updated Till December 2024)

1. HDFC Bank​

  • Available Cards: Bharat Cashback, IndianOil, MoneyBack+, Freedom, Regalia.
  • Recent Additions:
    • RuPay Regalia (June 2022).
    • TATA NEU Co-branded Cards (August 2022).
    • IRCTC RuPay Card (December 2022).
    • Stopper Stop Co-branded Cards (August 2023).
    • FirstBiz RuPay Credit Card (March 2024).
    • Business Regalia RuPay (May 2023).
    • CSC Small Business MoneyBack, Business MoneyBack, Virtual only UPI RuPay, FirstBiz RuPay
    • HDFC BizPower and HDFC BizGrow also live on RuPay
    • HDFC Pixel Go and HDFC Pixel Play RuPay (Both Pixel Card RuPay Physical Variant also available)

2. Bank of Baroda (BOB)​

  • Available Cards: Eterna, Easy, Premier, IRCTC, HPCL Energie, Snapdeal.
    • ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Varunah (all variants), Yoddha, Rakshamah,Vikram
  • Special Editions: Sentinel for Assam Rifles (July 2022), RuPay PRAGATI
  • Upcoming: BOB TIARA RuPay

3. SBI Card​

  • Available Cards:
    SBI Shaurya Platinum RuPay
    SBI Shaurya Select RuPay
    SBI IRCTC RuPay
    SBI IRCTC Platinum RuPay (higher variant SBI IRCTC Card)
    SBI SimplySAVE RuPay
    SBI-PSB Bank partnership SimplySAVE RuPay
    SBI-Central bank of India partnership SimplySAVE RuPay
    SBI-KVB Bank partnership SimplySAVE RuPay
    SBI-South Indian Bank partnership SimplySAVE RuPay
    SBI BPCL Platinum RuPay
    SBI BPCL Octane RuPay
    SBI Reliance RuPay
    SBI Reliance Prime RuPay
    SBI Paytm RuPay
    SBI Paytm Select RuPay
    SBI Elite RuPay
    SBI Prime RuPay
    SBI Titan RuPay
    SBI Yatra RuPay
    SBI Apollo RuPay
    SBI Miles RuPay
    SBI Miles Prime RuPay
    SBI Miles Elite RuPay
    SBI OLA Card on RuPay

4. Axis Bank​

  • Available Cards: IndianOil, MyZone, Neo, Airtel Co-branded RuPay Cards.
  • Notable Launch: Numberless Fibe RuPay Credit Card (October 2023), Kiwi,

5. ICICI Bank​

  • Available Cards: Coral, HPCL SuperSaver, Rubyx, ICICI MakeMyTrip RuPay (MakeMyTrip is Dual Card, you will get 2 cards: 1 Mastercard + 1 RuPay).

6. Yes Bank​

  • Available Cards: ACE, Reserv, Virtual Only Rupay
  • Co-brand Cards:
    • POP-CLUB RuPay Credit Card,
    • Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
    • Anq Pi RuPay Credit Card,
    • RIO RuPay Credit Card,
    • FREO RuPay Credit Card,
    • FinBooster RuPay Credit Card,
    • Paisabazaar Paisasave RuPay Credit Card

7. Federal Bank​

  • Available Cards: Signet RuPay JCB Credit Card, Federal WAVE RuPay JCB.

8. Kotak Bank​

  • Available Cards: Veer Platinum, Veer Select, Myntra, League, Mojo.
  • Urbane Gold, METRO Wholesale, IndianOil, Virtual Only

9. PNB (Punjab National Bank)​

  • Available Cards: PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select, Easemytrip RuPay Credit Cards.

10. IDBI Bank​

  • Available Cards: IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit cards.

11. Union Bank​

  • Available Cards: Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, 'Divaa' Women RuPay Platinum, RuPay JCB HEALTH Platinum and RuPay JCB Select credit cards

12. AU Small Finance Bank​

  • Available Cards: Business Cashback, IXIGO Co-branded RuPay Cards, Virtual Only, Spont.
  • Update 11th, December, 2024: Now all AU bank Credit Cards live on RuPay including AU LIT, Vetta, Zenith, AU Zenith+ RuPay Credit Card etc

13. IndusInd Bank​

  • Available Cards: eSvarna Corporate, Rupay Platinum, Samman RuPay Credit Cards.

14. RBL Bank​

  • Available Cards: Shoprite RuPay Credit Card, RBL IRCTC, RBL IOCL, RBL XTRA IOCL, RBL SalarySe UP RuPay, RBL Bank Patanjali Swarn, RBL Bank Patanjali Vishisht, TVS Credit RBL Bank Credit Card, TVS Credit RBL Bank Gold Credit Card.
15. IDFC Bank
  • Available Cards: First Power, First Power+, First Earn, Virtual Only

16. Other Banks (Rupay Platinum Credit Cards)​

  • Saraswat Bank
  • Bank of Maharashtra
  • Indian Overseas Bank
    • RuPay classic, RuPay Platinum and RuPay Select Credit card
  • Indian Bank
    • RuPay Platinum, RuPay Select and RuPay Business Credit card
  • City Union Bank
  • DBS Bank
  • SBM bank
    • Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card
  • Central Bank of India
    • Cent Merchant RuPay Credit Card
    • SwaDhan RuPay Platinum and RuPay Platinum credit card
  • Canara Bank
  • Nainital Bank
  • Panjab & Sindh Bank
    • TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards
  • OneCard
  • Jupiter
  • Freo

How to Switch from Visa/Mastercard to RuPay​

Each bank offers straightforward processes to switch to RuPay:

Final Notes​

  1. RuPay cards are on par with Visa/Mastercard in terms of offers and features.
  2. Newly launched RuPay cards might not immediately qualify for e-commerce offers—contact the bank for updates (Everything starts working perfectly after a few months).
  3. RuPay's partnerships ensure seamless international acceptance.
 
Last edited:
Apply For LTF AU LIT Credit Card
prc1990 said:
So no other option other than applying from the branch with either of those 3 specific codes right?

And is there any eligibility or can be issued to any SBI regular savings account holder?
Click to expand...
Only branch option available.

Official t&c 50k MAB required to apply for SBI RuPay Platinum debit card
But some branch employees issue this card without checking eligibility.

See their computer and ask them to search and select anyone of the card with code -
SBI RuPay Domestic Platinum debit card - code: "REP"
RuPay-DFS IndianOIL Platinum Global debit card - code: "IRP"
RuPay JCB Platinum Global debit card - code: “RPJ”
 
Abhishek012 said:
Only branch option available.

Official t&c 50k MAB required to apply for SBI RuPay Platinum debit card
But some branch employees issue this card without checking eligibility.

See their computer and ask them to search and select anyone of the card with code -
SBI RuPay Domestic Platinum debit card - code: "REP"
RuPay-DFS IndianOIL Platinum Global debit card - code: "IRP"
RuPay JCB Platinum Global debit card - code: “RPJ”
Click to expand...
Did you get as per official TnC or by luck? 😁
 
prc1990 said:
Did you get as per official TnC or by luck? 😁
Click to expand...
No, infact my SBI branch issue all types of RuPay card without any issuing fees.

Many SBI customers got SBI RuPay Platinum without checking eligiblity but some customers also didn't get RuPay Platinum, which was rejected by the employees of the branch as they did not fulfill the eligibility criteria.

Some Branch staff also ask to maintain minimum 1 lakh and then he will get RuPay Platinum (officially 50k required for RuPay platinum & 1 lakh for Visa/master Platinum) but branch staff were not aware of this.
 
Abhishek012 said:
No, infact my SBI branch issue all types of RuPay card without any issuing fees.

Many SBI customers got SBI RuPay Platinum without checking eligiblity but some customers also didn't get RuPay Platinum, which was rejected by the employees of the branch as they did not fulfill the eligibility criteria.

Some Branch staff also ask to maintain minimum 1 lakh and then he will get RuPay Platinum (officially 50k required for RuPay platinum & 1 lakh for Visa/master Platinum) but branch staff were not aware of this.
Click to expand...
Can you share the official documentation link
 
Abhishek012 said:
No, infact my SBI branch issue all types of RuPay card without any issuing fees.

Many SBI customers got SBI RuPay Platinum without checking eligiblity but some customers also didn't get RuPay Platinum, which was rejected by the employees of the branch as they did not fulfill the eligibility criteria.

Some Branch staff also ask to maintain minimum 1 lakh and then he will get RuPay Platinum (officially 50k required for RuPay platinum & 1 lakh for Visa/master Platinum) but branch staff were not aware of this.
Click to expand...
A lucky branch your account belongs to 🙂
 
Abhishek012 said:
No, infact my SBI branch issue all types of RuPay card without any issuing fees.

Many SBI customers got SBI RuPay Platinum without checking eligiblity but some customers also didn't get RuPay Platinum, which was rejected by the employees of the branch as they did not fulfill the eligibility criteria.

Some Branch staff also ask to maintain minimum 1 lakh and then he will get RuPay Platinum (officially 50k required for RuPay platinum & 1 lakh for Visa/master Platinum) but branch staff were not aware of this.
Click to expand...
Sarkari bank employees attitude
 
Abhishek012 said:
No, infact my SBI branch issue all types of RuPay card without any issuing fees.

Many SBI customers got SBI RuPay Platinum without checking eligiblity but some customers also didn't get RuPay Platinum, which was rejected by the employees of the branch as they did not fulfill the eligibility criteria.

Some Branch staff also ask to maintain minimum 1 lakh and then he will get RuPay Platinum (officially 50k required for RuPay platinum & 1 lakh for Visa/master Platinum) but branch staff were not aware of this.
Click to expand...
Maybe those guys (who didn't get Rupay Platinum) went during their lunch time! 😉🤣
 
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