All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

[Abhishek012]

All RuPay Credit card issuer bank list & How to change Visa to RuPay Credit card:

NPCI is planning to launch RuPay credit cards with all credit card issuing banks in the next few years. NPCI currently focusing to get the banks ready, enabled and certified.

You should know RuPay has 3 variants of credit cards -

1) RuPay Classic (Standard/Basic card) - equivalent to Visa/mastercard classic.

2) RuPay Platinum (Premium card) - equivalent to Visa/mastercard Platinum

3) RuPay Select (Super Premium card) - equivalent to Visa Signature and mastercard World.

Edited - RuPay also have 2 types of RuPay Select card -

1) RuPay 'Select' card
2) RuPay 'Select Wellness' card

RuPay 'Select Wellness' card offer free Gym access, Spa services, Golf program, Health Check Up etc, register here - https://www.rupay.co.in/select-booking

All RuPay Credit Cards are International card, RuPay partner with Discover Financial Services, Diners club International, Pulse and Japan's JCB card network to accept worldwide.

Updated on 11th November, 2023 - Recently, some PSU banks launched RuPay's own Domestic credit cards, these cards are accepted only on RuPay card network in India and outside India.

Some RuPay Platinum Credit cards now also offer free Health Check Up, SwiggyOne membership, Urban club membership, Spa services, Gift cards of Bigbasket, Flipkart, Myntra, Nykaa, Bookmyshow movie ticket offers etc, register here - https://rupayplat.golftripz.com/#/offers

If you have RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/

Or If you have RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/

RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.

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Now Before start one last and important thing, you guys should know. Banks never discrimination between Visa/mastercard vs RuPay. What does it mean ?

This means that if your Visa credit card is life time free then the same variant RuPay credit card will also be life time free or if you change your existing life time free Visa card to RuPay then your new RuPay variant card comes by default life time free.

2nd thing, Any offers given by banks are also applicable on your RuPay credit cards too like Axis, HDFC, ICICI, SBI CARD, BOB etc 10% discount offers on Amazon and Flipkart or other e-commerce websites (Ofcourse sometimes newly launch RuPay card is not eligible for e-commerce discount offers but that doesn't mean banks discrimination between Visa/mastercard vs RuPay. It simply meaning your card is new, bank systems are not updated, wait for few months or complaint to banks they will soon fix it. In fact, newly launch Yes bank Visa & RuPay both credit cards and few months back one person told Axis Magnus Visa Credit card is not working on e-com discount offers). So i hope it's clear. All bank offers are eligible on RuPay credit cards too.

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RuPay Credit Card issuing banks and card variant list (Update till 22th May, 2022) -

1) HDFC Bank - RuPay Bharat Cashback, RuPay IndianOil, RuPay Moneyback+, RuPay Freedom New Credit card is available and already customers are getting this cards on RuPay.

Updated on 24th June, 2022 - RuPay Regalia credit card is now available, already got one user, check RuPay Regalia card image on page 21 comment section.

Updated on 17th August, 2022 - TataNeu launch 2 new RuPay Co-Branded Credit Cards from HDFC bank - TATA NEU INFINITY Card and TATA NEU PLUS Card.

Updated on 17th December, 2022 - HDFC IRCTC co-branded RuPay Credit Card launched

Updated on 3rd April, 2023 - CSC Small Business MoneyBack RuPay Credit card launched (Already one person got this card).

Updated on 22th April, 2023 - HDFC Bank Shoppers Stop Credit Card and HDFC Bank Shoppers Stop Black Credit Card launched.

Updated on 5th May, 2023 - HDFC Business MoneyBack RuPay Credit card launched (Already one person got this card).

Updated on 5th May, 2023 - HDFC Virtual only UPI RuPay credit card and Virtual only UPI RuPay Biz credit card coming soon (I think 2 variant will available, one for non-business and another one for business variant).

Updated on 22th May, 2023 - HDFC Business Regalia RuPay credit card launched (Already one person got this card).

Upcoming HDFC RuPay Credit cards - HDFC Bank Regalia First credit Card, HDFC Bank Shoppers Stop Credit Card, HDFC Bank Shoppers Stop Black Credit Card, HDFC Bank Business MoneyBack, HDFC Bank Business Regalia Credit Card (if anyone got these cards let me know in comment section and also shared the card masked pic).

Updated on 29th, March, 2024 - HDFC FirstBiz RuPay Credit Card Launched

Updated on 29th, March, 2024 - Both HDFC Indigo Credit Cards are coming soon on RuPay variant.

Apart from this cards, RuPay Millennia and RuPay Regalia credit card also available, last year HDFC bank leak this cards on RuPay but currently no customers verified got this cards on RuPay.

Some customers are also receive life time free RuPay Moneyback+ Credit card.

How to change your existing Visa/mastercard IndianOil or Moneyback+ Credit card on RuPay ?

Just send a mail to - customerservices.cards@hdfcbank.com
priorityredressal.creditcards@hdfcbank.com
grievance.redressalcc@hdfcbank.com

Already some customers verified and successfully change HDFC Visa IndianOil and Visa Moneyback+ to RuPay IndianOil and RuPay Moneyback+.

2) BOB CARD - BOB RuPay Easy, RuPay Premier, RuPay IRCTC, RuPay ICAI EXCLUSIVE, RuPay ICSI DIAMOND, RuPay CMA ONE, RuPay Varunah, RuPay Varunah Plus, RuPay Varunah Premium Credit card available.

Updated on 23th May, 2022 - 'HPCL BOB RuPay ENERGIE' Credit Card launched today.

Updated on 23th July, 2022 - BOB launch "The SENTINEL" RuPay Credit card for Assam Rifles

Updated on 24th August, 2022 - BOB launch RuPay 'Yoddha' Credit card for Indian Army

Updated on 1st September, 2022 - Snapdeal Bank of Baroda RuPay Credit card launched

Updated on 25th November, 2022 - BoB Launches RuPay ‘Rakshamah’ Credit Card Exclusively for Indian Coast Guards Personnel

Updated on 24th January, 2023 - BOB launch RuPay Vikram Credit Card

Updated on 3rd April, 2023 - BoB launch BoB BUPB "RuPay PRAGATI" Credit Card tieup with Baroda UP Gramin Bank.

Note - All BOB RuPay Credit cards are also JCB card outside India.

Currently, BOB bank offer life time free RuPay Easy and RuPay Premier credit card, Free card offer valid till 30th September, 2022, If not extended.

How to change your existing BOB Easy and Premier Credit card on RuPay ?

Just send a mail to - conversions@bobfinancial.com you will get reply within 3 working days, fill the form and submit, you will receive your BOB RuPay credit card.

Already many customers are successfully convert BOB Visa Easy and Visa Premier Credit card to RuPay.

One more thing, BOB RuPay Premier Credit card holders also get 4 free international airport lounge visits in a year (for comparison, BOB Visa Premier credit card variant only gives you access to airport lounges in India). LoungeKey link register here - https://www.loungekey.com/en/jcb11/

3) SBI CARD - SBI RuPay BPCL Platinum, RuPay SimplySAVE, RuPay JCB 'Yatra' Card, RuPay IRCTC Platinum, RuPay JCB 'Apollo' card, RuPay FBB StyleUp, RuPay Shaurya Platinum and RuPay Shaurya Select credit cards available.

Updated on 18th May, 2023 - 2 new Paytm SBI Credit card launched on RuPay JCB - Paytm SBI Credit Card and Paytm SBI Select Credit Card.

Updated on 4th Nov, 2023 - 2 new Reliance SBI Credit card launched on RuPay JCB - Reliance SBI Credit Card and Reliance SBI Prime Credit Card.

Updated on 29th, March, 2024 - SBI Titan RuPay Select credit card launched

SBI Octane BPCL RuPay JCB Select credit card launched

Apart from this cards, 2 more SBI RuPay credit cards coming soon, maybe more.

How to change your existing SBI Visa credit card to SBI RuPay credit card ?

Call SBI Card and ask for card network conversion.

4) Axis bank - Axis bank silently launch RuPay IndianOil Credit card (no official announcement yet)

Update on 7th June, 2022 - Today, Axis bank officially announced IndianOil RuPay credit card.

Updated on 5th May, 2023 - "Kiwi" launch lifetime free RuPay credit card.

Updated on 15th October, 2023 - Axis bank launched Numberless Fibe RuPay Credit Card (Fibe card number showing only on Fibe app not physical card)

Updated on 10th Jan, 2024 - Axis Myzone RuPay Credit Card launched

Updated on 10th Jan, 2024 - Axis Neo RuPay Credit Card launched

Axis Airtel RuPay Co-branded Credit Card launched

5) ICICI bank - ICICI bank officially launched ICICI RuPay Coral Credit card.

Updated on 1st August, 2022 - One person got Coral RuPay, check how to apply and RuPay Coral credit card image on page 39 comment section.

Updated on 24th July, 2023 - ICICI bank launch HPCL SuperSaver RuPay Credit Card.

Updated on 15th October, 2023 - ICICI bank launch RuPay Rubyx Credit Card

6) Yes bank - Yes bank RuPay JCB ACE Credit Card available (formerly Prosperity Rewards Plus Card).

Yes bank RuPay JCB Reserv Credit Card launched

Yes bank RuPay JCB Virtual Credit Card launched for all existing card holders

Other Yes bank Co-branded credit cards -

POP-CLUB RuPay Credit Card,
Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
Anq Pi RuPay Credit Card,
RIO RuPay Credit Card,
FREO RuPay Credit Card,
FinBooster RuPay Credit Card,
Paisabazaar Paisasave RuPay Credit Card

Updated on 24th July, 2023 - Yes bank launch Virtual only RuPay credit card

7) Federal bank - Federal bank RuPay JCB 'Signet' Credit Card available.

Apart from this card, one more Federal bank RuPay JCB Credit Card coming soon.

8) Kotak bank - Kotak bank RuPay JCB 'Veer Platinum' and RuPay JCB 'Veer Select' credit card available for defence personal.

Updated on 25th November, 2022 - Kotak launch Urbane Gold RuPay Credit Card

Updated on 17th December, 2022 - Kotak, METRO Wholesale launch Lifetime Free RuPay Credit card

Updated on 5th January, 2023 - Kotak bank launch IndianOil RuPay Credit Card

Updated on 11th June, 2023 - Kotak bank launch Myntra RuPay credit card

Updated on 15th June, 2023 - Kotak bank launch League RuPay credit card

Updated on 6th July, 2023 - Kotak bank launch Mojo RuPay credit card

Updated on 15th October, 2023 - Kotak bank virtual only RuPay Credit Card launched

Updated on 29th, March, 2024 - Kiwi Kotak RuPay Credit Card coming soon

Apart from this cards, I heard 2 more Kotak bank RuPay credit card will launch in future.

9) PNB bank - PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select Credit card available.

PNB RuPay Easemytrip RuPay Credit Card launched

Apart from this cards, 2 more PNB RuPay credit cards coming soon.

Mostly all PNB RuPay Credit cards are life time free, if you apply through PNB branch or if you use one time quarterly all PNB RuPay Platinum credit cards joining and annual fees wavier and RuPay Select credit cards annual fees wavier.

10) IDBI Bank (LIC Co-branded RuPay credit card) - IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit card available.

LIC RuPay Credit cards are currently available only for LIC policy holders and apply through LIC branch or LIC agents.

11) SBM bank (RuPay co-branded cards) - Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card available.

12) Union bank (HPCL Co-branded RuPay credit card) - Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, RuPay JCB Platinum and RuPay JCB Select credit card available.

Union bank RuPay Platinum credit cards are life time free, if you apply through Union bank branch.

Updated on 11th November, 2023 - Union bank of India Women RuPay Platinum credit card launched.

13) City Union bank - City union bank life time free RuPay credit card launched.

14) Saraswat bank - Saraswat Co-operative Bank RuPay Platinum credit card available.

Saraswat bank also offer every month 20% on utility bill amount, upto Rs. 250/- on RuPay credit card. Card apply through Saraswat bank branch only.

15) Bank of Maharastra - RuPay Platinum credit card launched.

16) Indian Oversea Bank - RuPay classic, RuPay Platinum and RuPay Select Credit card launched.

17) India Post bank - India Post bank and PNB bank launch Co-branded RuPay Platinum credit card.

18) Indian bank - RuPay Platinum, RuPay Select and RuPay Business Credit card launched.

19) Central bank of India - RuPay Platinum and RuPay Select credit card available both RuPay card now discontinued.

Updated on 10th Jan, 2024 - Central bank of India launch two new "Cent Merchant RuPay Credit Card"

20) Bank of India - SwaDhan RuPay Platinum and RuPay Platinum credit card available.

21) Canara bank - RuPay Platinum and RuPay Select credit card available.

Canara bank RuPay Platinum credit card is life time free, if you apply through branch.

Updated on 18th June, 2022 -

22) Nainital Bank - Nainital bank launch RuPay Contactless Credit card, partner with BOB bank.

This is co-branded RuPay Contactless credit card with BOB bank. You will get same benefit, you get on BOB Easy credit card.

Card holders of Nainital Bank, apply for this card.

Updated on 23th June, 2022 -

23) AU Small Finance Bank - AU Small Finance Bank RuPay Credit Cards coming soon within next 2 Quarters.

Updated on 22th April, 2023 - AU bank RuPay Business cashback credit card launched.

Updated on 1st Feb, 2024 - AU bank Instapay virtual only RuPay Credit Card launched

AU SPONT RuPay Credit Card launched

AU bank IXIGO RuPay co-branded credit card launched.

Updated on 5th January, 2023 -

24) Punjab & Sind Bank (PSB) - Launch RuPay SimplySAVE Credit card partnership with SBI Card

25) IDFC First bank - 2 new RuPay HPCL Cobranded Credit Card launched.

FIRST Power Credit Card and FIRST Power+ Credit Card.

IDFC First Earn RuPay Credit Card launched (FD based Credit Card)

Updated on 15th October, 2023 - IDFC bank virtual only RuPay Credit Card launched

26) TMB bank (Tamilnad Mercantile Bank) - TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards.

27) OneCard - OneCard launched RuPay credit cards tieup with South Indian bank and SBM bank.

28) Jupiter - Jupiter launched RuPay credit card tieup with CSB Bank

29) Freo - Freo launch Freo Yes bank RuPay credit card.

30) IndusInd Bank - RuPay Platinum Credit Card launched

Updated on 10th Jan, 2024 - Indusind bank launch ‘eSvarna’, first RuPay corporate credit card

Updated on 10th Jan, 2024 - IndusInd Bank launch ‘Samman RuPay Credit Card’

31) RBL Bank - Shoprite RuPay Credit Card launched.

32) DBS Bank -

Updated on 29th, March, 2024 - DBS Spark RuPay JCB Credit card coming soon.

 

[Abhishek012]

Some guy in YouTube told me that SBI RuPay cards are not eligible for offers in Amazon pay and all. The 10% discount applicable for SBI Credit Cards are NOT applicable for RuPay variants. They are only for VISA/Mastercard.

Can anyone confirm?

This is not 100% true.

Old SBI IRCTC RuPay and SBI RuPay Shaurya credit cards working on all 10% discount offers.

Newly launch SBI BPCL RuPay credit card and other newly launch all SBI RuPay Credit cards within a last few months, all this cards are not working on 10% discount offers.

I think this cards are not updated on SBI system yet. You need to complaint or wait few more months.

 

[Abhishek012]

Maybe because of bin numbers

@AsishB
Yes, new BIN numbers are not updated on SBI CC offers, It will take few months time, sometimes more than 6 months but if you complaint to SBI customer support then they will solve within a next few months.

I already mentioned in my post -

"Any offers given by banks are also applicable on your RuPay credit cards too like Axis, HDFC, ICICI, SBI CARD, BOB etc 10% discount offers on Amazon and Flipkart or other e-commerce websites (Ofcourse sometimes newly launch RuPay card is not eligible for e-commerce discount offers but that doesn't mean banks discrimination between Visa/mastercard vs RuPay. It simply meaning your card is new, bank systems are not updated, wait for few months or complaint to banks they will soon fix it. In fact, newly launch Yes bank Visa & RuPay both credit cards and few months back one person told Axis Magnus Visa Credit card is not working on e-com discount offers). So i hope it's clear. All bank offers are eligible on RuPay credit cards too."

 

[AsB]

@AsishB
Yes, new BIN numbers are not updated on SBI CC offers, It will take few months time, sometimes more than 6 months but if you complaint to SBI customer support then they will solve within a next few months.

I already mentioned in my post -

"Any offers given by banks are also applicable on your RuPay credit cards too like Axis, HDFC, ICICI, SBI CARD, BOB etc 10% discount offers on Amazon and Flipkart or other e-commerce websites (Ofcourse sometimes newly launch RuPay card is not eligible for e-commerce discount offers but that doesn't mean banks discrimination between Visa/mastercard vs RuPay. It simply meaning your card is new, bank systems are not updated, wait for few months or complaint to banks they will soon fix it. In fact, newly launch Yes bank Visa & RuPay both credit cards and few months back one person told Axis Magnus Visa Credit card is not working on e-com discount offers). So i hope it's clear. All bank offers are eligible on RuPay credit cards too."

What about SBI Simply Save card in RuPay platform? Do I need to wait for a few months for this one as well?

 

[Abhishek012]

What about SBI Simply Save card in RuPay platform? Do I need to wait for a few months for this one as well?

I dnt have SBI SimplySAVE RuPay BIN number, If anyone have pls share the first 6 digit BIN number.

I will check and inform you.

 

[Abhishek012]

I have been recently issued SBI SimplySave credit card in VISA platform. I also wanted it on RuPay network but since the card is new in RuPay, I will wait for few more months for card network conversion as I do not want to miss 10% instant discount offers on Amazon/Flipkart.

One person already received SBI SimplySAVE RuPay credit card, i will ask him BIN number and i will check Amazon & Flipkart 10% discount offer working or not.

 

[Abhishek012]

One person already received SBI SimplySAVE RuPay credit card, i will ask him BIN number and i will check Amazon & Flipkart 10% discount offer working or not.

@AsishB @Deal_Freak

Hi, He shared SBI RuPay SimplySAVE BIN number is 652902

10% Discount working on SimplySAVE card, infact SBI RuPay BPCL also working on Amazon discount (Last month i checked SBI BPCL RuPay CC was not working on Amazon discounts but today working).

I tried on currently running 10% upto 1500 off on LED TVs, Amazon-SBI CC offer (offer valid till 17th June).

You can also try this trick to check offer working or not, SBI RuPay SimplySAVE BIN number - 652902, credit card companies use NUM10 Algorithm.

Amazon card enter page, Enter - 652902xxxxxxxx00
652902xxxxxxxx01
652902xxxxxxxx02
652902xxxxxxxx03
652902xxxxxxxx04 etc

XXXX - enter any numbers and just change last digits, one by one 0 to 9. 😀😀

Any SBI CC offer running on Flipkart ? i will check on Flipkart too and inform you.

 

[ashwinkashwink is verified member.]

@AsishB @Deal_Freak

Hi, He shared SBI RuPay SimplySAVE BIN number is 652902

10% Discount working on SimplySAVE card, infact SBI RuPay BPCL also working on Amazon discount (Last month i checked SBI BPCL RuPay CC was not working on Amazon discounts but today working).

I tried on currently running 10% upto 1500 off on LED TVs, Amazon-SBI CC offer (offer valid till 17th June).

You can also try this trick to check offer working or not, SBI RuPay SimplySAVE BIN number - 652902, credit card companies use NUM10 Algorithm.

Amazon card enter page, Enter - 652902xxxxxxxx00
652902xxxxxxxx01
652902xxxxxxxx02
652902xxxxxxxx03
652902xxxxxxxx04 etc

XXXX - enter any numbers and just change last digits, one by one 0 to 9. 😀😀

Any SBI CC offer running on Flipkart ? i will check on Flipkart too and inform you.

View attachment 1854

Great info bro keep it up 👍

 

[AsB]

@AsishB @Deal_Freak

Hi, He shared SBI RuPay SimplySAVE BIN number is 652902

10% Discount working on SimplySAVE card, infact SBI RuPay BPCL also working on Amazon discount (Last month i checked SBI BPCL RuPay CC was not working on Amazon discounts but today working).

I tried on currently running 10% upto 1500 off on LED TVs, Amazon-SBI CC offer (offer valid till 17th June).

You can also try this trick to check offer working or not, SBI RuPay SimplySAVE BIN number - 652902, credit card companies use NUM10 Algorithm.

Amazon card enter page, Enter - 652902xxxxxxxx00
652902xxxxxxxx01
652902xxxxxxxx02
652902xxxxxxxx03
652902xxxxxxxx04 etc

XXXX - enter any numbers and just change last digits, one by one 0 to 9. 😀😀

Any SBI CC offer running on Flipkart ? i will check on Flipkart too and inform you.

View attachment 1854

Thank You so much !! I will apply for this card soon

 

[Abhishek012]

New bank launch RuPay Credit card -

22) Nainital Bank - Nainital bank launch RuPay Contactless Credit card, partner with BOB bank.

This is co-branded RuPay Contactless credit card with BOB bank. You will get same benefit, you get on BOB Easy credit card.

Card holders of Nainital Bank, apply for this card.

 

[prc1990]

New bank launch RuPay Credit card -

22) Nainital Bank - Nainital bank launch RuPay Contactless Credit card, partner with BOB bank.

This is co-branded RuPay Contactless credit card with BOB bank. You will get same benefit, you get on BOB Easy credit card.

Card holders of Nainital Bank, apply for this card.

Aisa Bank ka nam pehli bar sun raha hu 😐.

 

[Abhishek012]

Aisa Bank ka nam pehli bar sun raha hu 😐.

India me 1200 se bhi jada banks ha.

Visa/mastercard bas 80 se 100 banks he shayad issue krte hoga but RuPay card approx saare banks karta ha issue.

last year he padha tha, RuPay ne 1000+ banks me e-com enabled kiya debit card par aur 1200 se bhi jada bank RuPay debit card ab issue karne laga ha.

RuPay card chote chote banks, technology service provider k sath deal karta ha, unhe saare technology provide karta ha.

Taki woh bhi digital India ka part bann sake. Zeta, YPay etc jaise technology service provider ko suruwati dino me NPCI, RuPay ka bohot support mila, tab ja kar aaj Zeta jaisi Indian companies Visa, mastercard, Amex, HDFC jaise bade companies or banks k sath deal kar pa raha ha aur Internationally expand bhi kar raha ha, kuch months pahele ka he news ha mastercard ne Zeta pe invest kiya apne Credit card expand k liye.

Initial days me NPCI/RuPay ka bohot bada support raheta ha, saare Indian startups or banks ko. Aur yehi reason ha ki RuPay k pas time nahi raheta ki woh bade bade banks pe jada focus kar sake.

 

[yolofino]

@Abhishek012 I have HDFC Regalia credit card on Visa platform, can it be changed to Rupay platform?

 

[SoggypastA]

@Abhishek012 I have HDFC Regalia credit card on Visa platform, can it be changed to Rupay platform?

Is there any benifit moving Visa Signature to Rupay Platinum?

 

[Abhishek012]

@Abhishek012 I have HDFC Regalia credit card on Visa platform, can it be changed to Rupay platform?

Try it but 0.01% chance you will get on RuPay Platform. No harm to try.

2 NPCI employees told me, this Regalia, Millennia credit cards are live on RuPay but it is decided by the banks when they will issue this card to the customers.

 

[Abhishek012]

Is there any benifit moving Visa Signature to Rupay Platinum?

HDFC bank benefits are same.

Card will be on RuPay Select platform.

 

[yolofino]

Try it but 0.01% chance you will get on RuPay Platform. No harm to try.

2 NPCI employees told me, this Regalia, Millennia credit cards are live on RuPay but it is decided by the banks when they will issue this card to the customers.

Ok thanks, will try and update if any changes.

 

[AsB]

Try it but 0.01% chance you will get on RuPay Platform. No harm to try.

2 NPCI employees told me, this Regalia, Millennia credit cards are live on RuPay but it is decided by the banks when they will issue this card to the customers.

Do banks have to register all their credit card variants, they wish to bring to RuPay platform in NPCI?

 

[Abhishek012]

Do banks have to register all their credit card variants, they wish to bring to RuPay platform in NPCI?

Yes. Currently banks are not interested to issue Super Premium or any other higher cashback/rewards credit cards on RuPay Platform except Co-Branded cards.

First banks launch low rewards credit cards and co-branded cards on RuPay, Once banks get enough profit from RuPay Credit card issuing customers.

Banks will start issuing Super Premium Credit cards on RuPay.

Currently, NPCI/RuPay is non-profit company, RuPay's current plan is network expansion, acceptance and develop VAS services (EMI, AutoPay, Quick checkout like features etc) and also migrate all banks to BEPG to improve e-com success rate.

Once all technology will developed within next few years, NPCI will hive off RuPay as a for-profit company (Same way before 2008 Visa/mastercard was a non-profit company, Visa/mastercard launch all Super premium and Ultra premium cards after company convert into for-profit company and listed on US Share market).

HDFC, ICICI, SBI, AXIS, HSBC & other PSU banks, they are the owner of RuPay card, Once RuPay will turn into for-profit company, these banks will getting quarterly dividend from RuPay and issuing more RuPay cards means more profits for these banks.

 

[AsB]

Yes. Currently banks are not interested to issue Super Premium or any other higher cashback/rewards credit cards on RuPay Platform except Co-Branded cards.

First banks launch low rewards credit cards and co-branded cards on RuPay, Once banks get enough profit from RuPay Credit card issuing customers.

Banks will start issuing Super Premium Credit cards on RuPay.

Currently, NPCI/RuPay is non-profit company, RuPay's current plan is network expansion, acceptance and develop VAS services (EMI, AutoPay, Quick checkout like features etc) and also migrate all banks to BEPG to improve e-com success rate.

Once all technology will developed within next few years, NPCI will hive off RuPay as a for-profit company (Same way before 2008 Visa/mastercard was a non-profit company, Visa/mastercard launch all Super premium and Ultra premium cards after company convert into for-profit company and listed on US Share market).

HDFC, ICICI, SBI, AXIS, HSBC & other PSU banks, they are the owner of RuPay card, Once RuPay will turn into for-profit company, these banks will getting quarterly dividend from RuPay and issuing more RuPay cards means more profits for these banks.

Hmm. In my opinion, NPCI should de-tach RuPay from its umbrella, project it as a Public Company, be the highest owner of shares, and look to making profits after a few months, or may be within 3-5 years.

 

[Abhishek012]

Hmm. In my opinion, NPCI should de-tach RuPay from its umbrella, project it as a Public Company, be the highest owner of shares, and look to making profits after a few months, or may be within 3-5 years.

I think impossible within next 10 years.