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All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

Abhishek012

TF Pioneer
Introduction

The National Payments Corporation of India (NPCI) is set to launch RuPay credit cards with all major banks in the coming years. RuPay currently offers three main credit card variants:
  1. RuPay Classic (Basic/Standard)
  2. RuPay Platinum (Premium) // includes SwiggyOne, Spa, Gift Cards, and more.
  3. RuPay Select (Super Premium)
There are also two sub-types under RuPay Select:
  1. RuPay Select
  2. RuPay Select Wellness (includes Gym, Spa, Golf programs, and more).
Key Features of RuPay Credit Cards
  • International Acceptance: Supported by Discover Financial Services, Diners Club International, Pulse, and JCB.
  • Free Benefits: Lounge access, wellness perks, and e-commerce offers.
  • Bank Offers: RuPay cards are eligible for the same offers as Visa/Mastercard (e.g., 10% discounts on Amazon, Flipkart).
  • No Discrimination Between Networks: If your Visa/Mastercard is lifetime free, the RuPay equivalent will also be lifetime free.
Lounge Access
  • RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/
  • RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/
  • RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.


RuPay Credit Card Issuing Banks (Updated Till December 2024)

1. HDFC Bank​

  • Available Cards: Bharat Cashback, IndianOil, MoneyBack+, Freedom, Regalia.
  • Recent Additions:
    • RuPay Regalia (June 2022).
    • TATA NEU Co-branded Cards (August 2022).
    • IRCTC RuPay Card (December 2022).
    • Stopper Stop Co-branded Cards (August 2023).
    • FirstBiz RuPay Credit Card (March 2024).
    • Business Regalia RuPay (May 2023).
    • CSC Small Business MoneyBack, Business MoneyBack, Virtual only UPI RuPay, FirstBiz RuPay
    • HDFC BizPower and HDFC BizGrow also live on RuPay
    • HDFC Pixel Go and HDFC Pixel Play RuPay (Both Pixel Card RuPay Physical Variant also available)

2. Bank of Baroda (BOB)​

  • Available Cards: Eterna, Easy, Premier, IRCTC, HPCL Energie, Snapdeal.
    • ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Varunah (all variants), Yoddha, Rakshamah,Vikram
  • Special Editions: Sentinel for Assam Rifles (July 2022), RuPay PRAGATI
  • Upcoming: BOB TIARA RuPay

3. SBI Card​

  • Available Cards:
    SBI Shaurya Platinum RuPay
    SBI Shaurya Select RuPay
    SBI IRCTC RuPay
    SBI IRCTC Platinum RuPay (higher variant SBI IRCTC Card)
    SBI SimplySAVE RuPay
    SBI-PSB Bank partnership SimplySAVE RuPay
    SBI-Central bank of India partnership SimplySAVE RuPay
    SBI-KVB Bank partnership SimplySAVE RuPay
    SBI-South Indian Bank partnership SimplySAVE RuPay
    SBI BPCL Platinum RuPay
    SBI BPCL Octane RuPay
    SBI Reliance RuPay
    SBI Reliance Prime RuPay
    SBI Paytm RuPay
    SBI Paytm Select RuPay
    SBI Elite RuPay
    SBI Prime RuPay
    SBI Titan RuPay
    SBI Yatra RuPay
    SBI Apollo RuPay
    SBI Miles RuPay
    SBI Miles Prime RuPay
    SBI Miles Elite RuPay
    SBI OLA Card on RuPay

4. Axis Bank​

  • Available Cards: IndianOil, MyZone, Neo, Airtel Co-branded RuPay Cards.
  • Notable Launch: Numberless Fibe RuPay Credit Card (October 2023), Kiwi,

5. ICICI Bank​

  • Available Cards: Coral, HPCL SuperSaver, Rubyx, ICICI MakeMyTrip RuPay (MakeMyTrip is Dual Card, you will get 2 cards: 1 Mastercard + 1 RuPay).

6. Yes Bank​

  • Available Cards: ACE, Reserv, Virtual Only Rupay
  • Co-brand Cards:
    • POP-CLUB RuPay Credit Card,
    • Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
    • Anq Pi RuPay Credit Card,
    • RIO RuPay Credit Card,
    • FREO RuPay Credit Card,
    • FinBooster RuPay Credit Card,
    • Paisabazaar Paisasave RuPay Credit Card

7. Federal Bank​

  • Available Cards: Signet RuPay JCB Credit Card, Federal WAVE RuPay JCB.

8. Kotak Bank​

  • Available Cards: Veer Platinum, Veer Select, Myntra, League, Mojo.
  • Urbane Gold, METRO Wholesale, IndianOil, Virtual Only

9. PNB (Punjab National Bank)​

  • Available Cards: PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select, Easemytrip RuPay Credit Cards.

10. IDBI Bank​

  • Available Cards: IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit cards.

11. Union Bank​

  • Available Cards: Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, 'Divaa' Women RuPay Platinum, RuPay JCB HEALTH Platinum and RuPay JCB Select credit cards

12. AU Small Finance Bank​

  • Available Cards: Business Cashback, IXIGO Co-branded RuPay Cards, Virtual Only, Spont.
  • Update 11th, December, 2024: Now all AU bank Credit Cards live on RuPay including AU LIT, Vetta, Zenith, AU Zenith+ RuPay Credit Card etc

13. IndusInd Bank​

  • Available Cards: eSvarna Corporate, Rupay Platinum, Samman RuPay Credit Cards.

14. RBL Bank​

  • Available Cards: Shoprite RuPay Credit Card, RBL IRCTC, RBL IOCL, RBL XTRA IOCL, RBL SalarySe UP RuPay, RBL Bank Patanjali Swarn, RBL Bank Patanjali Vishisht, TVS Credit RBL Bank Credit Card, TVS Credit RBL Bank Gold Credit Card.
15. IDFC Bank
  • Available Cards: First Power, First Power+, First Earn, Virtual Only

16. Other Banks (Rupay Platinum Credit Cards)​

  • Saraswat Bank
  • Bank of Maharashtra
  • Indian Overseas Bank
    • RuPay classic, RuPay Platinum and RuPay Select Credit card
  • Indian Bank
    • RuPay Platinum, RuPay Select and RuPay Business Credit card
  • City Union Bank
  • DBS Bank
  • SBM bank
    • Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card
  • Central Bank of India
    • Cent Merchant RuPay Credit Card
    • SwaDhan RuPay Platinum and RuPay Platinum credit card
  • Canara Bank
  • Nainital Bank
  • Panjab & Sindh Bank
    • TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards
  • OneCard
  • Jupiter
  • Freo


How to Switch from Visa/Mastercard to RuPay

Each bank offers straightforward processes to switch to RuPay:

Final Notes​

  1. RuPay cards are on par with Visa/Mastercard in terms of offers and features.
  2. Newly launched RuPay cards might not immediately qualify for e-commerce offers—contact the bank for updates (Everything starts working perfectly after a few months).
  3. RuPay's partnerships ensure seamless international acceptance.
 
Last edited:
Kitne din laga? Aap wohi ho na Jo offline dala tha and firse online dala and pichle saal online bhi apply Kiya tha? 🤪
Yup.
Offline wala jo thaa, wo bank agent aaj (jab mera card deliver hua) phone karke bataya ki income proof chhaiye. Pehle nahi manga thaa. Mein ne usko bataya ki card mil chuka hai.
Apply process -
Pehle twitter pe complain kiya ki Online se card apply nahi ho raha . Twitter walo ne kuchh din baad kaha ki aab apply karlo. Apply karne ke baad tweet kiya wagera wagera.
6 June ko apply kiya. 8 June ko mere existing card ka photo manga gaya (documents@bobworld....) . 22 June ko approve hua, 27 June ko dispatch hua and 29 June ko mere haath mein card. Koi verification call nahi aya. Mera unke saath ek zero balance account hai



1.jpg 2.jpg
 
Yup.
Offline wala jo thaa, wo bank agent aaj (jab mera card deliver hua) phone karke bataya ki income proof chhaiye. Pehle nahi manga thaa. Mein ne usko bataya ki card mil chuka hai.
Apply process -
Pehle twitter pe complain kiya ki Online se card apply nahi ho raha . Twitter walo ne kuchh din baad kaha ki aab apply karlo. Apply karne ke baad tweet kiya wagera wagera.
6 June ko apply kiya. 8 June ko mere existing card ka photo manga gaya (documents@bobworld....) . 22 June ko approve hua, 27 June ko dispatch hua and 29 June ko mere haath mein card. Koi verification call nahi aya. Mera unke saath ek zero balance account hai



View attachment 2170View attachment 2171
Already BoB savings customer yes karne se, you don't get an option to apply on C2C basis, isn't it?

200K limit se only 35K limit mila? 🧐
 
200K limit se only 35K limit mila? 🧐
Hmm. Mein ne income apne purana company ka daal diya thaa, joh 3 lpa se kaam hi thaa, but mein ne 3 lpa hi daal diya. Naya company ka payslip abhi tak generate nahi hua.

Already BoB savings customer yes karne se, you don't get an option to apply on C2C basis, isn't it?
Hann. Application mein option nahi deka. But, mein ne jabardasti bank statement ke saath aapna card ka statement gusha diya.
 
Hmm. Mein ne income apne purana company ka daal diya thaa, joh 3 lpa se kaam hi thaa, but mein ne 3 lpa hi daal diya. Naya company ka payslip abhi tak generate nahi hua.


Hann. Application mein option nahi deka. But, mein ne jabardasti bank statement ke saath aapna card ka statement gusha diya.
B in AsishB now stands for BoB 😂🥹.
 
Hmm. Mein ne income apne purana company ka daal diya thaa, joh 3 lpa se kaam hi thaa, but mein ne 3 lpa hi daal diya. Naya company ka payslip abhi tak generate nahi hua.


Hann. Application mein option nahi deka. But, mein ne jabardasti bank statement ke saath aapna card ka statement gusha diya.
I had done the same, jabaradasti ka card statement upload kar diya income proof me. 🤣
 
  • Haha
Reactions: AsB
2 July 2022 ke andar SBI Simply Click aa raha hai. Bas RuPay wala nahi hai.
Oh, there is one person harassing me on whatsapp again for sbi kyc, I have not even applied.

SBI is crazy bank, they take application then later find minor faults to reject them.

If you are desperate to give CC at least follow through entire process in same desperation. It becomes hassle 🙄 🤣
 
Oh, there is one person harassing me on whatsapp again for sbi kyc, I have not even applied.

SBI is crazy bank, they take application then later find minor faults to reject them.

If you are desperate to give CC at least follow through entire process in same desperation. It becomes hassle 🙄 🤣
You can use SBI Sprint. If you are eligible , you will get it instantly
 
Got BOB Easy RuPay Credit Card delivered today. Limit is pathetic. Rs 35,000/-, but still more than Axis Bank's limit. However, I was surprised to see the card number starting with 3 (3561-xxxx-xxxx-xxxx). I thought Amex starts with 3, VISA with 4, Mastercard with 5 and RuPay with 6.
RuPay card starting number -

RuPay JCB Global Cards - "35"
RuPay Discover Global card - "65"

RuPay Domestic cards (also support international payment on RuPay Global network in Bhutan, Nepal, UAE, Bahrain etc) -

Starting number - 508, 60, 81 and 82.
 
I've heard about it, will check it out. Thanks!


My post on it
 
Already shared.

full details - https://www.rupay.co.in/rupay-offers/offer?id=501

  • RuPay Debit/prepaid: Up to 20% cashback with max cash back of INR 500 per app/customer in form of 6E rewards
  • RuPay Credit Card: Up to 20% cashback with max cash back of INR 1500 per app/customer in form of 6E rewards
 
  • Like
Reactions: AsB
Guys, does anyone know the procedure to apply for LIC Eclat card here? I have been trying to get in touch with LIC Cards' customer care number (which remains busy forever) and their email address, however I haven't gotten any response from their side yet. It seems these folks are not at all interested in selling this card.
Just now, he received sms saying card was approved. They said it’ll reach in 7days.

LIC RuPay credit card, If he receive the card. i will share all the apply process.
 
Just now, he received sms saying card was approved. They said it’ll reach in 7days.

LIC RuPay credit card, If he receive the card. i will share all the apply process.
@Abhishek012 Since he got the message about the approval, considered it approved. Could you please let us know the steps which your friend followed for applying this card.
 
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