Am I over-leveraged for SBI Cashback card?

[Trump]

So I'll be applying for SBI Cashback & A-Pay this Wednesday as soon as I turn 21. So Can you guys look into my case & give me a reality check???

Portfolio

1) AMEX - SmartEarn (Paid) - Rs. 1,62,000.
2) Axis Bank - Neo (LTF) - Rs. 1,34,000.
3) HDFC Bank- Millennia (Paid) + Swiggy (Paid) - Rs. 1,00,000 each.
4) Kotak Mahindra Bank - Zen Signature (LTF) - Rs. 35,000 + Myntra (Paid) - Rs. 27,000

CIBIL - 779
Credit Age - 2y 8m
Income - Take Home Salary - 70k approx.

I already have an account with ICICI under their Privilege program since the last year, I have an SBI Gold Segment Profile. What are the chances of approval & which one should I apply first ??? Throw in any other suggestions, if necessary.

@Vasuki @SSV @D₹V @Abhishek012

 

[Hemang]

UPDATE: The Apay rejection reason says -

• Rejected due to insufficient/adverse of credit history being less than required policy norms

Firstly they fetched EQUIFAX credit report & not CIBIL which is mostly irrelevant and inaccurate IMO. So I sent an email for reconsideration of my application wherein I attached my CIBIL Report & explained my case. CIBIL - 779, credit age - 2y 8m, no defaults whatsoever. I sent e-mail to girish.sehgal@icicibank.com, sandeep.bakshi@icicibank.com, anish.madhavan@icicibank.com, managingdirector@icicibank.com, senior.management@icicibank.com, headservicequality@icicibank.com, pno@icicibank.com & headcreditcards@icicibank.com.

I have not received a single auto reply acknowledgment e-mail. Sent the same e-mail two times more yet no auto reply acknowledgment e-mail, which forces me to think whether or not they have actually received the e-mail. I'm quite worried. Please help me figure out if there's anything more I can do?? @Vasuki @SSV

Even my application was rejected when i directly applied for amazon icici bhai. After 6 months too they had not deleted my previous application so it was not allowing me to apply. THen i approached icici bank directly, she suggested that if there is core card of icici bank with you then it is instantly approved for amazon icici. Now this may be an expansion strategy but it did worked with me.
After me, same thing happened with my juniors too, those who had platinum icici cc easily got amazon icici approval in 5 minutes. So you can explore this route too. No harm in keeping a core icici cc for 10% instant discount, and if you don't need it afterwards you can always close them.

 

[akiratoriyama]

Even my application was rejected when i directly applied for amazon icici bhai. After 6 months too they had not deleted my previous application so it was not allowing me to apply. THen i approached icici bank directly, she suggested that if there is core card of icici bank with you then it is instantly approved for amazon icici. Now this may be an expansion strategy but it did worked with me.
After me, same thing happened with my juniors too, those who had platinum icici cc easily got amazon icici approval in 5 minutes. So you can explore this route too. No harm in keeping a core icici cc for 10% instant discount, and if you don't need it afterwards you can always close them.

It is true.