Hi TF Folks,
Amex is approving their cards in Tier 2, Tier 3 Cities and some rural Pin codes as per my experience. I have used referrals within family and friends and got approved.
Scenario 1: I have shared my Plat Charge Card Supplementary Card to my family member and they completed VKYC and their supplementary card got approved later on tried to apply individual Plat Travel card on their name and it got approved without VKYC as the VKYC is already done. (There was no CIBIL hit)
Scenario 2: As Scenario 1 worked I shared my referral link to one of my friend who comes in Tier 3 city of Andhra Pradesh and he doesn't have any Amex relationship or Supplementary card, he tried for MRCC card with my referral and it got approved for him.
In both the cases Aadhar location and Office location both are non serviceable locations and are from Tier 3 cities only.
Earlier Bestbanker was saying he can get Plat Cards (Plat Charge, Plat Travel, Plat Reserve) for Non Serviceable locations but Seems Amex is increasing their serviceable locations silently. Just try your luck. This is my experience but post your story if you guys are trying out.
**Please Note: Try at your own risk of CIBIL hit.
Amex is approving their cards in Tier 2, Tier 3 Cities and some rural Pin codes as per my experience. I have used referrals within family and friends and got approved.
Scenario 1: I have shared my Plat Charge Card Supplementary Card to my family member and they completed VKYC and their supplementary card got approved later on tried to apply individual Plat Travel card on their name and it got approved without VKYC as the VKYC is already done. (There was no CIBIL hit)
Scenario 2: As Scenario 1 worked I shared my referral link to one of my friend who comes in Tier 3 city of Andhra Pradesh and he doesn't have any Amex relationship or Supplementary card, he tried for MRCC card with my referral and it got approved for him.
In both the cases Aadhar location and Office location both are non serviceable locations and are from Tier 3 cities only.
Earlier Bestbanker was saying he can get Plat Cards (Plat Charge, Plat Travel, Plat Reserve) for Non Serviceable locations but Seems Amex is increasing their serviceable locations silently. Just try your luck. This is my experience but post your story if you guys are trying out.
**Please Note: Try at your own risk of CIBIL hit.