American Express Credit Cards are getting approved for Non Serviceable Locations - (High Chances)

[BVCBVC is verified member.]

Hi TF Folks,

Amex is approving their cards in Tier 2, Tier 3 Cities and some rural Pin codes as per my experience. I have used referrals within family and friends and got approved.

Scenario 1: I have shared my Plat Charge Card Supplementary Card to my family member and they completed VKYC and their supplementary card got approved later on tried to apply individual Plat Travel card on their name and it got approved without VKYC as the VKYC is already done. (There was no CIBIL hit)

Scenario 2: As Scenario 1 worked I shared my referral link to one of my friend who comes in Tier 3 city of Andhra Pradesh and he doesn't have any Amex relationship or Supplementary card, he tried for MRCC card with my referral and it got approved for him.

In both the cases Aadhar location and Office location both are non serviceable locations and are from Tier 3 cities only.

Earlier Bestbanker was saying he can get Plat Cards (Plat Charge, Plat Travel, Plat Reserve) for Non Serviceable locations but Seems Amex is increasing their serviceable locations silently. Just try your luck. This is my experience but post your story if you guys are trying out.

**Please Note: Try at your own risk of CIBIL hit.

 

[Arjunvijesh]

I tried applying and the reply from amex :/

[td] Dear Arjun,​ ​

[/td]

[td] Thank you for your interest in applying for American Express® Platinum Travel Credit Card. After reviewing your application, we have determined that your current location doesn't meet our eligibility criteria. As a result, we are not able to process your application. At present, American Express® Cards and services are only offered in select cities. We are constantly expanding across new borders and encourage you to check back with us in the future to see if we are issuing Cards in your city. We appreciate your understanding.​ ​

[/td]

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[pythonlover]

I tried applying and the reply from amex :/

​

​ [td] Dear Arjun,​ ​

​

[/td]

​

​ [td] Thank you for your interest in applying for American Express® Platinum Travel Credit Card. After reviewing your application, we have determined that your current location doesn't meet our eligibility criteria. As a result, we are not able to process your application. At present, American Express® Cards and services are only offered in select cities. We are constantly expanding across new borders and encourage you to check back with us in the future to see if we are issuing Cards in your city. We appreciate your understanding.​ ​

​

[/td]

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Did they do a CIBIL check before rejecting the application?

 

[VasukiVasuki is verified member.]

Well if someone gets a card approved in Patna, kindly update here. Thank you.

Don't try it's not 😅

 

[Andy1]

Not working, I just tried.

 

[snjn]

The above trick only works when you are pre-approved (less enquiries in last 3 months and nil enquiries from Amex in last 3 months). If you are pre-approved it will show a tentative limit and will allow VKYC. If there is no V-KYC card will not be approved in non serviceable locations. So don't try.

 

[Arjunvijesh]

Did they do a CIBIL check before rejecting the application?

No, they did not.