American express offered me without documents

[Odugu Narasimha Rao]

hello today i opened American express website to apply credit card when I given all details website shown me you are eligible for American express card mrcc with 1.38 to 2.5 lakhs credit card limit without income documents.so i applied and after that i received kyc link.i am not a salaried or self employed can I do kyc will the card approved or not?

 

[vaibhav111vaibhav111 is verified member.]

Any insight on why they have suspended their refferal program?

No clue.. why amex stopped referral program.

 

[SSV]

wait .. till the referral is started again... for temporary referral is suspended. and through referral fees for platinum would be FYF.

Any guestimate on when will the referral program be back online, in a few weeks , a few months etc??

 

[pprakash11]

Any guestimate on when will the referral program be back online, in a few weeks , a few months etc??

I've DMed them on Twitter. Waiting for response.

 

[SSV]

I've DMed them on Twitter. Waiting for response.

Well done mate!!
Please keep us posted. Would like to apply for an amex card once the referral program is back..

 

[ALOAK]

No clue.. why amex stopped referral program.

I think referral program is still going on.

 

[pprakash11]

I think referral program is still going on.

Kindly check again

 

[ALOAK]

Kindly check again

Ok

 

[vaibhav111vaibhav111 is verified member.]

Ok

 

[Tejo]

Income docs weren't required in my case. I've already received and started using the card.

I do have a very good CIBIL score and perfect payment track record.

If in cibil already your employee details were updated by another institutions and if you given same details then they don't reverify. (50-50)

 

[pprakash11]

Well done mate!!
Please keep us posted. Would like to apply for an amex card once the referral program is back..

I called them today they were clueless on when the referral is again going to start.
They are just saying internal policies.

 

[PiperatGatesofDawn]

If in cibil already your employee details were updated by another institutions and if you given same details then they don't reverify. (50-50)

At best case there will be only a corporate address.

No company name, no salary information etc. In my case it's just the address of a corporate building housing many offices and nothing more.

 

[Tejo]

At best case there will be only a corporate address.

No company name, no salary information etc. In my case it's just the address of a corporate building housing many offices and nothing more.

There are third party nbfc linked fintechs, which will report whatever address we give.

 

[raghu.rokda]

How to convert American Express platinum card lifetime free

 

[pprakash11]

How to convert American Express platinum card lifetime free

You can not

 

[Tejo]

How to convert American Express platinum card lifetime free

Don't think of that, else you will loose amex services.

 

[raghu.rokda]

You can not

Negotiations on customer service?

 

[Tejo]

Negotiations on customer service?

If you have good spends, can request for fee reversal but not ltf*

 

[raghu.rokda]

If you have good spends, can request for fee reversal but not ltf*

Anyone get fee reversal?

 

[Tejo]

Hi, I too want to apply for this card

I have heard that Amex requires local address proof. is it true ? Currently i am working in Mumbai. but do not have any proof of stay of Mumbai.

Go to nearby branch in which bank you have account.

Update address as communication address, show the statement as address proof.

 

[AritraSaha]

How is the acceptance of AMEX card? Online, mall, small shop?

I never used amex & wanted to apply..