Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

[TechnoFinoTechnoFino is verified member.]

Amex India has once again started their renowned credit card referral program! If you've been considering getting an Amex card, this is the perfect opportunity. You can obtain a first-year free Amex card using the referral link.

Amex Platinum Travel Card:
You'll get
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC

Amex MRCC:
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Gold Charge:
First Year Fees: Rs. 1000 + GST
2000 bonus MR Points + 4000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex SmartEarn:
Annual Fees: Rs. 495 + GST
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Reserve Card:
First Year Fees: Rs. 5000 + GST
4000 bonus MR Points + 11000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Charge:
First Year Fees: Rs. 60000 + GST
10000 bonus MR Points + Rs. 45,000 worth Taj voucher.
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Note: You are allowed to post your referral links on this thread, but do not post referrals on random amex card threads.

 

[Riva]

From the referral page - The Annual Membership Renewal fee of Rs.1500 will be 100% waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs.90,000 to Rs.1,49,999.

Correct, which means this will be charged at the end of the 1st year, basis the spends on the card. Is my understanding correct?

 

[Riva]

Are Amex cards supported on HDFC bill pay for 1% cashbacks? Is the gold card which is a charge card applicable for HDFC bill pay 1% cashback as well?

 

[vaibhav111vaibhav111 is verified member.]

So, no spend based waiver condition for MRCC from Second year.Is it a flat 1500 fee ?

Spend 1.5 lakhs is applicable for fees waived in preceeding year so in 2nd anniversary year fees won't be charged. It fees waived card

 

[vaibhav111vaibhav111 is verified member.]

Yes for mrcc, gold and plantium. Have numerous times and received 1%. Can't comment on charge card cause I don't have that card but it should work.

Are Amex cards supported on HDFC bill pay for 1% cashbacks? Is the gold card which is a charge card applicable for HDFC bill pay 1% cashback as well?

 

[gabu]

APPLY AMEX via my referral and Learn trick to complete 1500X 4 MRCC or gold card txns without spending a single dime 😉

 

[saucy]

Is MRCC card good to take? Or Should I go with Platinum Travel? (I have other cards for lounge access) I wanted to understand what extra does Platinum travel offers to justify 5K renewal fees.

So platinum travel is for you if:
1. You want returns(cashback etc) in form of discounts on hotel stays. It gives Taj vouchers etc - you will get 7-8% return on your spend through this card
2. If you have 2L/4L spending per year that you can do through this card.
This is because it has milestones at 1.9L and 4L spending for the Taj vouchers. You must reach them to get the ~8% return

So if that's something you can utilise, choose plat travel.
Otherwise MRCC is good to go!

 

[saucy]

So, no spend based waiver condition for MRCC from Second year.Is it a flat 1500 fee ?

Ofcourse there is

If you do 90k+ spends you will pay 750

And that is easy to get, because 1500*4 txns themselves will get you to 72k
So if you get 20k spends in 1-2 months, you would have 750 as fees.

If you do 150k spends in a year, complete free!

 

[saucy]

I don't know if this has been answered before, hence asking again.. for MRCC, annual reversal, when are the annual fees charged? At the start of the year for the next year and then reversed when target spends are met or at the end if the year basis the spends.

Charged at the start of the year, if your last year's spends didn't meet the waiver milestone
Check here

 

[saucy]

As per referral page, no spend based waiver for MRCC from Second year onwards. Flat 1.5K annual fee. Anyone please confirm?

Check again

Scroll to "view all cards"
Go to MRCC card (it's the yellow one)

Check for "more details" - you will find the spend based waiver criteria

 

[saucy]

Are Amex cards supported on HDFC bill pay for 1% cashbacks? Is the gold card which is a charge card applicable for HDFC bill pay 1% cashback as well?

Yes absolutely.

Charge cards are not treated differently anywhere. It's just a naming convention they use.

Just like postpaid and prepaid phone plans. They basically work the same 🤣

 

[saucy]

MRCC spend milestones are.easy to achieve, and do not need you to manufacture fake spending.

So anyone doubtful, as long as you use Paytm wallet and are comfortable with storing money on Amazon wallet(for spends on things like insurance)

You are good to go! Mast 5% cahsback enjoy karo

 

[Riva]

Yes absolutely.

Charge cards are not treated differently anywhere. It's just a naming convention they use.

Just like postpaid and prepaid phone plans. They basically work the same 🤣

Good to know, thanks

 

[samm255]

Lol, there is a flood of referral and open trading of GVs on this thread. 😀
What are the chances of approval for self-employee?

 

[saucy]

Lol, there is a flood of referral and open trading of GVs on this thread. 😀
What are the chances of approval for self-employee?

Chances are good if you have a good history

 

[Parky]

Amex just came at the right time, when other cards are getting devalued.

If anyone wants to apply for an MRCC card, they can use my referral code to get a free 1st-year card and 2000 points.
Referral code: https://americanexpress.com/en-in/referral/pARASGk9oE?XL=MIANS

 

[Alex292929]

I just did the V KYC but I am unable to track my application using reference no

 

[ChurningNoob]

I just did the V KYC but I am unable to track my application using reference no

It takes few days to update.

 

[ChurningNoob]

You have been referred for an American Express Card by your friend

Step into a world of rewards with the American Express® Platinum Travel Credit Card. Apply now with my referral link. T&C Apply.

americanexpress.com

Please use my referral and get ₹1000 worth gift voucher

 

[ADITYA1904]

Anyone is using my referral i can give amazon pay gift card for platinum charge card…https://americanexpress.com/en-in/referral/hARDIP9wDk?XL=MIMNS
Plus you get 10000 MR points plus amazon pay gift card…only for platinum charge card, dm me if interested

 

[saucy]

Anyone is using my referral i can give amazon pay gift card for platinum charge card…https://americanexpress.com/en-in/referral/hARDIP9wDk?XL=MIMNS
Plus you get 10000 MR points plus amazon pay gift card…only for platinum charge card, dm me if interested

Kitne mil Gaye Bhai referral 😜