Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

[TechnoFinoTechnoFino is verified member.]

Amex India has once again started their renowned credit card referral program! If you've been considering getting an Amex card, this is the perfect opportunity. You can obtain a first-year free Amex card using the referral link.

Amex Platinum Travel Card:
You'll get
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC

Amex MRCC:
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Gold Charge:
First Year Fees: Rs. 1000 + GST
2000 bonus MR Points + 4000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex SmartEarn:
Annual Fees: Rs. 495 + GST
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Reserve Card:
First Year Fees: Rs. 5000 + GST
4000 bonus MR Points + 11000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Charge:
First Year Fees: Rs. 60000 + GST
10000 bonus MR Points + Rs. 45,000 worth Taj voucher.
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Note: You are allowed to post your referral links on this thread, but do not post referrals on random amex card threads.

 

[vasanth_ece]

Will we get supplementary card for MRCC? or its stopped ?

 

[ChurningNoob]

Kitne mil Gaye Bhai referral 😜

Kitna time lagta referral bonus milne?

Mujhe pata hi nai chalra kisne ab tak use kiya ki nai 🤣

 

[amit]

Will we get supplementary card for MRCC? or its stopped ?

no free supp cards now

 

[samm255]

And that is easy to get, because 1500*4 txns themselves will get you to 72k

how 72k ?

 

[kalratush]

Referral for Amex Platinum Charge card! Bonus 10000 points upon applying as well as 45k Taj vouchers, thanks!! Dm me if any queries

You have been referred for an American Express Card by your friend

Step into a world of rewards with the American Express® Platinum Card. Apply now with my referral link. T&C Apply.

americanexpress.com

 

[saucy]

how 72k ?

1500*4 = 6k
6*12 = 72k

 

[samm255]

1500*4 = 6k
6*12 = 72k

Okay you were explaining the 72k spending on the card, I thought that was reward points 😀 my apologies.

 

[ravi923615]

So platinum travel is for you if:
1. You want returns(cashback etc) in form of discounts on hotel stays. It gives Taj vouchers etc - you will get 7-8% return on your spend through this card
2. If you have 2L/4L spending per year that you can do through this card.
This is because it has milestones at 1.9L and 4L spending for the Taj vouchers. You must reach them to get the ~8% return

So if that's something you can utilise, choose plat travel.
Otherwise MRCC is good to go!

So Is there any fee waiver for plat travel upon reaching 2L or 4L?

 

[Random123]

Hi, have a scenario for which wanted your inputs. Have MRCC since 2019 (first credit card). Got an upgrade to plat travel but it is card on card and mrcc will be closed once upgraded. Also mrcc wasn't via referral and hence fees is 4500 + taxes, though could meet spend criteria till now.
Was planning for amex gold and plat travel, so thought of taking upgrade to plat travel, then apply directly gold and mrcc again which would have lower fees. Wanted to know if it will be common credit account in cibil and whether closing plat travel later would mean closing oldest account ? Also would appreciate any other suggestions. Thanks

 

[saucy]

Okay you were explaining the 72k spending on the card, I thought that was reward points 😀 my apologies.

Yep no worries. For 72k MR points you'd definitely need to refer folks 🤣

So Is there any fee waiver for plat travel upon reaching 2L or 4L?

No there are no fee waivers. However you can request them for considering fee waiver, and they would reward you with platinum points on renewal

 

[samm255]

what is charge card? is that different type card?

 

[amit]

what is charge card? is that different type card?

charge card = No predefined limit (sofe limit is there), you have to pay your bill in full every month.

 

[gabu]

Lol, there is a flood of referral and open trading of GVs on this thread. 😀
What are the chances of approval for self-employee?

Not asked even for income docs I guess due to 10yrs+ hostory

 

[gabu]

Hi, have a scenario for which wanted your inputs. Have MRCC since 2019 (first credit card). Got an upgrade to plat travel but it is card on card and mrcc will be closed once upgraded. Also mrcc wasn't via referral and hence fees is 4500 + taxes, though could meet spend criteria till now.
Was planning for amex gold and plat travel, so thought of taking upgrade to plat travel, then apply directly gold and mrcc again which would have lower fees. Wanted to know if it will be common credit account in cibil and whether closing plat travel later would mean closing oldest account ? Also would appreciate any other suggestions. Thanks

Plat travel via referral would be free first year vs 3.5k via upgrade though you 10k pts on upgrade vs 2k via referral
MRCC complete this year spend and later apply gold charge.
wait like everyone for companion card offer if it comes.
You can refer yourself too (though do read the risks) else
use mine https://www.americanexpress.com/en-...870644&CPID=999999544&GENCODE=349993060897200

 

[anirban.choudhuryanirban.choudhury is verified member.]

If you apply for multiple amex cards in the same week you'll only get a single CIBIL hit

Yes and only 1 vkyc for all cards

 

[samm255]

Not asked even for income docs I guess due to being self employed.

Actually I don't need this card as don't see any use of it. Unnecessary burden of fee. I was even offered 2k upi transfer if my card is approved. I have good CIBIL 786 and ITR and if they consider self-employee then I guess most probably I will get this card. I mainly use HDFC and Axis card of most of my spends and rest are lying in my box for more than six months.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Just a suggestion
Don't take Plat travel using referral if you love points
A fees of 3500 would give 10k points

 

[Akshay9512]

What are documents accepted for address proof? My Aadhaar card has a different address, then my current address.

 

[ADITYA1904]

Kitne mil Gaye Bhai referral 😜

Abhi me chun raha hu…

 

[Mars_rover]

How much time after vkyc we get approval message?