I am not able to understand how it affects people having gold or MRCC along with travel card. They will still use 24k gold collection - it any case gives better value. Standalone basis travel card is good only for Marriot transfer. But I sense Gold collection may not stay same. It was devalued last year and maybe next change will happen there. Doesn't make any sense that here you pay 25k points to get 10k Taj voucher but another you can get 14k voucher for 24k points.