Any Personal Loans without PF and TDS Cut ?

[KeytoKrishna]

I m Salaried guy with 1.25 L Sal per month, working with IT company, i m denied Personal loans with almost all Banks as my company is Unlisted and there is no PF and TDS cut, Any alternate to avail PL ? Plz suggest- Thanks in Advance

 

[Vasuki]

I m Salaried guy with 1.25 L Sal per month, working with IT company, i m denied Personal loans with almost all Banks as my company is Unlisted and there is no PF and TDS cut, Any alternate to avail PL ? Plz suggest- Thanks in Advance

Which bank do you get salary & ur oldest bank account & credit profile.

 

[KeytoKrishna]

Which bank do you get salary & ur oldest bank account & credit profile.

Credited in ICICI from past 2 years.But have Car Loan(bajaj) going on...

 

[Vasuki]

Credited in ICICI from past 2 years.But have Car Loan(bajaj) going on...

Didn't u got any loan offer from icici?
Open hdfc bank account - with high balance.
& APPLY .
If not immediate.. you can use it as main account for 1-2 month with high blance maintenance..
Hdfc gives offer very quickly.
Since u have 1.25 salary .. u must have previlgae program from Icici & must have Rm .
Call him & ask him for loan offer.
He will help

 

[KeytoKrishna]

Didn't u got any loan offer from icici?
Open hdfc bank account - with high balance.
& APPLY .
If not immediate.. you can use it as main account for 1-2 month with high blance maintenance..
Hdfc gives offer very quickly.
Since u have 1.25 salary .. u must have previlgae program from Icici & must have Rm .
Call him & ask him for loan offer.
He will help

Yes, ICICI Privilege Account only, My RM is also helpless, he has no clue why i was not fetched with any offers.

 

[Vasuki]

Credited in ICICI from past 2 years.But have Car Loan(bajaj) going on...

You can also threaten to close icici account
& Lure hdfc with classic banking+ moving ur salary account. If they process your loan.

 

[Vasuki]

Yes, ICICI Privilege Account only, My RM is also helpless, he has no clue why i was not fetched with any offers.

Icici is hopeless in offer 😁.
Talk with hdfc & you can apply manual in icici too

 

[KeytoKrishna]

Icici is hopeless in offer 😁.
Talk with hdfc & you can apply manual in icici too

Ok-TQ for your time.

 

[aslamalidramer]

It seems you're inquiring about personal loans that don't involve PF (Provident Fund) or TDS (Tax Deducted at Source) deductions. Kotak Mahindra Bank offers personal loans with transparent terms, but PF and TDS policies depend on specific financial regulations.